Hello Fuentesamparo1118, You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.
A fixer upper would most likely not qualify for FHA financing but you may consider 203k loans to buy and fix those types of properties.
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.
It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
Great question. I always attend every inspection and recommend having the buyers attend the last 30 minutes of inspection to ask questions. Some buyers want to be present the entire time and actually follow the inspector. If this happens I will always let the inspector know ahead of time so they can plan accordingly. Itâ€™s also a great time to go over any escrow paperwork, disclosures etc..
Premier Ca Realty
I too relocated to Texas from California in February (the taxman chased me out) and although there are clearly more programs in CA for the first time buyer, there are some pretty good ones in the Lone Star State. If you haven't already found someone to help you let me know. Our company is licensed in Texas. BTW, I have never seen so much kindness, respect and just genuinely nice people all gathered in one place. You will love it here in Texas, I do! Yes you will miss the weather but there are so many other positives it will more than make up for it.
In the market where I work good quality, turnkey homes priced at market or just below move fast and with multiple offers. I agree with the other agents that if you want to sell now and are realistic about the current value of your home, why wait.
Don't try to time the market if you need to sell. You may see prices drop a few percentage points this year but qualified buyers are out there and looking to purchase while prices and interest rates are both low.
Just remember to work with your agent and take any advice he or she may give as far as getting your condo market ready. Clean, De-Clutter, De-Personalize. And maybe a new coat of paint if it needs it. A good agent will be able to advise you.
Best of Luck
ANTHONY ALTIERI Realtor
Certified HAFA Short Sale Specialist, Keller Williams, Los Feliz 323 252 9055
Website and Real Estate Blog: WWW.EASTBOUNDLA.COM
My Personal Blog: WWW.EASTBOUNDLA.BLOGSPOT.COM... more
Tony ... I believe that you should be leasing a property for your business only after you have created a written and viable business plan. That plan would include timing and method for getting the business license. And consult with somebody experienced in the nature of your business and discuss whether your business plan is reasonable, that your license will help you, that you will have work comp insurance to cover employees, and whether the assets and product of your business will be insurable. Then you would consider leasing a business premises.
Harrison K. Long, Realtor agent and broker, Coldwell Banker Previews, Irvine, CA.
Also a lawyer licensed by the California state bar for many years.... more
234 S. Hewes went back to the bank on 7/8. I do not see any record of it being sold on the MLS. Maryann is right. The bank will more than likely list it with a Realtor ASAP. You can save your own search at http://www.400kHomes.com or we will be glad to do it for you. That way the as soon as it hits the market, you will be notified by email or phone.
I do not see any record of a 232 S. Hewes St. anywhere. Can I ask where you saw this address?