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Oldsmar : Real Estate Advice

  • All40
  • Local Info2
  • Home Buying14
  • Home Selling0
  • Market Conditions1

Activity 35
Thu Aug 6, 2015
Pam Hoyle Huber asked:
Sat May 30, 2015
Mike Blue answered:
I have been asked this question many may times......I will say that this area is and has always been one of the many "Gems" of the Oldsmar and Pinellas county area. It mature landscape, secure entrances, great amenities and key location to both Tampa and the Beaches has this area in very high demand, but the listings do come up. At this time i have seen a few condos come up for rent and a few private homes also come up for purchase. You can always work with a agent, like me,to monitor and send you weekly emails with the properties that come up in this or any other area you are looking in. Your time is valuable so why not have a professional do the work they are trained to do for you! I am actually working with a few different clients right now doing just that. They have loved the fact that they don't have to scroll through pages of listings to find the property they want. Good luck and remember I am always here to help. ... more
1 vote 5 answers Share Flag
Fri May 1, 2015
Sue Archer Reynolds answered:
I'm not sure that your question would elicit the response you require. First, you may want to check with your county office but Section 8 vouchers are issued by the Federal government and provided by each county/state. You may have to qualify for the new county/state that you are moving to. I don't believe it's transferable.

I would suggest, if you're looking for a rental, that you search the rental section and find a home that looks interesting. I would then contact the property management company to complete the application. That would give you the best insight into what rental homes would be available, and affordable, for you. Consider that most likely you qualify for a rental payment of no more than 30% of your gross income (of the people that will be in the household). If you have a car payment, or other debt that calculation may be adjusted a little. They will want to know you can afford the rent payment.

Good luck!!
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0 votes 1 answer Share Flag
Fri Apr 17, 2015
Sue Archer Reynolds answered:
If you provide more information I'm sure we would all be able to answer your question more
specifically.

Oldsmar (34677) has rental properties, in which the answer to your question would be specific to that property, and homes for sale under a Home owners association, that would specify what type of animal, how large, and how many would be acceptable.

You might want to specify what type of animal you're referring to. I know someone who rents a home and has lots of 'exotic' pets,...and I guess that was acceptable to their landlord.
... more
0 votes 5 answers Share Flag
Wed Jan 29, 2014
Trulia Customer Service answered:
Hi Sabrina,

Thank you for contacting Trulia regarding the outdated listing of your home. Please feel free to let me know the address of your home by replying directly to the email I sent you and I'll be happy to further help you via email.

If you have additional questions, please contact us at http://www.trulia.com/help/ask/ or call Customer Service at 1-888-466-3501.
... more
0 votes 6 answers Share Flag
Tue Dec 31, 2013
Pamela Cohn answered:
Karl,

In reviewing questions for the year I noticed no one answered yours. ELW is made up of several different subdivisions from Condos to Villas to Townhomes to Single Family Homes in varying price ranges. That being said HOA fees vary by community. The property you referred to, a townhome in Woods Landing, is $365 per month.

Are you currently looking for a home or just browsing on line for now? I have a free service called “Listingbook”, which I provide for my clients. It is like a back door into the MLS, which updates daily: new listings, price changes, solds & withdrawn listings, allowing you to really be able to follow and learn the market. I set up a basic search according to your guidelines. Once you are in, you can change the parameters as you need. If this is something you would be interested in let me know & I would be glad to set up your free Listingbook Account.

Since you live in the Tampa Bay area, I also have a free automated service called CITY (Curbside Info to You) available 24/7. I issue you a number that you can call on ANY Real Estate For Sale sign and a computer reads the MLS information to you, from the street number & address for all ACTIVE MLS listings. If this would be helpful let me know. If you have a smart phone & TEXT "PAMELA" to 727-213-5142 it will give you a free mobile site. Bookmark it to you front page and use it anytime. Email me your cell phone & I'll registered it so you won't get annoying follow up calls. If you want to talk to me there is a prompt or you can call me on my cell. If you want to put it on multiple phones, I can put up to three numbers on one user name. Just send the numbers you want added. Put it in your favorites for quick access when you are driving around. I use it all the time.

I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.

Sincerely,

Pam Cohn
Broker Associate, GRI, SFR, NHS
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761
pcohn@prutropical.com
727-204-7155
... more
0 votes 1 answer Share Flag
Fri Oct 4, 2013
answered:
Hello!

"Bill me Later" is a service that lets you buy now and pay later. It is a credit line offered by Comenity Capital Bank with min. purchase and payments requirements.

If a minimum payment is not received by your payment due date you will be charged a late fee in the amount of the missed payment up to $25 the first time you are late.

To answer your question ….. yes, Comenity Capital Bank shares your personal information with Credit bureaus and collection agencies to report account information, as permitted by law.

