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Old Fourth Ward : Real Estate Advice

  • All23
  • Local Info3
  • Home Buying9
  • Home Selling2
  • Market Conditions1

Activity 20
Mon Sep 11, 2017
Doreen Roberson answered:
I would like to apply for a home equity loan to rehab my house but I have poor credit. What kind of help can I get?1
0 votes 12 answers Share Flag
Mon Sep 11, 2017
DK asked:
I have credit issues Almost 8 yo bankruptcy and credit scores not that hot around 650 ish. What are my options to getting a HEL or HELOC. I am in PA
0 votes 0 Answers Share Flag
Sat Apr 2, 2016
Samira2424 answered:
I have a great recommendation if your concerned about your credit report and score. Call 1-800-368-4193 make sure you ask for Alicia. Worked with her last year to help remove inaccurate items on my credit report. When I was first referred to her my score was 480, 432 & 466 after 1 month it went up 39 points and in about 5 months 109 points. She is very knowledgeable on ways to legally make both the credit bureaus and creditors do the right thing, and in doing so the items fell off my credit report its been 9 months now I'm at 755 750 and 720 with Experian, but I'm still a satisfied client all I did was follow her advice. Oh she also has portal access so I saw exactly what was being done with my credit and I was able to message her when I had questions from within the portal. ... more
0 votes 4 answers Share Flag
Mon Mar 21, 2016
I won't be as rough as the others but I do agree that you need to choose a lender who works in your area and that you can get in touch with and works well with you. If you feel like having a chat, I'm all ears. ... more
0 votes 5 answers Share Flag
Mon Dec 7, 2015
thinz answered:
Possibly you've already solved the problem....but in general, having all your equity tied up in a home is not a good idea...simply for the reason you are experiencing. Once you give the bank all the cash, getting the equity out if much harder despite the good reasons you have....if your credit score is low, or you are unemployed, you will not be able to get an equity line or won't qualify. In fact it will be harder to get your equity out with a poor score vs getting a new home with a poor score!
Always protect equity by keeping in a safe conservative side fund that gets a real return and be available if you need it...regardless of market conditions that money will stay protected...what ever you do, don't think you have your vacation fund with this money...that will defeat the purpose of the strategy of protecting your equity and wealth. Tom Hinz
... more
0 votes 1 answer Share Flag
Wed Oct 21, 2015
Rmdavidson3 answered:

Not sure if anyone responded-this message on this forum does not specify the house address. Were you able to get someone to assist you with the house you wanted to see?

If not, let me know if I can be of assistance.
... more
0 votes 1 answer Share Flag
Wed Sep 2, 2015
Jejudo89 asked:
Wed Sep 2, 2015
Jejudo89 asked:
Sun Aug 16, 2015
Jeri Patrick answered:
You need to contact the real estate agent and set up a time to view the home.
0 votes 1 answer Share Flag
Wed Oct 8, 2014
teamecca asked:
This question was asked from
0 votes 0 Answers Share Flag
Mon Jun 2, 2014
Jess Hunt answered:
You should check out the Renaissance Lofts at 120 Ralph McGill. You might be able to find one there that fits your budget. Let me know if you'd like to go look at something.
1 vote 2 answers Share Flag
Thu Oct 25, 2012
Joel Madden answered:
.Like a lot of Atlanta, the O4W has a lot of diversity. I’ve lived in the neighborhood for years and have seen the good and bad. I'm optimistic that with the explosion of new development in our area, the neighborhood will continue to improve. ... more
0 votes 2 answers Share Flag
Wed May 9, 2012
Hank Miller answered:
This question is three years old - did the transition occur yet? Or should we check back in about anothe 25 years? I'll check next time I'm in there doing foreclosure appraisals....

... more
0 votes 7 answers Share Flag
Tue Feb 16, 2010
Anna M Brocco answered:
Not knowing any of the specific details about the issue(s) at large, at this point your best advise will come from your attorney and or agent. Was a title search done and is the title clear.... ... more
0 votes 3 answers Share Flag
Wed Feb 10, 2010
Ramiro Garcia answered:
Potential Seller,

You mention schools as concern. Well, if you are able to hold on a bit longer... there is a new school coming to the Old Fourth Ward. See Q+A from:

I too have sold homes in the O4W - as you know... being on Alaska Ave and closer to Inman Park is very different than other areas. It's all about Location, Location, Location.

-Ramiro Garcia
... more
0 votes 4 answers Share Flag
Sat Jan 23, 2010
Person answered:
Ditto the person below - I'd check out City Heights. (Full disclosure, I'm a first time homeowner in City Heights but I don't have any intention of selling any time soon). There are some steals at City Heights and it's literally across the street from Central City. I actually looked at units in both before making up my mind - the prices at Central are actually *higher* even though the amenities (and views) at Heights are far superior. Don't take anybody's word, though....check them out for yourself... ... more
0 votes 5 answers Share Flag
Tue Jun 30, 2009
Lee Taylor answered:
East of the I75-85 connector and including the MLK Jr. Historic district, West of the Beltline and "Railroad Gulch" with a Northeast corner near City Hall East and a Southeast corner near Studioplex at Irwin and Auburn, South to Dekalb Avenue and Decatur Street and North to pretty much North Avenue.

Those dimensions are off the top of my head-google it and check the O4W Neighborhood Association site for sure, because I'm not sure if the Central Park area and the condos and apartments in the "SONO" district along Ralph McGill and up to the Publix shopping center at Piedmont, and up to places like the Krispy Kreme are included.

There's a wikipedia entry that's loaded with details too-look it up!
... more
0 votes 1 answer Share Flag
Thu Aug 7, 2008
Bill Pelot answered:
You can follow this link to Atlanta crime statistics. This area is a very popular place to live these days.
0 votes 2 answers Share Flag
Fri Jun 6, 2008
NonRealtor answered:
Now all you have to do is get a loan. LOL good luck
1 vote 3 answers Share Flag
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