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Credit Score in Norwalk : Real Estate Advice

  • All79
  • Local Info5
  • Home Buying30
  • Home Selling4
  • Market Conditions3

Activity 3
Sat May 24, 2014
Oscar "OG" Gonzales answered:

It will hit, but for a few points only.

Oscar Gonzales
WestCo Realty
0 votes 3 answers Share Flag
Mon Apr 25, 2011
Brian Flock answered:
You only get a 30 day window in which to freely check your credit for a mortgage. And lenders only use a given credit report for 90 days so it is possible to have your credit polled multiple times for a long transaction like a short .

Either way, each new check of the 30 day window is approximately 5 points.
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Wed Jun 9, 2010
James Gordon ABR SFR SRS answered:
Jdhobz double check it may not extend your loan but watch out for that last payment. A lot of lenders are placing all the past interest and late payment fees on the final payment as a balloon payment. That way they are not writing off any of your principle and when you sell the property they will be made whole.
For them it is a good bussiness decision because you get a monthly you can afford and the lender will be made whole at the time you sell the property.
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