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Nipomo : Real Estate Advice

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  • Home Buying14
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Activity 28
Wed Sep 7, 2016
Angelica P answered:
Hello,

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.

http://www.trulia.com/submit_listings/

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.


For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
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Mon Dec 28, 2015
Rlittlefield answered:
I m working for a company Imperial Funding and we are coming to the market with a 0 down mortgage with a very low rate. (4,5-5.5% APR)

rlittlefield@imperialfunding.com

I am the investors rep and am setting up brokers and lenders to place this product. We are approving lenders in CA now. If you send me your contact information I will have the first one approved call you. ... more
0 votes 3 answers Share Flag
Tue Nov 3, 2015
Arpad Racz answered:
Hi,

A good start would be to meet with a loan agent in your area to see what you qualify for, and then you have a better idea what you will look for.

Kind regards,

Arpad
0 votes 2 answers Share Flag
Thu Apr 9, 2015
David Norwood answered:
Mobile homes are in no way similar to a single family home. It is like buying a car.

To purchase a mobile home you will probably need at least 30% down. In most case you will need to pay ALL cash for a mobile home if it over 10 years. Also, if you can find a loan for a mobile home it will have an interest rate significantly higher compare to a single family home or a condo. Plus, Single family homes and condos only requires 3.5% down payment.

Mobile tend not to be a very good investment, because people that buy mobile home buy them usually because they are cheaper and they do not have very much money. Most of the time it cost more for a mobile home compare to a single family home when you consider the interest rate, the park fees and the fact that you cannot deduct the interest because it is conserved personal property and not Real property.

Most mobile homes are in parks have what is called a space rent, which is also NOT tax deductible compared to a real property loan interest.

The there are several other reasons not to buy a mobile home that are too numerous to write. My advice would be not to buy a manufactured home, even if it is really cheap because in the long run you can make thousands of dollars more if you bought a single family home or condo.

Please feel free to look at all of the homes on the Central Coast of California on my web site in REAL TIME at http://www.dnorwood.com/Pages/Home_Search_Mulipal_Listings_MLS.aspx

Or, if you call me I would be happy to send you a MLS Portal link that fits all of your needs for a vacation and guide in finding a sound real estate investment.

David Norwood-Central Coast Real Estate. 805-270-5860 David@DNorwood.com

www.DNorwood.com
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0 votes 2 answers Share Flag
Mon Dec 30, 2013
Luis Nunez answered:
The seller is responsible for paying the commission. As the buyer, its free, why would you not want to use a realtor?
0 votes 10 answers Share Flag
Thu Dec 26, 2013
Luis Nunez answered:
Need to check with HOA, at the end of the day they will decide
0 votes 3 answers Share Flag
Thu Dec 26, 2013
Luis Nunez answered:
Tue Oct 29, 2013
Michael Byrd answered:
If you're thinking about Trilogy there is some additional homework to do if you want to make an informed decision. Google would likely find what you need to know. Otherwise, feel free to call. ... more
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Sun Sep 22, 2013
Michael Byrd answered:
Do you have a question? I'd be pleased to answer or help in any other way.
0 votes 1 answer Share Flag
Sun Aug 11, 2013
David Norwood answered:
I forgot to add. You can also look at all of the Available homes in Pismo Beach and the surrounding areas on my web site in Real Time at http://www.dnorwood.com/Pages/pismo_beach_homes_for_sale_up_600K.aspx - Currently, the lowest priced property is $309K.

David Norwood-Central Coast David@DNorwood.com 805-471-0828

http://DNorwood.com
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0 votes 4 answers Share Flag
Sun May 26, 2013
David Norwood answered:
This home on broken Arrow is in escrow or contingent because it is part of a bankruptcy. However, because of the bankruptcy there is still way for you to still buy the property. If you interested in buying the home, I would be happy to show it to you and explain the procedure for obtaining it.

There is no indication that there has been a crime on the property and it is a gated estate. The owner is in jail for investment fraud. If you are referring to Nipomo in general, of course, it is impossible to eliminate all crime, but there is much less crime in Nipomo compared to other parts of California and the country. It is a safe city to live in. Find crime statistics in Nipomo at http://www.neighborhoodscout.com/ca/nipomo/crime/


This link will take you to other statistics about Nipomo. http://www.dnorwood.com/Pages/US_CENSUS.aspx


Lastly, if you are looking for a home in Nipomo or the Central Coast of California, you can go to my web site and view homes that are available in real time at http://www.dnorwood.com/Pages/NIPOMO.aspx

David Norwood-Central Coast Real Estate David@DNorwood.com 805-471-0828

http://DNorwood.com
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Sun May 26, 2013
Ovi7silva answered:
Has any crimes happen here I live at Langdon Street 8421
0 votes 5 answers Share Flag
Fri May 24, 2013
Kim Siebert answered:
what ever you do, do NOT go to Arroyo Grande Hospital. (in Arroyo Grande...) if you must go to the hospital, go to French in San Luis Obispo.

