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Home Buying in Ocala : Real Estate Advice

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  • Local Info40
  • Home Buying185
  • Home Selling15
  • Market Conditions73

Activity 219
Sat Aug 12, 2017
Aposkaribas asked:
Sun Jul 23, 2017
Sheila The Dumb Home Buyer asked:
Tue Jul 18, 2017
Sheila The Dumb Home Buyer answered:
The house I was living in was perfect. Perfect layout, perfect yard, nothing wrong with it.
The problem is that it was a rental. I thought It was time to buy and pay a lower mortgage than the rent payment I had. I didn't tell my landlord like I should have. I was afraid if he knew I was looking he would rent the house before I had time to find one.

I went and bought a house that turned out to be a handy man special. I am middle aged and have a chronic bad back, I specifically told my realtor I can't do a fixer upper. They sold me this house anyway.

I know some of you will say, 'Well, gee, didn't you look at it?". Of course I did. Keep in mind, a realtor will sell you ANYTHING just to get their commission. It's hard to look at 'everything' when they walk in and open everything up for you, (Stupid practice as it only makes the house dirty), and whisk you through. They stare at you while you are looking and provide absolutely no knowledge about the house itself. I understand why people people choose to sell by owner.

It really gets me angry that there was no owner disclosure, the owner should be ashamed.

Like I said, the house has problems, I'm talking about a screen room and backroom that flood every time it rains. Those rooms are useless. This house was very neglected, no windowsills, deadbolt lock on the front door, every sliding glass door is broken. Every vertical blind track is broken. Remember now, the house is opened up before I enter. Bugs, of course it has bugs. Appliances don't work, (Funny, they worked during inspection). It needed a little gutter work, turns out, all the gutters need replaced. Spiders, Oh my god, the spiders. I am not used to living like this. It's feel awful and negative.

The yard has no grass, it is all weeds and ants. Totally needs new sod. Couldn't tell right away because it was cut so low. Good real estate ploy. Every other yard in the neighborhood has grass, must be the soil. So, no more Easter eggs hunts etc. Again, I don't live this way. I'm so embarrassed. I made a huge mistake.

I loved my other house. It had grass and flowers and no ants! No bugs, clean, perfect layout. Nothing weird. I felt so at home. Turns out my landlord really liked me and I probably could have eventually bought that one. I am sick to my stomach. I know this is a mistake I can't fix.

I hate being home. I cry all the time. There is no fixing this place to where I like it. I just want to go back.
... more
0 votes 1 answer Share Flag
Wed Jul 12, 2017
Kathy Burgreen answered:
Not online. You need to work with a realtor who can email you listings directly from the MLS with your specific criteria. MLS systems which are owned by realtors have far more search filters than real estate websites do. The reason is realtors need buyers like you to call them in order to stay in business. If real estate websites had all the information that the MLS systems have, then nobody would be calling realtors to get the additional information. Therefore, websites are good for basic information but do not have filters for things like HOA fees, oversized parking for RV's and boats, whether pets are allowed in rentals, 55+ communities, etc. ... more
0 votes 1 answer Share Flag
Thu Jun 1, 2017
answered:
Hi Laurenpankey,

I have some good news for you. Most of Marion & the surrounding counties are eligible for the No Money Down USDA Mortgage!

Unfortunately areas like Ocala & part of Silver Springs are not eligible.

One of the best things about the USDA program is the monthly mortgage insurance is substantially cheaper than FHA or conventional options.

For example: On an FHA loan of $150,000, the MMI (monthly mortgage insurance) would add $106.25 to your monthly payment but on a USDA Mortgage it would only add $43.75!

The other nice thing is USDA will actually allow you to roll in your closing costs as long as the appraised value supports it.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 1 answer Share Flag
Mon May 1, 2017
Jptmg answered:
HOW OFTEN ARE THE ROOFS IN FRIENDSHIP COLONY TOW REPLACED What can the owner expect to pay approximately
0 votes 8 answers Share Flag
Tue Apr 18, 2017
Ranger6500 asked:
Tue Apr 11, 2017
Angelica P answered:
Hi,

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a ticket to Zillow Consumer Care to request the removal of the foreclosure status from your property. Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Fri Mar 31, 2017
Kayaker12 answered:
I am looking to relocate to Ocala....I would like a newer House , three bedroom two bath, located in a quite neighbor on a lot .1/2-1 acre...lot

I am not looking for an HOA.

budget 140,00-180,00

i my goal realistic???
... more
0 votes 4 answers Share Flag
Tue Mar 14, 2017
Zanzibar30628 asked:
Only want to receive info on homes on 2 acres. How can I get that requirement put onto the listings sent to me. Cannot keep sifting through all the other homes. Thanks
0 votes 0 Answers Share Flag
Tue Mar 14, 2017
warneyjacob asked:
Me and my family live by Batavia New York in the country. We are looking to relocate to Florida and want a similar country setting that we have here. I am looking to buy a reasonable price…
0 votes 0 Answers Share Flag
Tue Feb 21, 2017
Raymon Hariff asked:
Sun Oct 30, 2016
Stephen McRory answered:
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You could have purchased 2 yrs ago.

Consider 97% LTV- NO PMI- closing costs paid for you and 1st payment not due for over 30 days after you close
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0 votes 1 answer Share Flag
Sun Oct 30, 2016
Lmpf88 asked:
Which realtor could help us the most with relocating and finding a new house in the area.
0 votes 0 Answers Share Flag
Wed Oct 12, 2016
Diane Christner answered:
MLS stands for Multiple Listing Service. The MLS is a database set up by a group of cooperating real estate brokers. Most listings in the MLS have a list price offered, few are auction -- those that are will have it specified in the information. But keep in mind that when a new listing comes on the market at a competitive marketable price, you may still find yourself bidding against other buyers who also want the property. Do you have a buyer's agent? He or she can answer your questions about how the MLS works. ... more
0 votes 1 answer Share Flag
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