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Home Buying in North San Jose : Real Estate Advice

  • All25
  • Local Info1
  • Home Buying10
  • Home Selling1
  • Market Conditions3

Activity 10
Sat Feb 18, 2017
Gregg Pomeroy answered:
We have programs for people with low down payments and you can even roll some closing costs in using a "seller concession".

We can lend nationwide and underwrite loans quickly.

I'm very attentive to my clients.

If you have any questions or need help with this you are welcome to contact me. I'm available almost 24/7.
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0 votes 21 answers Share Flag
Fri Feb 17, 2017
Donald D. Hensel answered:
Hard money loans can be an excellent way to secure a home if the buyer currently has poor credit or issues on their record preventing them from obtaining a bank loan. Hard money loans are only short term financing tools that give the buyer time to repair credit or wait until they can qualify for a conventional loan again.

http://www.northcoastfinancialinc.com/hard-money-lenders-california/san-jose-hard-money-lenders-loans/
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3 votes 10 answers Share Flag
Thu Jul 4, 2013
Lawrence Gillen answered:
Hi Mlhaugan,

I can help you find money to buy a mobile home.

I do a lot of business in mobile home parks and the company I work with has a finance department that can help arrange a loan. We work with a variety of lenders to help our clients purchase their new home. We even have lenders for clients with less than perfect credit.

As far as the initial down payment, it might take less than you think.

I am happy to address any questions you may have, and my advice is always free.

Lawrence Gillen
Realtor/Manufactured Home Specialist
(408) 472-5582 Cell
Advantage Homes
lawrence@gillencentral.com
DRE# 01193237
HCD# SP1177640
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0 votes 6 answers Share Flag
Sat Apr 27, 2013
Bill Eckler answered:
The obvious advantage of purchasing a moderately priced mobile home is that this form of housing is one of the most affordable options out there that helps people beat throwing their money away on a rental.

Also paying cash will eliminate a mortgage payment and will allow you to save faster for an upgraded home in the future.

The mobile home option is also a great way for "first time buyers" to get their foot in the door of home ownership.

Good luck,

Bill
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0 votes 8 answers Share Flag
Fri Apr 26, 2013
John Arendsen answered:
You really should start with the park manager of the park/communities you are interested in. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rent/lease park/community.

Be wary of any manufactured home built before June 15, 1976 as they are "PRE HUD" homes and will be very difficult if not impossible to finance. Additionally many if not most PRE HUD homes were built using caustic and carcinogenic chemicals i.e. formaldehyde and asbestos.

But before you purchase any manufactured home you should have the home inspected by an experienced manufactured home inspector and not just any home inspector.Make sure the home is level and that the pier and pad assemblies are in good shape.

Be sure the vapor barrier and insulation are in tact and not ripped, torn or lying on the ground. Have the inspector look for drainage issues i.e. standing water, soil erosion, expansive (clay soil), rusted and deteriorating piers and dry rotted or decomposing wood pads supporting the piers.

Most importantly make sure the home has an approved set of Earthquake Resistant Bracing (ERBS) installed under it as much of California is in a Zone 4 seismic area:

(http://www.google.com/search?q=seismic+zone+3+map+for+califo…)

Feel free to contact us should have any more questions: 800 909-1110, Cell: 760 815-6877. Email: onthelevel@cox.net. Or log onto any of our very user friendly websites:
http://www.mh-processing.com
Web Reference: http://www.onthelevelcontractors.com
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0 votes 2 answers Share Flag
Sun Sep 9, 2012
Faith Brashear answered:
Good Morning,

I wanted to take a moment to introduce myself. My name is Faith Brashear and I am local Broker/ Realtor in the Riverside, San Bernardino area.

If you have been worried about credit being an issue in applying for a home loan or perhaps no money to put down on a home, you may be interested to know that a no down payment with no fees home loan program that is not credit driven is out there in CA. In fact it takes very little funds to close and offers below market interest rates specifically geared for those of us who have not had ownership interest in a home within the last three years.

Below is a link to the No down payment loan program. The rates are typically as much as 1% under current market rates. This is VERY real, so stop doubting. I am here to help you on your quest for home ownership. I am a home advocate, a Broker, a Realtor, and an approved volunteer for this program.

Bank of America and CitiGroup support it’s funding and billions are available for it. These programs are a direct result from the stabilization efforts you have been wondering were real or not. So get ready to read about it from a true home advocate who has been on the front lines getting this program out there to people just like you. You are more than worthy.


Saving the Dream

NACA - HOMEBUYERS PROGRAM http://www.betterquest.com/styled-6/

To register simple click on the Register here for the program link or email Faith@BetterQuest.com with the following information

First Name:
Last Name:
Last 4 SSN Digit:
Street Number:
Street Name:
Apt. #:
Zip Code:
Home Phone:
Mobile Phone:

You will have to work with a NACA trained Realtor to purchase a home when you have been approved for their loan.

It costs you absolutely nothing to enroll in a counseling workshop and no one who meets programs criteria can be denied as long as you follow the parameters outlined through the workshop. The fixed 30 year rate at 3.375% (as of 9/7/2012).
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0 votes 7 answers Share Flag
Thu Aug 9, 2012
David Or Lisa Snell answered:
D&S general contractors / 408 661 2006 call for references
0 votes 3 answers Share Flag
Tue Oct 25, 2011
Allan Dajano answered:
Hello Giantsfan,
I dont see any property at this address for sale or lease.

If you need assistance in find a home to purchase I would be more than happy to help. Please feel free to contact me if you are still on the market.

Allan Dajano
Intero Real Estate
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0 votes 1 answer Share Flag
Thu Jan 13, 2011
Ruth and Perry Mistry answered:
Hi Joon

You should consider Long term as all Interest Rates, Property Prices and Property
Taxes rise.

North San Jose is a great place, great time to buy, there are some excellent
Buys out there.

The valley has always found a new way to reinvent itself out of every recession, bigger and stronger.
Also companies in silicon valley are doing just fine, look at the stock on the companies with
Buildings close to North San Jose, they are all on the up.

Good luck.
Perry
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0 votes 9 answers Share Flag
Fri Sep 24, 2010
Monir Mamoun answered:
Hi Joon, I have written a four part blog about whether it is a good time to buy. It is updated for recent information, but also goes through the general process of making that crucial decision. I have referenced the link below for your convenience. Please check it out and leave comments! ... more
0 votes 8 answers Share Flag
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