Home Buying in North Bergen : Real Estate Advice

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thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Me and my gf are planing to get our own place. But is it possible to have joint mortgage but she is the only one making the dp on the house?
That should not be a problem. The lender won't care whose account the down payment is coming out of whether joint or individual...just as long as it is one of the seller's accounts. V ... more
0 votes Share Flag Thu Apr 14, 2016 Home Buying in 07047
Yaw Anku, Other/Just Looking in
Yaw Anku answered:
Is there a list of FHA approved buildings in Hudson county?
For an updated list of FHA approved condos in Jersey City, NJ see http://homebuyerwise.com/FHA-Approved-Condos/city/Jersey-City-NJ_17347 . This link is available nights and weekends un ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in 07047
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I want to know how it works when I want to put my apartment to rent
I assume you own it. So you find someone to rent it and they pay you rent each month and you continue to make the mortgage payments, utilities (unless you get the renter to pay them) an ... more
0 votes Share Flag Sun Oct 12, 2014 Home Buying in 07047
Barbara Reag…, Real Estate Pro in Henrico, VA
Barbara Reagan answered:
is it better to use a 203k renovation loan or slowly fix up the home as money comes in? Are the closing costs alot higher for 203k?
Hello, kperezstl,

This is a great question and one that I get from many of my buyers! A 203K loan is great for fixing up a home, but the interest rate is variable, you need to use l ... more
0 votes Share Flag Sun Oct 12, 2014 Home Buying in 07047
HomeBuyer, Home Buyer in Jersey City, NJ
HomeBuyer answered:
7400 River Road, North bergen NJ. Is this condo under litigation ?
yes - just like 95% of the buildings in west new york and north bergen.
0 votes Share Flag Sun Oct 12, 2014 Home Buying in North Bergen
Alexander Mo…, Real Estate Pro in Edgewater, NJ
Alexander Moldoff answered:
22 Graduate 05/14 Saving money for DP/condo Not sure, buy w/ friend or alone. Buying w/ friend would help for mtg loan & bigger place Any thoughts?
If you buy with a friend make sure there are agreements in place. Talk with a lawyer. It may be good to purchase a property by creating an LLC first.
0 votes Share Flag Sat Sep 20, 2014 Home Buying in 07047
Alexander Mo…, Real Estate Pro in Edgewater, NJ
Alexander Moldoff answered:
how can i purchase a home using the section 8 program?
It would be affordable housing program, there is a condo in Fairview that is brand new and has income ceilings (which means you can't make more than a certain amount.)
0 votes Share Flag Sat Sep 20, 2014 Home Buying in 07047
Kdmfitness, Home Buyer in Cliffside Park, NJ
Kdmfitness answered:
What is the average maintenance fee for condos at Park Hudson (9060 palisade ave north bergen nj)?
The average is more like 800 to
1300 per month.This doe NOT include property taxes
0 votes Share Flag Sun May 25, 2014 Home Buying in North Bergen
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
Is it possible to buy a 2 family home in North bergen for $200.000?
Very rare and if so, will require a complete renovation most likely. Also at that price, most purchasers will be cash investors.
0 votes Share Flag Sat May 24, 2014 Home Buying in North Bergen
javespana1, Home Seller in North Bergen, NJ
javespana1 answered:
Looking to purchase 2-3 family investment properties close to 10th and kennedy.
I can help you with this matter and i would like to get in touch with you. Let me what is the better way to communicate.
0 votes Share Flag Fri Mar 7, 2014 Home Buying in North Bergen
Joe Cordova, Real Estate Pro in Marlton, NJ
Joe Cordova answered:
Can I qualify for a mortgage with student loan debt? My husband and I have good income (140K ) but I have about 100K in student loans.
Jessica, yes you will be able to qualify. It is a matter of monthly debt to income ratios. Underwriters will take into consideration the monthly payment on those students loans. As l ... more
0 votes Share Flag Mon Feb 3, 2014 Home Buying in North Bergen
 Sneh, Real Estate Pro in Edgewater, NJ
Sneh answered:
How much to rent a 2 bedroom apartment in West NY, NJ?
i currently have a 2bd room apt with a garage/central heating and air/laundry for $1375 + Utilities in North Bergen
0 votes Share Flag Sat Dec 21, 2013 Home Buying in North Bergen
Barbara Perez, Real Estate Pro in Englewood Cliffs, NJ
Barbara Perez answered:
How much are taxes on 8125 RIVER DR, North Bergen NJ 07047 (MLS/Web ID is 120012996)?
2012 last recorded taxes were approximately $11,000.00
0 votes Share Flag Tue Aug 27, 2013 Home Buying in North Bergen
Nickie Sherw…, Real Estate Pro in North Port, FL
Nickie Sherwood answered:
How would I go about finding out the rules and regulations on renting out my basement.?
I WOULD CALL THE LOCAL ZONING DEPARTMENT.
0 votes Share Flag Mon Aug 26, 2013 Home Buying in North Bergen
Maria Gilda…, Real Estate Pro in Manchester, CT
Maria Gilda Racelis answered:
Can you close with a temporary co? House has no running water.Can it close without water and if we close, is bank responsible for fixing?
If you are using an FHA or conventional financing to buy the property, chances are you can not get a loan without running water prior to closing.

First of all, utilities should be u ... more
0 votes Share Flag Mon Aug 12, 2013 Home Buying in North Bergen
Andrew Tisel…, Real Estate Pro in clifton, NJ
Andrew Tisellano answered:
What is 3 bd. single family fixer uppers goes for in N-Bergen area? thank you
Driveway or no Driveway will make for a big difference in price as well.
0 votes Share Flag Mon Jun 24, 2013 Home Buying in North Bergen
Marsha Bowen…, Real Estate Pro in Livingston, NJ
Marsha Bowen Washington answered:
the house is 150k but i only prequalify for 120k . is it legal to pay the remaining 30k in installments?
If you don't have the $30K, you can check with the seller to see if they can offer seller financing, but you could be restricted if you're doing a FHA loan.
0 votes Share Flag Tue Oct 23, 2012 Home Buying in 07047
Andrew Tisel…, Real Estate Pro in clifton, NJ
Andrew Tisellano answered:
Property tax on multi-family houses
The town needs money.
There is slightly more work involved for the town.
I have a deal like that right now in Elmwood Park.
0 votes Share Flag Mon Sep 10, 2012 Home Buying in North Bergen
Mary Petti, Real Estate Pro in Edison, NJ
Mary Petti answered:
is there going to be alot of headlice in horrace mann in north bergen like last year ?
REALLY ??? This is not a question for a real estate forum, it's a question for the local health department.
0 votes Share Flag Tue Aug 28, 2012 Home Buying in North Bergen
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