Arroyo Grande, even though has more up to date facilities now, (still not as high tech as the hospitals in San Luis Obispo..) I wouldn't take my DOG there.

They almost killed me. Literally.

I was warned by no less than 9 people to not go to A.G. hospital and I didn't listen, I wanted to be close to home so that after my surgery my husband didnt have to drive but a few blocks to visit me. I didnt want him to have to drive 30 minutes to San Luis Obispo after 12 hours of work...

I should have forgone the visits and went to Sierra Vista or French...

It was a knee replacement surgery. So, it was partially an 'elective' surgery. It wasn't an emergency.

So, this was entirely my fault. I should have listened and gone with my gut feeling. I've lived here for 11 years and have NEVER heard anything good about A.G. Hospital. Which is why I went to Sierra Vista the coulple times I had kidney stones and ended up in emergency and when my back went out and couldn't move... always was taken care of and didn't almost die.

And, there is no Kaiser either.

Also, I heard that Marian Medical Center is a good hospital. I'd double check first though. (I am not entirely certain where they are located, I think perhaps Santa Maria which is a city bordering Nipomo.

Cottage Hospital is located in Santa Barbara, which is about 45 minutes away from Arroyo Grande.


Good luck, the Cetral Coast is beautiful. We have amazing sunsets if you can make it down the street to the beach to watch. (if you live in A.G. you are no more than a 7 minute drive to the beach)

Living in Nipomo, you are no more than 20 mins.
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1 vote 3 answers Share Flag
Wed Nov 14, 2012
David Norwood answered:
Anyone can buy a HUD home if you have cash or can qualify for a loan. To qualify for a loan to purchase any home you will need to get a letter from a lender. Please give me a call for more information about HUD housing or any other types of property that is available. You can view all of the available homes in Nipomo and the Central Coast in REAL TIME on my web site at http://www.dnorwood.com/NIPOMO.aspx

David Norwood - Central Coast Real Estate 805-471-0828 David@DNorwood.com
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Mon Sep 10, 2012
David Norwood answered:
Hi Terry - If you have land on the central coast, unless it is prohibited by zoning, you have the right to access water under or around your property. If there is a stream or river on the property, you have the right to use the water in the stream or river. You cannot block ungrounded or above ground
streams.

I you have any additional questions; please contact me directly at David@Dnorwood.com – 805-471-0828. David Norwood-Central Coast Real Estate. Try My Free Search Engine In real time at http://www.dnorwood.com/MLS.aspx
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Tue Aug 21, 2012
Steven Ornellas answered:
quitykam3,

The process of investigation for determining the construction of your tax bill for an individual property, including whether there's any Mello-Roos, is covered below:

"Estimating Property Taxes in CA"
http://www.trulia.com/blog/steve_ornellas_mba_re_mastersgri/2010/05/estimating_property_taxes

However, given Michael's post regarding a possible County Special Assessments update I would call the County even if you do not find Mello-Roos charges based on the process in the blog post above to be sure.

-Steve
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Mon Aug 13, 2012
Steve Murphy answered:
Hello Pam,

view all properties at www.SloHomeExpert.com

Have a wonderful Monday ~


Steve Murphy
805.550.1234
0 votes 3 answers Share Flag
Wed Jul 11, 2012
David Norwood answered:
Nipomo is a county ran area. Therefore, probably is not any relationship in regards to bankruptcy in CA to Nipomo. Not sure what your concern is about Nipomo or other cities in SLO county, but you can contact me with specific questions at 805-471-0828 or David@DNorwood.com – Additionally, I offer a free home search in Real Time on my web site that include all of the available homes on the market in SLO county. http://www.dnorwood.com/NIPOMO.aspx

David Norwood - Central Coast Real Estate
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0 votes 2 answers Share Flag
Mon May 7, 2012
answered:
Assumable loans still require you to qualify for the assumption. You should reach out to a loan officer to review your credit with you and your situation and get some direction on what to do to build up your credit. You "may" need an outside credit repair company if you have old debts being re-aged or you may be able to do this yourself depending on the severity of the situation. If the situation that created the bad debts or late payments still exists, it may be difficult to build your credit up.

A lease-option as Bob mentioned is a good idea but be careful about fulfilling your end of the deal because many of these contracts have a clause that if you're not able to complete the purchase under your own credit after a certain amount of time the seller is no longer obligated to give you your escrowed money back (the extra each month you pay as a deposit/accured equity on/in the house as part of your agreement).

Because the lease-option isn't a guarantee, most Realtors I know require a client wanting to enter into one to consult with a mortgage professional first to be assured the client can possibly get their score up to xxx in yyy time. The contracts are usually a function of the time expected for you to get your credit up. As with all contracts, each one is different, rely on your agent to guide you through that process.
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