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North Chicago : Real Estate Advice

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  • Local Info2
  • Home Buying5
  • Home Selling0
  • Market Conditions1

Activity 9
Wed Mar 15, 2017
Truered911 answered:
Something just wasn't right with this situation. Called the realtor on the sign and he really seemed like he didn't want to show me this house. Told us that there were a stack of offers on this property said that it needed cash or rehab loan only because of condition. Pictures on the MLS Just happened to omit a picture of the furnace 21 pictures and yes we saw the water heater and softner they would have had to crop the furnace out of the picture or stand angled between them and still avoided catching the furnace in the pics. Told that day at 2:30 we had to submit highest and best by end of business we offered full list price apparently were outbid by a conventional offer not rehab. The morning after the MLS was withdrawn taken off the market and the pricing history was completely gone as if the property had never been listed. Contacted the Seller a Bank and asked them what was going on they also seemed confused told me that they had not been contacted by the "Winning Bidder" and didn't know what was going on. Has anyone experienced anything like this. ... more
0 votes 1 answer Share Flag
Wed Oct 22, 2014
Dan Tabit answered:
Jana,
If you could go back in time, what would you ask for? You may be past the inspection period, but you've learned a material fact that affects your opinion of the home. You have to decide if you knew this earlier, would you still buy the house, pay the same or walk away. If you feel you'd walk away or change your offer, your next decision is how strongly do you feel about this position? If very strongly, get a lawyer and see what they suggest. If not that strongly, learn to ask more pointed questions, ask for receipts and transferable warranties and consider how you might address this the next time you buy a house. ... more
0 votes 5 answers Share Flag
Thu Feb 6, 2014
answered:
Hi Latonya,
It really depends on the circumstances of the credit card in question. Was the balance just too high, or did you default on the card or have a severe late payment history?

Also, you said everything else on your credit report was positive and consistent. Does this mean that you have at least 3-4 other lines of credit on there with at least a 12 month history and no late payments in the last year?

It's too little information to answer your question accurately. A lender would need to take a look at your credit report in it's entirety to make any sort of determination.

The more severe the derogatory credit, the more work it will take to get your credit profile in shape to be approved for a loan. Just paying off a credit card will not negate the fact that you had late payments on it or a negative history on that account. And after paying things off you will need to give a good explanation as to why this was an isolated incident and why it is unlikely to happen again. It also may take a little time for it to reflect in your credit scores.

I work with many buyers who have credit challenges and we help them get mortgages. Feel free to call me if I can be of assistance.

Tony

Tony Grech | Mortgage Loan Originator | NMLS 977416
PMAC Lending Services, Inc.
Direct (248) 728-0078 | Fax (248) 595-7130 | Cell (313) 622-7383
tony.grech@pmac.com
... more
0 votes 2 answers Share Flag
Fri Nov 1, 2013
Gary Geer answered:
BOBETTEOK,

Please provide a property address and we can attempt to do research to help you.

All the best.
0 votes 3 answers Share Flag
Sun Sep 29, 2013
Peter Kedzior answered:
Trulia also has it's own crime map which is actually quite cool: http://www.trulia.com/crime/
0 votes 2 answers Share Flag
Wed Aug 21, 2013
yvmrsvn answered:
townhome/townhomes are currently availble just southwest of rosalind franklin univ. if interested please respond for more information.
0 votes 4 answers Share Flag
Sat Mar 9, 2013
Ruth Osondu asked:
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This question was asked from this property: http://www.trulia.com/rental-community/9000053434/-Manchester-Knolls-1700C-Barrett-Ct-North-Chicago-IL-60064/
0 votes 0 Answers Share Flag
Tue Oct 26, 2010
Anna M Brocco answered:
Any qualified loan officer(s) can help you with any loan needs, credit checks, etc.; or ask your agent, collegues, etc., for recommendations.
0 votes 1 answer Share Flag
Tue Feb 19, 2008
Charles Pitts answered:
north chicago is a food desert
the mayor and alderman are running the town into the ground
finding a job will be hard if not imposable to find if you don't already have a trade
people are saying you can't sell a house in north chicago
forbs ranked the area #7 as worst in the country
it's worse then this
... more
0 votes 3 answers Share Flag
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