Home Buying in New York : Real Estate Advice

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Arby186, Home Buyer in Bayside, Queens, NY
Arby186 asked:
Parkwood Estates -Glen Oaks fees Has anyone dealt with Parkwood Estates in Glen Oaks. Would you know what their application fee is if someone is interested in buying a coop?
0 votes Share Flag A few hours ago Home Buying in 11004
Nuris Fernan…, Home Buyer in Floral Park, NY
Nuris Fernandez asked:
can you give me a house of sale? do you got one of sale
0 votes Share Flag Thu Sep 29, 2016 Home Buying in Brooklyn
Ben, Home Buyer in New York, NY
Ben answered:
What are the benefits of buying a Co-op?
The primary benefit is cost. A co-op will be on average 20% cheaper than a comparably sized condo. You'll certainly get more bang for your buck, but there are many disadvantages to be a ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in 10033
Ben, Home Buyer in New York, NY
Ben answered:
I'm interested in buying a condo in NYC but my credit is only fair, am I gone pay double because of my credit?
Do some research first before you throw yourself blindly into the process!

What closing costs are in NYC: http://www.hauseit.com/closing-costs-nyc/
Should you buy a co-op or a cond ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in 10033
Ben, Home Buyer in New York, NY
Ben answered:
I am a brazilian citizen living in Brazil. My daughter is graduating at Fordham University in NYC and I am interested in buying an apartment in town.
Wow, harsh answer Kathy!! But yes as an international buyer you should look into condo's or other real property (town houses etc).

You are certainly entitled to a mortgage.

It's ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
Ben, Home Buyer in New York, NY
Ben answered:
CO-OP vs Condo what are the differences and benefits.
I've referenced an uber comprehensive article by Hauseit on the differences between condo's and co-op's in NYC.

I highly suggest you read it. But in short, at least in my view, a con ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
Ben, Home Buyer in New York, NY
Ben answered:
My wife and I have 45000 in cc debts, we both have a combine inc9me of 130000 is this a good time for us to invest in a house
I would highly suggest you understand what closing costs are before you make this decision (http://www.hauseit.com/closing-costs-nyc/).

Most people only think about the cost of the m ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
Ben, Home Buyer in New York, NY
Ben answered:
What are the common reasons for a property to be on the market for > 250 days? I am looking at a 1 br office/1 bath condo like that in UES.
It's most liked because it's priced way too high (is it a FSBO?) and/or the photos look terrible (were they snapped by a cell phone camera?)

Regardless of what you decide to do, make ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
Ben, Home Buyer in New York, NY
Ben answered:
House, coop, condo or renting around NYC? young family, with around 20% down payment for maximum $350k home. One employed and one graduated student.
You may be best off going for a HDFC co-op. You can find reasonably sized ones even in Manhattan for that price range. But everyone wants one these days especially after that recent N ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
Ben, Home Buyer in New York, NY
Ben answered:
Buying a co op using my parents money, is it better to let them buy it and then sublet it. Or buy as a family with me included?
Shalom, it sounds like you might be a perfect candidate for a HDFC co-op if you're buying with gift money but are a student yourself (or otherwise have low income on your tax returns cu ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
Ben, Home Buyer in New York, NY
Ben answered:
Is it unreasonable to expect buyer agent to pick up and drop off buyers who are not local and coming up by train?
I agree with the sentiment here, real estate agents are not uber drivers and you should not expect it. This is especially true in NYC.

In NYC where there is readily available and ea ... more
0 votes Share Flag Thu Sep 29, 2016 Home Buying in New York
itsme6569, Other/Just Looking in Bronx, NY
itsme6569 asked:
With poor credit can I obtain a mortgage? I have an outstanding debt of about $1,200 for about 5 years (does that sound right?). I have a bankruptcy that is 8 years old. For a while I could not get credit, but Capital One just…
0 votes Share Flag Thu Sep 29, 2016 Home Buying in 10461
Andrew Simmo…, Real Estate Pro in New York, NY
Andrew Simmons answered:
If the real estate agent representing the buyer knows of a flooding problem, must they disclose this information to the buyer?
First of fall agent will not tell the problem of outside if it tells than the buyer would automatically rejects the area, He will also think about his income not thinking about the peop ... more
0 votes Share Flag Wed Sep 28, 2016 Home Buying in Upper West Side
rcgray60, Other/Just Looking in Missouri City, TX
rcgray60 answered:
Does anyone have experience (good or bad) with NACA?
me and my husband I started this process back in feb 2016 going to the purchasing workshop, went to our first counselor meeting back may 2016. then back again in july 2016 showing that ... more
0 votes Share Flag Wed Sep 28, 2016 Home Buying in New York
Alexander.sc…, Home Buyer in New York, NY
Alexander.scott.ross answered:
Any jumbo loan options in the Long Island, NY area with under 20% down payment? Can do 10% and credit score in 700's?
We are able to loan up to 1M with 10.1% in Suffolk County. Purchase only. Fixed and Arm rates. No PMI. You will need some reserves to qualify and this can be new construction, but not p ... more
0 votes Share Flag Wed Sep 28, 2016 Home Buying in Dix Hills
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
How do I do a search across numerous towns/zip codes in Westchester?
You can't. As a life long local resident & former realtor in Westchester, let me give you some advice:

1. Realtors work on commission and many are reluctant to work with rentals be ... more
0 votes Share Flag Tue Sep 27, 2016 Home Buying in Westchester
Maricris A, Other/Just Looking in Seattle, WA
Maricris A answered:
How do I search for homes to rent with the option to buy?
Hi,

At this time, unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search ... more
0 votes Share Flag Tue Sep 27, 2016 Home Buying in 10509
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