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Noble County : Real Estate Advice

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Activity 12
Sat Jul 15, 2017
Ferne59sabo asked:
"stuff" We need our property to be clear for staging. Also, there are no comps. Please advise.
0 votes 0 Answers Share Flag
Sun Feb 21, 2016
Dan Tabit answered:

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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0 votes 2 answers Share Flag
Thu Jun 18, 2015
Larryandrhonda asked:
Tue Mar 3, 2015
Shannon Thomas answered:
You really need to talk with a good lender and let them guide you through what you need to do. What it will say usually is paid off but won't remove unless the creditor themselves have them removed and that usually doesn't happen but worth a try.
If you pay off it should increase your credit rating.
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0 votes 1 answer Share Flag
Wed May 7, 2014
0 votes 5 answers Share Flag
Thu Nov 14, 2013
Jlfought answered:
Depends on what you are looking for. Anywhere from 50-60k for something small to mid to upper 100k's for one of the bigger historic homes. There is a great one for sale at 404 Grand St for 139,900. ... more
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Mon Oct 7, 2013
Amanda Ratliff Resendiz asked:
Tue May 28, 2013
Valerie Greenway answered:
1040 pleasant point
lake view fourplex with Sylvan lakefront lot and garage lot.
by owner
0 votes 3 answers Share Flag
Tue Nov 27, 2012
Louise Stangland answered:
The property that you have inquired about may have been on South Cavin that sold 7/19/2012 for $34,000.
0 votes 2 answers Share Flag
Wed May 30, 2012
Mallorie Wilson answered:
Did the bank state they had additional documents that needed to be satisfied? Was the contract completed and signed by all parties (including the bank). Techinically, all documents must be completed, as well as earnest money check delivered to the listing agent and/or title company. If all documents (including bank addendums) were satisfied and you were providing them the earnest money check within the timelines stated in the agreement, then the seller (bank) shouldn't be accepting multiple offers. It's hard to answer your question without seeing your agreements but this doesn't sound right. Not to be redundant, the main questions you need to ask yourself, 1. is the contract completed by all parties? 2. are there any additional documents that needed to be completed by all parties (to complete the purchase agreement) 3. Did you submit your cashiers check to the title company within the specified time frame as stated in the agreement 4. Did you provide proof of funds to the listing agent within the timelines specified If all these items were addressed as stated, then I would contact a real estate attorney, as well as the broker owner of your agents firm, to contest your case with the listing agent and bank. I wish you luck and I hope everything works out for you on the purchase of this home.

Mallorie Wilson
Associate Broker
Century 21 Diversified
317-590-3434 direct
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