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Newaygo : Real Estate Advice

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  • Home Buying4
  • Home Selling0
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Activity 8
Wed May 17, 2017
sue asked:
Wed Dec 2, 2015
G asked:
Wed Dec 4, 2013
Randy Poll answered:
Rebecca,
Some areas north of Newaygo can now get internet through a cable provider called MiCom. They service certain townships outside of the areas that Comcast would cover. I have MiCom now, where previously I had to rely on an Alltel/Verizon air card. You can reach MiCom at 1-888-873-3353 and see if they cover the area you are interested in. ... more
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Thu Jul 11, 2013
Randy Poll answered:
You may want to try visiting the offices of the Realtors who list these properties, and especially, introduce yourself to the office manager. We are bombarded by all types of service people, in every area relating to real estate. A personal visit makes you stand out from the crowd and lets the agents know you are really interested in earning their business.

Social Media is another tool that is largely untapped by the real estate service industries, get your name and face out here on the web and make it easy for people to find you. I may loose your card, but if you are in front of me on a regular basis online, the odds are much greater that I will call you when I need your services.
... more
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Wed May 29, 2013
answered:
Good morning Danyel,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible economy, you have a low credit score and you have a dream of buying a home, here's some simple advice for you.

It is unlikely you could be approved for mortgage financing with that credit score at this time.

Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website.
http://www.consumer-action.org/

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE.
http://www.consumer.ftc.gov/articles/0058-credit-repair-how-help-yourself

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Sat Oct 27, 2012
Anita Speese answered:
Fri Jul 15, 2011
Linda Burns answered:
Hi Bullybull
I am the Realtor who has the listing on 8118 Ray St.. There is a mobile home on the property that has 2 bedrooms and one bath and is in good condition and fully applianced.

If you would like to see the property, or have other questions, please call me at 616 638 1038.

Linda Burns, Realtor
Coldwell Banker Woodland Schmidt
... more
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