Did you know Your FICO is made up of these five key factors?
1. Payment history (35%)
2. Credit utilization (30%)
3. Length of credit history (15%)
4. Types of credit in use (10%)
5. New credit (10%): Applying for too many credit accounts at once can bring your score down. Each new credit application results in a new credit penalty, so try to avoid applying for multiple accounts in a short period of time.
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