oops I forgot to tell you how long it will take, well to find the right home, depends on your market, your price range, could be a few weeks or few months, this just depends, from the time you have a fully executed contract and applied for the mortgage for that property with a reputable lender, that lender
will give you some idea, 45 to 60 days, it just depends, but when you first meet with the lender they
should be able to give you at least some idea when they will be ready with the loan commitment
letter after you handed in all documentation they require at application, work to put those together
as soon as possible, do not wait till the last minute.