Pay off your outstanding bills (utilities, medical bills, etc.) and get a credit card which you pay upfront to get a balance going and get approved.
Simply buying a pack of gum once a week and paying that CC bill in full each month, will help you improve your credit quickly.
I have a great Mortgage Broker at Wintrust Mortgage who has many more ways that you can improve your credit. Just give me a call at 847-533-7115.
John Meyers, Meyers Realty