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Home Buying in North Carolina : Real Estate Advice

  • All459
  • Local Info33
  • Home Buying254
  • Home Selling49
  • Market Conditions10

Activity 4,627
Sat Nov 18, 2017
Prosper Realty answered:
I'd recommend contacting Home Loans For All. We've been sending clients to them for a couple of years now. They can most likely help with your situation.

Best of luck!
1 vote 175 answers Share Flag
Fri Nov 17, 2017
Service Info answered:
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... more
0 votes 195 answers Share Flag
Wed Nov 15, 2017
Tabiimint asked:
Seller did not send us the contract signed by the seller on 9/20 until today 11/15. Closing was supposed to be 60 days from short sale acceptance.
0 votes 0 Answers Share Flag
Mon Nov 13, 2017
Newtoncoup1 asked:
Stats: 65k income
Credit Score:580-600 (Vantage)
Down payment: $1k
Credit consists predominately of student loans and remainder ia medical.
Working to repay old debts to improve score.
0 votes 0 Answers Share Flag
Mon Nov 13, 2017
Kikibchick asked:
How do I Obtain The Deed To The Mobile Home, If The person that sold it to me doesn't have it??
0 votes 0 Answers Share Flag
Wed Nov 8, 2017
Faith T answered:

I have emailed you regarding this concern.

Thank you for using Trulia!

Consumer Care Advocate
0 votes 1 answer Share Flag
Tue Nov 7, 2017
Robertmartin-1 answered:
if a licensed real estate (re) agent has shown you the home you are intending to purchasing, the buyers and sellers agents are due the commission on the sale of the property to anyone based upon the sellers listing agreement with the selling agent. The commission is typically paid by the seller...not the buyer. The selling agent and the buyers agent typically split the total sales agreement 50-50, but the % can change from one party to the other. Trying to circumvent the sellers commission agreement in an effort to negotiate a deal directly with the seller will not eliminate the sellers obligation to pay the re commissions....One would also question ones integrity for any effort to circumvent an agreement where an agent has techically earned the commission.

When listing expires, any potential buyer that was shown the home during the listing period and circles back to the seller after the listing has expired does not negate the obligation for the seller to pay the commissions. Some states have a 6 month obligation period after the listing expires where a seller must pay the sales commissions if a buyer that was shown the home durining the initial listing period purchases the home.
... more
0 votes 13 answers Share Flag
Wed Nov 1, 2017
E asked:
Hello, I would like to somehow change the emails I receive about properties in Durham, North Carolina....I am looking for properties within three miles of the downtown are, not near Southpoint.
0 votes 0 Answers Share Flag
Mon Oct 30, 2017
Cpeache7 asked:
My buyer's agent sent me Form 390-T which says it is "mutual" agreement to terminate. I'm supposed to sign first. Then what if the seller won't sign ?
0 votes 0 Answers Share Flag
Thu Oct 26, 2017
Brent asked:
How do I search for specific things like land or lot allowing modular houses?
And lots with city water and sewer.
Thanks you
0 votes 0 Answers Share Flag
Wed Oct 25, 2017
Jaron C. Kallesen answered:
I bought a piece of land for only $375 in an undeveloped subdivision in NM. I checked out the owner's name and the owners address with the county's clerks office and made sure there were no back taxes nor leans with the county treasury. (I sent the check to the same address and name listed on the county's public records)

They sent me paperwork to file with the county along with a notarized document stating that they were selling the land to me. Is there anything illegal with this process or any kind of surprise I could encounter with this property?
... more
0 votes 13 answers Share Flag
Tue Oct 24, 2017
Kathy Burgreen answered:
Search by county name, then filter for your price point, listing type, etc.
0 votes 1 answer Share Flag
Mon Oct 23, 2017
R.montros answered:
7 months may be a bit short in terms of work experience...

But F1 OPT (Optional Practical Training) visa can qualify, even though very few lenders do it. A friend is in the lending business and his lender would lend to F1 OPT visa holders. US income needed though...

His contact details are: James Chen, 408 499 9002 Cell.

Good luck!
... more
0 votes 4 answers Share Flag
Sun Oct 22, 2017
FHA Low is a loan option I offer, love to speak to you: More loan options than most lenders!
0 votes 5 answers Share Flag
Sun Oct 22, 2017
Davinegardens asked:
Wed Oct 18, 2017
Frank S. answered:
Hello Nyasia, they may not be available and when they are they usually want 10-15% down or more which is non refundable. Do you have 10-15% down to risk? You may qualify for FHA financing already.

You may qualify for 10% down FHA with fico scores between 500-579 and from a minimum 580 fico score may consider 3.5% down.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you invest into the purchase. How much do you pay in rent and what is the maximum payment you are looking to afford?

We are only licensed in CA, AZ, NV, OR, WA, IL, CO, GA, MD, MI, TX, VA and DC ONLY. Check out the web reference link below.
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