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Northdale : Real Estate Advice

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Activity 61
Fri Mar 31, 2017
Hello, I'm a mortgage professional.

Your question is cutoff but if the bankruptcy was in 2012 it should not impact your ability to get a mortgage.

We have a lot of programs that are easy to qualify for.

If you have any other questions or would like help with this you are welcome to get in touch with me.
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Tue Nov 29, 2016
Maricris A answered:

We didn't get enough information about your problem to resolve the issue. Please provide us with the email address that is associated with your Trulia account and we will be happy to assist you.


Consumer Care Advocate
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Mon Aug 22, 2016
Maricris A answered:

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:


Consumer Care Advocate
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Thu May 12, 2016
Jimmycruz2002 asked:
Thu Feb 11, 2016
Ann Ryan answered:
Try Grant Simon

He's near Orlando, but really a lender can be anywhere in the country.
0 votes 1 answer Share Flag
Wed May 20, 2015
Randy Stoker answered:
Rental listings are posted through; a company owned by Zillow that also now owns Trulia. Go back to your log-on page and delete the posting. Your rental listing will be removed from Trulia, Zillow and several other websites within 48 hours. ... more
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Fri May 8, 2015
xtigno asked:
sale" ? My realtor is Tom Kirschner:3802 Ehrlich Rd # 107, Tampa, FL 33624
Phone:(813) 908-8808
My name is Xenia Tigno
0 votes 0 Answers Share Flag
Wed Feb 4, 2015
Jim answered:
Watch out the guy named Ricard - EI Bey.
He is a fraud. He cannot get you any loan at all. What he does is cheat your money for appraisal which he will never done. Once if he got the money, he will not answer your phone or email anymore. You can search at Georgia License website, he does not have license at all. Just a fraud. ... more
1 vote 7 answers Share Flag
Tue Dec 16, 2014
John Connor answered:
I would talk to the city officials about that. I think that it wouldn't be to big a deal to store your equipment in a personal shed or garage. If not I would look into a cheap storage shed or even rentals. ... more
0 votes 4 answers Share Flag
Thu Nov 27, 2014
Simon Campbell answered:
In my experience, lenders only consider the income at the time of application. Future income is never guaranteed - that is unless you have an employment contract. In that case, with a signed contract from your employer, it is possible the lender MAY consider future income - but don't hold your breath. ... more
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Thu Aug 28, 2014
Simon Campbell answered:
Option #1: Negotiate a separate installment plan for the down payment. Sometimes the seller will allow you to pay the down payment on a monthly basis.

Option #2: Trade something other than cash. This could include land, a car, a boat, jewelry or valuable collectibles. Find out what they want and need. Maybe you have, or can get, just what they are looking for. You could also trade services such as carpentry, auto mechanics, painting, dental work and other services that you can do for the seller over time.

Option #3: Find an investment partner. Look for an investment partner who will put up some or all of the cash in an equity-sharing partnership. You make the monthly payments and the two of you split the eventual resale profits.

Option #4: Get owner financing or a land contract. Another option is to have the seller act as the bank. You make your payments, including interest, directly to the seller. Then after usually 3 to 5 years you make a lump sum payment to the seller. During this time, you should have enough equity to qualify for a standard bank loan.

Option #5: See if you qualify for any down payment assistance programs locally (though I think they are for owner occupied properties).

Option #6: Hit up mom and dad for an early inheritance payment.
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Wed May 7, 2014
Alma Kee answered:
Dear James,

It's crucial to hire a highly experienced inspector to see if there are any visible signs of subsidence.

One of my clients was saved a lot of problems when a very experienced inspector was able to identify clues that may indicate a soil sinking problem. This was on a Westchase house and typically in Westchase we don't have a high incidents of sinkholes. Out in Pasco County you will find a more prevalent problem with sinkholes.

