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Home Buying in Newark : Real Estate Advice

  • All317
  • Local Info32
  • Home Buying126
  • Home Selling15
  • Market Conditions10

Activity 180
Sat Feb 25, 2017
Uzzalmahomeadfb answered:
Hi admin,
I read your blog,I really like it.which is abouot Newark Investment Properties.
You need to make sure you are buying in a good neighborhood at a very attractive price.
This is obtained by dividing the annual costs from the net annual rental income.
Newark Investment Properties

uzzal mahomed
... more
0 votes 10 answers Share Flag
Sat Dec 31, 2016
Susie Kay answered:
Either one is fine. You can ask your realtor to connect you with lenders that she/he usually work with.
0 votes 1 answer Share Flag
Tue Dec 27, 2016
Bigtruta asked:
socorrovalleā€¦, Home Owner in South river New Jersey
I need to know how to refinance my house with my ITIN number. I had paid my house for 10 yrs with a high interest.
0 votes 0 Answers Share Flag
Tue Dec 13, 2016
Lee answered:
I solved my problem with a German made electronic anti-scaler. It works great and its very popular in farming applications, preventing hard water problems related to well water. My house is in Round Rock TX that has a hardness of 11 grains per gallon average, which is considered hard according to USGS standards. Hard water scale in pipes will surely occur in the long run, but problems with your sprinkler valves due to calcium scale are absolutely common in this area mainly because of high evaporation in the outdoor summer heat. Hard water will also cause common ice maker and dish washer related issues. I always say preventive maintenance is an owners choice. I personally dislike dealing with calcium deposits around my faucets, showers and sinks, but above all, the thing I dislike the most is the slippery feeling in your body, after taking a hard earned shower, at the end of the day with softened water. Its like washing yourself with sea water. The sodium added to the water just wont allow proper soap rinsing and you never get to feel really clean. My house came with a huge Salt Water Softener, with two big tanks that took a lot of space in my garage which is not huge. After a long research, I decided to replace our salt softener with a Vulcan-Texas Anti-Scaler from Techno Mechanical Solutions in Austin. An affordable and eco-friendly way to prevent hard water issues without using salts. I was able to do the installation myself over the old softener pipes. The Vulcan requires no maintenance, just install and forget about it. No more salt buying trips to Lowes and carrying those back breaking bags. No more slippery feeling after taking a shower. No more calcium buildup around my fixtures or sprinkler valves. Water treated with Vulcan is safe for garden irrigation, your sprinkler system may also be protected. Vulcan dismantles prior limestone accumulations. Any pipe material may be treated up to 20 inches in diameter. The maintenance free Vulcan is very compact and sits of top of your pipe, saving all garage floor space for your favorite toys. Great for eliminating water lines and improve filtration in pools and spas. German engineering with 10 year warranty. Treatment for a normal size house with up to 1 1/2 inch pipe around $1000. Vulcan-Texas is space saver, effective, simple and affordable. Forgot to mention, my morning coffee tastes better without salt. ... more
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Fri Nov 25, 2016
Mserrano1560 answered:
well to me if I get multi fam home I know that hud is not paying my problems, I have to deal with it my self and get it done asoon as possible, get termites pets control, mold have it remove and clean the areas, damage, ... more
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Wed Nov 23, 2016
Johnnie M Bell Jr asked:
I have decent credit but I had a bankruptcy in the last 7 years I have the money for the down payment and I make enough money for the house
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Mon Nov 21, 2016
Hiiilaur asked:
Would I get approved for a mortgage with no money down, 670 credit score making about 28500 a year. Looking for a house less than 170k and with taxes less than 5k. NJ living
0 votes 0 Answers Share Flag
Fri Sep 9, 2016
colonelsun2 asked:
Looking to make an offer on a short sale property that is priced in such a way as to guarantee multiple offers. Does a higher then requested offer improve my chances of being a successful…
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Thu Jul 28, 2016
Dogstarmonkey22 asked:
My disabled friend wants to sell condo in hot Austin market n buy a home near her family.She will still need a loan but can she get one if on disability? disability money is only 700 a month…
0 votes 0 Answers Share Flag
Fri Jun 17, 2016
UpNest Top Realtors answered:
We started UpNest ( to help you compare top agents that compete to earn your business. Since agents compete for you, they offer their very best rates and services. You'll also get to "comparison shop" like you do for all the other things you usually pay for. It's free and there's no risk to try us out, Good luck! ... more
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Mon May 23, 2016
MCM_STL answered:
You don't necessarily have to be debt-free. Lenders are looking at a combination of credit score, income, how much credit you have access to and how much debt you have relative to available credit among other things.

One of the things that really hurts people is credit card debt particularly if you continually carry a balance near the top of your credit limit. If that's your case, then I 100% understand why your lender is telling you this. I'd personally never buy a house if I had any amount of credit card debt. It's just such a huge waste of money to pay double-digit interest that I'd make getting rid of that a priority over buying a home. If you have the cash to pay it off, I'd say do it by all means.
... more
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Wed May 4, 2016
Karen Peyton answered:
Yes, you can qualify for FHA with income from Social Security. And just like everyone and anyone else, you will have to meet the minimum qualifying criteria set forth by FHA and mortgage lender.

Good luck!
... more
0 votes 1 answer Share Flag
Mon Feb 29, 2016
thinz answered:
Thanks - I would not let credit score be a driving force for buying a home! If you can qualify, the score is irrelevant other than HOW would it impact your interest rate?? You may likely pay a higher rate for a lower score, but that could be changed rather quickly if you make your payments on time and take some other steps for credit repair. Tom Hinz ... more
0 votes 4 answers Share Flag
Wed Feb 24, 2016
thinz answered:
For anyone asking this type of question, please be more specific - BAD is a relative more specific with your FICO score to get a better response.
Tom Hinz ... more
0 votes 1 answer Share Flag
Wed Feb 24, 2016
thinz answered:
On a conventional mortgage, expect to wait to qualify for 5-7 years depending on the removal of the record from your credit profile. Of course, the best scenario would be an owner financed method for purchase...this could happen at anytime if you find the right seller who is motivated enough to sell, doesn't need the lump sum cash, and is looking for a good passive income stream. These are my favorite kind of deals for many reasons. Good luck!
Tom Hinz
... more
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Tue Feb 23, 2016
thinz answered:
Seller would typically be responsible, but anything is negotiable and can be changed depending on each parties interest and motivation. Tom Hinz
0 votes 8 answers Share Flag
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