Bad credit is one thing. An eviction is another. Regardless of which or both as the case may be, some property managers and/or landlords will work with you. It won't be easy, but you CAN find something! Get off the internet and speak to someone locally!
What ever is required to turn BAD!!!!!!! credit a into 'not so good' credit.
Then do what ever it takes to turn 'not so good credit; into a 620 credit score.
WHATEVER IT TAKES!
1.Live below your means.
2.Pay your debts on time.
3.Pay down your debts.
5.Live within a budget.
6.Remove credit blemishes.
7.Increase your income.
WARNING! Their are predators looking for people just like you. They will sell you 'quck fix credit services." they will offer you alternative ways to buy a home, they will suggest everything you want to hear (that are not the 7 things I listed above). DON"T DO IT!
It is always better to have a real estate agent and it shouldn't cost you anything. You will still have to pay typically $50 per application for a credit/background check. If you need any assistance of have any questions please feel free to contact me.
If you're having a problem getting financing for a home, you might consider a Private Lender to enable you to buy now while home values are low. It may take some time to get that apartment item off your credit report and the fact that it is concerning a housing matter will reflect more derogatorily than other debts when you apply for a mortgage.
A Private Lender will put more weight on the value of the property, your income and your ability to make the payments. They will require a substantial down payment and more interest than a Conventional Loan but they are not driven by your credit score as Banks and Mortgage Lenders are.
I can direct you to a company that is licensed in the State of Georgia to finance Owner/Occupant individuals, I have worked with this company personally in getting some of my clients financed who were much in the same situation that you are. Here is their contact information