Here's the very detailed, highly qualified Inspector that helped my clients avoid buying the wrong house:

John Astl, Avail-A-Pro Home Inspection Services, Inc.813) 972-5206

This same inspector also helped another client that was purchasing a 9 year old house. The roofing structure was installled incorrectly and fortunatelly for the Sellers they were still within the 10 year structural warranty. The ceiling had to be opened up and the whole support structure had to be re-engineered! Was probably a $50k repair job! These Sellers did not hire a home inspection when they bought the house from the builder brand new. They thought they could rely on the county inspectors. It's crucial to get a home inspection, even on a brand new built property.

I also bought a house in Waterchase that was in the process of being built. My home inspector went out and discovered the builder had actually used a deteriorated, warped Truss!

Hope this helps.

All the best,
Alma Kee
Sold On Tampa Team
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Tue Feb 18, 2014
SYRUS MOMENI - Call Now! answered:
It depends on your work location and budget!! Westchase, South Tampa, are two great areas that are considered real nice by many, and values have been increasing faster then other areas. Also a good value area is New Tampa and Wesley Chapel, and Brandon. ... more
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Wed Jan 8, 2014
Bill Eckler answered:
A. Wit,

I would encourage you to consider renting month-to-month for a period to allow yourself some time to get a good feel for what area(s) will best meet your needs.

The average home owner is Florida sells every 5-6 years. There are a number of reasons for this. One being that many northerners coming down settle into the first place they see with sunshine, warmth, nearby water, and palm a relatively short period people find the right and perfect location in another area.

We would be happy to hear from you and help you process this important life decision.

Best regards,

Bill Eckler
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2 votes 3 answers Share Flag
Fri Jan 3, 2014
Alma Kee answered:

I can help you with this if you're not already working with a Realtor. Has your Realtor already shown you this property? If so, have your Realtor do the homework for you asap! The auction is ending in just over 4 hours! The current high bid is $34k but the minimum "reserve" price is not yet met.

I have a lot of experience with these type of REO auction properties so if you're not working with a Realtor, call me and I can dig out a lot of the crucial info you need before bidding.

There is no disadvantage to you to get the help of a Realtor and you can even bid directly and name your Realtor. Your Realtor will get paid the typical Realtor fee.

So again, if you don't already have a Realtor to do the investigative work, let me know and I'll get you a lot of info about this property before you bid.

Call or me asap, the auction ends in just over 4 hours. Again, if you're working with a Realtor already, call your Realtor to get this info asap. It's crucial to see the condition "in person" or at a minimum a Realtor opinion of the smells, etc.

Let me know if you want my help.

All the best,
Alma Rose Kee, PA
Future Home Realty
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0 votes 1 answer Share Flag
Sun Dec 15, 2013
Malayappan Shridhar answered:
You made a mistake when you closed the sale. That cannot be undone. If the neighborhood is good, then my suggestion is to fix up the mess and make the house your pride and joy. If you do that, a year form now, you will feel not so down. Your agent should have advised you of your options with regard to closing, but again that is now past history. Look ahead and best wishes.

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1 vote 14 answers Share Flag
Thu Nov 21, 2013
John Hatcherian answered:
As a property manager I can't tell you how many times I have had to instruct owners not to do things that are against the law in Florida. Absentee owners who try to save the management fee in almost every case I have been involved in end up paying more than the fee in tenants that don't pay, or they have done some illegal things like change locks on a tenant and end up paying the tenant 3 months' worth of rent (Florida law) - If you have to evict a tenant and the laws are not followed, you may find yourself losing months of rent.

I have an owner (From New York!) who tried going at it themselves. I have been waiting for 5 months now to take over their property and put a tenant in, but they changed the locks and didn't follow the law. The tenant didn't pay but they didn't do what the law prescribed and the home sits vacant while they are going to court. They have lost thousands of dollars needlessly, losing rent money and paying a lawyer to straighten things out. If you are nearby it is not as much of an issue, and even if you nearby your chances are a bit better.
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