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New York : Real Estate Advice

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  • Home Buying1K
  • Home Selling225
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Activity 5,559
Thu Sep 21, 2017
Edunc13 answered:
I have an on-going problem with my Birchwood I construction. For the past 7 months I have been trying to get them to repair a leaky basement. The basement has developed mold twice during this time. They are slow to respond, try to resolve it the cheapest way that doesn't work. They often do not respond to my demand that this basement be sealed properly so as not to leak. This is just one of many issues I have had to deal with over the past 2 years. ... more
0 votes 15 answers Share Flag
Thu Sep 21, 2017
Pamdrew1 answered:
I would say NACA is a good program overall and when it comes to the percentage rate. BUT!! NACA is not for everyone, it's just not. I went through this program 3 times!!! I wouldn't say it was a total waste if nothing else it did prepare me for purchasing a home a far as getting my credit in line, which is not required by NACA. But if you have judgements, collections, and late pays that is a NO NO no matter what lender you go with. I have student loans which did keep me from purchasing the home I hoped to get. However, in end I did not get a loan through NACA, I got it through Navy Federal Credit Union. They also had a program with no closing cost and No Money down., I got a decent percentage rate. I would suggest to anyone with student loans, make sure the loans is current and the best situation is to have a payment in place, I didn't my loans were deferred. I am now in 1 month of being a happy homeowner. I love my home and yes I could have gotten something a little bigger, if I had a payment in place for my student loans, and just 1 or 2 more things off my credit. It was all worth it! My home is the perfect size it was all newly remodeled. Good Luck to you! ... more
0 votes 92 answers Share Flag
Wed Sep 20, 2017
Beverlywalls answered:
I own my home I do not have ordered and my house is not for sale at 582 Onandaga Or Onandago Ypsilanti Mi. 48198. STOP HARASSMENT DEFAMATION LIBEL SLANDER ON ME AND MY PROPERTY. My home and I have been defamated slandered and libeled by trulia when I saw and printed my home listed for sale on Trulia. I need to get a hacking system that can also detect law-enforcement and law-enforcement investigative software that may have hacked into your computer and posted my information on my home my home was not built in 1890 and you have a responsibility to verify what is put out there. ... more
0 votes 12 answers Share Flag
Tue Sep 19, 2017
Lisa Stepanian Dadourian asked:
Sun Sep 17, 2017
Steve Mcloving asked:
Looking to own rather than rent here in Brooklyn/Queens as a primary residence.
0 votes 0 Answers Share Flag
Fri Sep 15, 2017
Bradleyc20744 answered:
Does the realtor have to put down Good Faith money if they are purchasing a clients home?
0 votes 13 answers Share Flag
Fri Sep 15, 2017
Betsynebel asked:
replacing door frames (3) and doors(3) and closet bifold doors (5) , wood floors, through out, no appliances.
0 votes 0 Answers Share Flag
Thu Sep 14, 2017
Rubydraper answered:
Being an IT professional I used to edit my work myself and sometimes during the busy life time I used to seek help from experts to edit my works and when they does it will have professional touch and surely it will meet the requirements. I will suggest the below link where you can find the best help ... more
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Wed Sep 13, 2017
Kathy Burgreen answered:
I can help you but you did not provide more information. What is the address?
0 votes 1 answer Share Flag
Wed Sep 13, 2017
Kathy Burgreen answered:
Although New York City very tenant friendly, the law only applies between the tenant and the landlord / owner - not the sublease or sub tenant. Your daughter's lease is between the tenant and your daughter - not between the landlord and your daughter. Therefore, your daughter will need to move out because she has no rights to live in the building.

Being a life long NYC area resident and former realtor, I strongly suspect that the neighbors alerted the landlord / owner that your daughter is living there instead of the tenant and I bet the landlord contacted the tenant to move back in or else he will be evicted for violating the lease. It makes me wonder if the tenant had any legal rights to lease out his apartment. My bet is considering it's only Sept. and I doubt your daughter was living there long, the neighbors must have gossiped / told the landlord or superintendent pretty quickly and the tenant got caught red handed. What was this tenant thinking?? He knew he was violating the terms of his lease - just thought he could get away with it?

Lesson to be learned - when living in an apartment building - NEVER ASSUME your neighbors will keep their mouths shut. Most will but there will always be 1 who has a big mouth. And you don't know which neighbor that is until after you move in.

At this point since school already started - find some real estate agents quickly and have them look for an apartment for your daughter. You will need to pay $$$$. Look also in the Bronx. Rentals are much cheaper in the Bronx than Manhattan, Queens or Brooklyn. It's just a subway ride from school.
... more
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Tue Sep 12, 2017
Avinash Kumar answered:
Nice post and thank for sharing this... offers Free Quotes of Registered movers and packers pune and movers and packers bangalore. Compare to save money and select the best. ... more
0 votes 24 answers Share Flag
Sat Sep 9, 2017
Sharon jordan answered:
0 votes 11 answers Share Flag
Sat Sep 9, 2017
Kathy Burgreen answered:
The process of buying a home whether it's a foreclosure, short sale or regular resale home is the same. The difference is the length of time involved, the seller and the paperwork.

Regular resale homes - you are dealing with an individual homeowner who has the flexibility to negotiate and typically they have a need to move out rather than wait for a buyer to come up with a higher price.

Short Sale homes - these are homes where the seller bought the home for a higher price than it is worth today. These sellers still have a mortgage loan that they need to make monthly loan payments. However, because the value of the home is less than what they owe to their bank, the seller negotiated with their bank to sell their home at a loss and the bank agreed to accept the loss. As a buyer, your offer is first accepted by the seller, then it needs to be accepted by their bank. Since the bank is taking a loss on the deal, don't expect the bank to accept low ball offers. The bank knows what homes are selling for in the neighborhood and will only accept a fair and reasonable offer. The consequences of doing a short sale is the seller's credit score will drop - a lot.

Foreclosed homes - these are homes where the owner is having severe financial difficulty and cannot afford to pay their mortgage loan, property taxes, monthly bills, etc. However, they still want to live in their home and refuse to move out. The issue is once you buy a home, your lender expects you to make the loan payments on time for the entire length of the term. If you fail to make the payments, your lender has the legal authority to take your home away from you (foreclose on your home). The same with property taxes - if you fail to pay your property taxes, the county where you live has the legal authority to take your home away from you.
As you can imagine, these owners don't want to sell or move out and they can be very angry because they are being forced to move out against their will. Many foreclosed homes have been damaged by the owners as their sweet revenge. If the home has been damaged, it will be the buyer's responsibility to fix it and pay for it out of their own money.
The buyer is either dealing with the bank or the county to purchase the home - not the owner. Buyers need to be extra cautious because the bank or the county will have no idea about the condition or the history of the home.

Selling prices will be much cheaper for short sale and foreclosed homes because of the bank or county's involvement. This does NOT mean you are getting a bargain or a deal. In some cases - yes, in other cases - no. Buying a home thru the owner / seller without any bank involvement can be a better deal than a short sale or foreclosure - in many cases - not all.
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0 votes 3 answers Share Flag
Fri Sep 8, 2017
Wlandry154 answered:
Moving from Texas, would like house in safe neighborhood in new York
0 votes 31 answers Share Flag
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