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Home Buying in North Charleston : Real Estate Advice

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  • Local Info19
  • Home Buying20
  • Home Selling1
  • Market Conditions6

Activity 18
Mon Jul 10, 2017
Southern_Belle asked:
Specifically in Charleston and surrounding areas?
0 votes 0 Answers Share Flag
Wed Mar 22, 2017
Parkerkarenn answered:
I used to live in Coosaw Creek on Wildwood Landing. Wonderful gated, golf course community, clubhouse boasts a resident Chef, and the community pool is nice. If I could pick up the neighborhood and move it to Mount Pleasant I would. I currently live in Dunes West for the past ten years.

The plus side is the regime is lower but the real kicker is property tax. My tax bill in Coosaw was triple the cost than Dunes West. Dunes West in Mount Pleasant has better amentities at a better price with a nicer surrounding area.

If you are truly looking at a golf course community consider Dunes West.
... more
0 votes 8 answers Share Flag
Tue Sep 20, 2016
answered:
Hi Oceantreea Kelly,

The great things about the VA guaranty is it helps keep your interest rate low which also helps to keep your payment low. The closing costs are pretty much the same as any other mortgage & you can ask the seller to pay them for you!

I specialize in VA financing & would be happy to help you.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 2 answers Share Flag
Tue Oct 13, 2015
Jeri Patrick answered:
I would contact a local real estate agent in your agent to help you with your search and contact a local lender to get approved. Best of luck
0 votes 1 answer Share Flag
Sat Aug 22, 2015
Hannamiaa answered:
Home Path properties can only be purchased through an agent. Consult with your agent and as well with an attorney if you do not understand the legal terms of the REO addendum.
http://ForeclosureIQ.com ... more
0 votes 3 answers Share Flag
Wed Jul 15, 2015
Mike Woodson answered:
FHA loans provide great assistance to many first time home buyers by offering mortgage loans with lower down payments. While this is a benefit for many people, recent changes in policy may have put the loans just out of reach for some would-be homeowners with questionable credit history.
Credit History and Score Requirements
For those interested in applying for an FHA loan, applicants are now required to have a minimum FICO score of 580 to qualify for the low down payment advantage, which is currently at around 3.5 percent.
If your credit score is below 580, however, you aren't necessarily excluded from FHA loan eligibility. Applicants with lower credit scores will have to put down a 10 percent down payment if they want to qualify for a loan.
So if you're planning to buy a house, and your credit score doesn't meet the minimum, you should weigh the advantages and disadvantages of putting down a larger down payment or using those funds to try and improve your credit score first.
... more
2 votes 11 answers Share Flag
Mon Feb 23, 2015
Michael Limina answered:
Yes, there are several programs in place that allow for down payment assistance. I'd be happy to put you in contact with a lender who can help you.
0 votes 4 answers Share Flag
Mon Feb 23, 2015
Josh Stamps answered:
You can get approved for just about any mortgage product with a 696 score through just about any lender too!

Good luck
0 votes 5 answers Share Flag
Thu May 8, 2014
Brian Nguyen answered:
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as well including your income, debt, assets, employment, expenses, etc. The best thing for you to do is to speak with a knowledgeable lender like myself to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
brian.nguyen@nafinc.com
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0 votes 17 answers Share Flag
Sun Mar 2, 2014
bbjinfo@att.net answered:
Dorchester county #1 N. Charleston & Charleston are the worst
0 votes 3 answers Share Flag
Mon Aug 5, 2013
Jessica Bateman answered:
Maybe 5% or more but cash buyers are preferred since you can close right away
0 votes 7 answers Share Flag
Mon Aug 5, 2013
Jessica Bateman answered:
If you use the right lender you can get a home loan with a 580 credit score, I would recommend The Lenders Network, if any company can get you a loan they can. I have had clients with under a 600 score get approved and we closed within 30 days... Brilliant real estate minds with a ton of lending contacts, if you need credit repair the owner used to own the best credit repair company but now is partnered with a company they can refer you to and you can be at or above a 580 in just a few months.

Good Luck!
... more
1 vote 8 answers Share Flag
Fri Jun 22, 2012
Ellen Reid answered:
One thing I have learned in my years of real estate and my years of Pastoral Counseling is that you never know what is happening in the life of someone you are having, or in your case trying to have, a professional relationship with. I am sorry about your experience. I hope you found someone that you were able to connect with and purchase the home you had your eye on. ... more
0 votes 4 answers Share Flag
Mon Feb 6, 2012
Michael DeLaere (Blaze) answered:
It is hard to answer with the small amount of information that you provided. If it was showings or an open house, it may have been scheduled before you submitted your offer and the seller may have wanted to wait and see what that produced in terms of interest. I would either be firm with a deadline or rescind the offer all together. At anytime before you are notified of acceptance you have the right to withdraw the offer. The best thing to do is to consult with your Realtor. If you do not have a buyers agent, this is a good example of why you need one. In most cases, there is no cost to you for the service. ... more
0 votes 3 answers Share Flag
Fri Feb 3, 2012
Cheryll Woods-Flowers ABR answered:
Good evening!

Thank you for giving me the opportunity to provide you with real estate market information foro the Charleston, SC area! There are some rent to own or lease purchase opportunities in the Charleston area but it takes a great deal of research to identify them. It is very important that once a property is identified that you have interest in, that you get good legal advice so that you will know how a contract should be constructed to best protect you. There can be significant risks for both buyer and seller.

I hope that this has been helpful! If I can assist you further, do not hesitate to contact me. No obligation, of course!

Have a wonderful weekend!

Cheryll

Cheryll Woods-Flowers, Keller Williams
http://www.charlestonschomefinder.com
843-442-2219
cflowers@woodsflowers.com
... more
0 votes 3 answers Share Flag
Fri Jan 27, 2012
Debbie Knowles ® answered:
If you haven't already started the process and still are in need of a Realtor. I am here to help.
0 votes 7 answers Share Flag
Fri Jan 27, 2012
Debbie Knowles ® answered:
It was withdrawn. If you would like me to find out more about it, I would be happy to. Please call or email me and I will see if the owner will put it back on the market.

Debbie Knowles
843-609-8998
... more
0 votes 2 answers Share Flag
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