The reason for not showing on your credit report could be, that you just recently got approved for this credit line. Did you make any purchase yet? Did you already make any payments?

Please feel free to contact me with any questions regarding a Mortgage Loan pre-approval you have at your earliest convenience.

Best Regards,
Beate Rodriguez
Lic. Mortgage Specialist

BeateRodriguez@gmail.com
954.695.4849
... more
1 vote 4 answers Share Flag
Sat Sep 21, 2013
answered:
Doug,

I am sorry to hear that you spoke with one of the loan officers with Carrington Mortgage and did not get a good feeling from your conversation.

Like Shane said, there is more than one representative of Carrington Mortgage, in fact there are many branches of Carrington Mortgage in the Central Florida are and they are NOT all equal.

I represent Carrington Mortgage as Sales Manager in the Tampa Bay area and I would be happy to sit down with you share my references with you so you may touch base with them and they will attest to my ability to come through when needed.

At the end of the day, it's not 100% the company that you as a realtor work with, it's the relationship you have and the trust you have in the individual you work with at that company. If you form a relationship with a good loan officer, you can be confident that they will find a way to get your buyers loans done regardless of the company they are with...or they will ultimately find another company to work for that will get it done.
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0 votes 2 answers Share Flag
Sat Sep 21, 2013
answered:
With all due respect Annette, you are right that that not all lenders are created equal, but at the same time, the referral partners I work with focus on selling while allowing me to handle the finance side of things and not worrying who has what program. At the end of the day, I am very strong in most facets of financing and after a decade in this industry, I know guidelines and how to calculate income properly whether the buyer be w-2'd or self-employed and no one should work with anyone regardless of their programs if they don't know how to calculate income of a self employed individual. With our broad array of products like government programs down to 580 credit scores and jumbo programs up to 2 mil we are able to facilitate most loans. Now with that said, if there is a loan that I am not strong in or I know the client would be better off somewhere else, I have an extensive network with other local lenders that refer me business for loans they can't do and I send them loans that my client would be better off with. For instance, non-warrantable condos or new doctor loans. I know there are programs out there that are better than the terms I can offer on these two situations and I am happy to send the client elsewhere to make sure they get the best of terms and keep my partners happy.

The bankinggrades.com link...that grades banks on their ability to lend to small business'. That has nothing to do with residential lending unfortunately.
... more
0 votes 3 answers Share Flag
Sat Jun 22, 2013
H. Albert Corp asked:
Sat May 18, 2013
Pamela Cohn answered:
Karen,

The house referred to in the property identified does not have a barn. It is also a "Short Sale" Active with Contract-meaning there is a ratified contract between the Seller and Buyer contingent upon the Seller's lender(s) written approval since the Seller owes more than the value of the property. Even a full price offer does not guarantee that the lender will accept, if they feel it is too far below market value. It also states cash only, indicating that in it's present condition, a bank will not lend money. There is an insurance claim filed for water damage listed in the disclosure.

As for the barn. Typically this is going to be in areas with more acreage- out off of Keystone or eastward which may run higher. If you would like me to put together a custom search call or email and I would be glad to set it up. Let me know how far north and inland you are willing to go (Pasco & Hillsborough counties) to try to get within your price range.

I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.

Sincerely,

Pam Cohn
Broker Associate, GRI, SFR, NHS
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761
pcohn@prutropical.com
727-204-7155
... more
0 votes 1 answer Share Flag
Wed May 8, 2013
Pamela Cohn answered:
Beachlover,

If you have a mortgage and fema has determined the property to be in a flood zone (any AE elevation) then yes flood insurance will be required.

You can go to the website and check out addresses:

http://www.floodsmart.gov/floodsmart/pages/flooding_flood_ri…

or check with an insurance agent. Depending on your location and the lot elevation you may want to consider flood insurance whether required or not. Many policies (not on the water) have reasonable rates.

I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.

Sincerely,

Pam Cohn
Broker Associate, GRI, SFR, NHS
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761
pcohn@prutropical.com
727-204-7155
... more
0 votes 6 answers Share Flag
Tue May 7, 2013
Teri Connors answered:
Sinkholes, settlement, subsidence...all different terms to refer to similar concern.. I recommend a professional home inspection to check for any evidence or signs of this type of activity. ... more
0 votes 2 answers Share Flag
Wed Jan 30, 2013
Odette Godin answered:
No it is not. If you would like to see it give me a call 727-365-0245 Odette
0 votes 1 answer Share Flag
Tue Dec 18, 2012
Terry McCarley answered:
You will need to have your listing agent take care of this for you. Trulia does NOT allow FSBO listings to be posted on their site.
0 votes 3 answers Share Flag
Thu Jan 19, 2012
S.diazizquierdo answered:
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