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Home Buying in North Webster : Real Estate Advice

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James Barry, Real Estate Pro in West Islip, NV
Tue Aug 19, 2014
James Barry answered:
The credit report pulled for the mortgage is usually good for 90-120 days. As long as you lender doesn not need to pull a new report your qualifying scores should remain the same. I would certainly pay off any outstanding new debts so that if there are any questions asked you have already solved the problem.
Ask your loan officer for the date of your initial credit report and what day it is set to expire. As long as you close by then you should be fine.
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James Barry, Real Estate Pro in West Islip, NV
Tue Aug 19, 2014
James Barry answered:
I would talk directly to your loan officer and discuss this question. Most mortgages that I see take around 30-45 to complete. However, every deal is different. I would try to keep everyone in the loop on whats happening including the seller. I agree you don't want to drop it on them last minute. ... more
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Tina Lam, Real Estate Pro in San Jose, CA
Sat Jun 15, 2013
Tina Lam answered:
You'll have to check with your local housing boards to see if they have such programs available and if you qualify.
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