My understanding is that the actual tax base in California is 1% most lenders use the 1.25 to cover some of the municipal bonds, CFD etc. To know what your actual tax would be go to the county assessorâ€™s web site (my web site (DianaM.com) has a link to some of the local assessors offices) and you can search the address of the home that you are thinking of purchasing, then you have to multiply the price you are paying for the home times what ever the general levy % is. Once you do that add up all of the rest of the taxes on the bill and add that to the general levy. Next divide by 12 and you have a general idea as to what the monthly tax amount would be when you purchase, keeping in mind that some of the other items could go up yearly, the phone numbers as to what they are should be on the tax bill, you can call them and ask about the information on each one. When you purchase a home make sure your Realtor orders the California Tax information and you will have all of it at your finger tips.
Good luck and make all decisions with information.
Diana Margala 909-945-5763