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Home Buying in Oceanside : Real Estate Advice

  • All35
  • Local Info3
  • Home Buying20
  • Home Selling1
  • Market Conditions1

Activity 21
Sat Aug 19, 2017
Dianeschust answered:
Frist time buyer I have no money to put down who am I go to for help
0 votes 94 answers Share Flag
Thu Jan 19, 2017
Malgorzata Ringston answered:
Just call around and see who can help.
Vanguard Founding 516-721-7309. Good Luck!
0 votes 1 answer Share Flag
Tue Mar 15, 2016
Malgorzata Ringston answered:
You can but it will take much longer. Just remember a lot aggravation.
Good Luck!
0 votes 1 answer Share Flag
Thu Mar 10, 2016
Claudia R Hidalgo asked:
Thu Mar 3, 2016
Ben Link answered:
I don't even understand your question.
Did the sale close?
If so, did you get a mortgage?
If you did, you got title insurance.

The title insurance will probably absolve you of any responsibility of previous liens, but I am not a legal expert. Contact the title insurance company. The mortgage lender would not allow the transaction to close without a clear title - clear of any liens on title. ... more
0 votes 10 answers Share Flag
Wed Dec 23, 2015
Malgorzata Ringston answered:
Market in Oceanside seems to be getting steady at this moment. Generally speaking, the higher interest rate climbs the " less" a buyer can afford. Flood insurance is another factor which can be a problem for potential buyer. I guess we wait and see what 2016 brings to us. ... more
0 votes 1 answer Share Flag
Sun Nov 24, 2013
Brenda Feria answered:
That is a good question. My guess is that the seller has no idea how difficult it is to set up an appointment to see the property they have entrusted him/her to sell. That being said, you would think that they would want a sale and the only way to do that is to allo it to be shown! it is a frustrating situation for everyone involved. ... more
0 votes 18 answers Share Flag
Tue Sep 24, 2013
Laura Feghali answered:
Hi Jim,
You can change your password yourself in your profile. Hover your mouse over your name in the upper right corner of the screen and a drop down menu will appear with a tab "Profile". Click the edit button on the left and a new window appears to edit your profile which includes a tab to change your password.

Hope that helps!

Laura Feghali
Prudential Connecticut Realty
An Affiliate of Berkshire Hathaway HomeServices of New England
... more
0 votes 2 answers Share Flag
Mon Aug 5, 2013
John Roberts answered:
Did the ad say Legal Two Family? Do you have anywhere in writing it is a Legal Two family.

Half the two families in LI are not conforming, are mother daughters etc.
0 votes 7 answers Share Flag
Wed Jan 30, 2013
Justin Maimone (516) 469-8300 answered:
Tue Sep 25, 2012
Philip Savarese answered:
The best way to know how much to offer on a home and everything else about the home that factors into reaching that offer is to hire someone that represents you. The seller has a real estate and legal professional looking out for their best interests. It would only make sense that you should have a real estate professional representing you. After all you would not use the seller’s lawyer would you? As a buyer’s agent I am legally able to give you ALL the information regarding the house, not just what the seller and listing agent release. ... more
0 votes 13 answers Share Flag
Tue Jun 19, 2012
John Williams answered:
Good morning Louise,

First thing first, you wouldn’t do a home inspection prior to the owner accepting your offer, because you would be sending money on home inspection without knowing if the owner “will” accept your offer.

So, first you get an accepted offer, then do your inspection, and then if there were no major issues to be discussed after the home inspection, you would proceed to formal contracts.

Now as far as your deposit goes, (down payment for formal contacts), that is negotiable.

Generally speaking, it would be somewhere between $10,000.00 and $25,000.00 up to about $500,000.00 purchase.

This is due to the fact that in a cash purchase, there IS NOT a mortgage contingency in the formal contracts, this means you WILL NOT get your deposit moneys back if you do not close on the sale - discuss this with your Realtor and attorney, they will advise you as well.

I don’t know if you have chosen a Realtor to work with as of yet, but make sure that they can answer these questions before you work with them and also be sure to chose an attorney who specializes in Real Estate transactions.

If you like, I could refer a couple excellent Real Estate attorneys to you.

As for Realtors, there is only ONE Realtor I would refer to you, LoL!

I hope this info was helpful to you and good luck!!
... more
0 votes 3 answers Share Flag
Mon May 21, 2012
John Williams answered:
There will most certainly be an agreement with the bank, for the “cash for keys program” that you will be required to sign. If you have gotten that far, the answer to your question is in that agreement.

Typically, whether you’re entering a program such as this or simply selling your home, items of this nature are considered fixtures in the property and are not “usually” removed from the home.

Either way, you should speak to your bank representative; they may be able to help you out with that.
Also, you should contact a Realtor in your area; they will be able to advise you as well.
... more
0 votes 4 answers Share Flag
Wed Feb 8, 2012
Gregory Verity answered:
Bank owned properties / REO (real estate owned) properties can be usually be bought at or below market value, thus being a good buy. Some of these properties are renovated as the banks understand that this will enhance the timeline of the sale. However, it is not the norm and you should be prepared to do renovations on your own. Still they are very much worth looking into. The second part of your question is regarding condo verse two family purchase. Apples and oranges, my friend. The risk factor with the two family home is that your mortgage payment does not change when your apartment goes vacant. You must be able to carry the payment even if the unit remains empty for several months. The condo is more of a care free lifestyle with a turn key effect. The square footage for the two family apartment and a condo might even be the same depending on the buildings. Both are "real property" with real ownership qualities. Happy House Hunting! ... more
0 votes 11 answers Share Flag
Sun Nov 7, 2010
Jeanette Sherman answered:
hello , my name is jeanette sherman. i am a licensed sales person with century 21 american homes.
i have two units for is a mint updated lower two bedroom (no steps) unit on the pond. the other is an upper two bedroom updated unit also located on the pond. our office also has a two bedroom for rent.
516 455 5011
... more
0 votes 5 answers Share Flag
Wed Oct 20, 2010
Nasir Bhatti answered:
Hi, There are many good suggestions already there from real estate pros. In addition I would suggest that you may want to consider storage and move in to a smaller place temporarily. It depends how much time you need to repair your property. ... more
0 votes 9 answers Share Flag
Fri Aug 6, 2010
Lisa Palermo answered:
good afternoon raymond...
five years is a long time to be on the fence with a move..
what is it about long island that entices you..??
why not explore a few different areas that offer homes within your
price range and see where you may feel the most at home and
stop into local deli's and supermarkets, maybe the library and see
if the neighborhoods you visit have the inviting vibe you are hoping for..
as stated by the other agents that replied... realtors are not allowed to steer
you to one neighborhood or another our legal obligation is to you and to
help you find a home where ever you may like ...
if you need any help viewing homes once you know for sure where
you want to see them i would be happy to help..!
any other questions, please feel free to ask..
have a wonderful day...............

Lisa Palermo
Coldwell Banker Residential

... more
0 votes 3 answers Share Flag
Wed May 12, 2010
Joshua Zargari answered:
You had paid for the inspection, the report is yours.
If you had signed a contract you need to speak to your attorney about how to deal with the problem.
Good luck.
0 votes 7 answers Share Flag
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