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New York : Real Estate Advice

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  • Local Info434
  • Home Buying1K
  • Home Selling225
  • Market Conditions94

Activity 5,537
Earlier today
Adam_mohammedd asked:
Earlier today
Huntmtn answered:
Home check LLC. Westchester County's Best Home Inspection Service. Www.homecheck.biz
0 votes 9 answers Share Flag
Yesterday at 6:30am
Kathy Burgreen answered:
What is your question? Nobody can help you unless you provide details.
0 votes 1 answer Share Flag
Fri Aug 18, 2017
Zusethunder answered:
This is what it really is in Harlem. There are a lot of people always on the street at night and also during the day. The projects make the neighborhood bad and even worse the young community is absolutely disrespectful. Over time you will be a target. I walk up 110th street and Lexington and there is always someone outside that disrespects me and my wife. The police do nothing about the loitering problem which is a constant thing, in and around the projects 24/7 guys will try to touch your wife while your holding her hand and that a on going problem. I wish you people stop trying to make Harlem look like heaven cause it's far from it. What are all the cameras for? That's not scaring anyone from the projects at all. They will shoot and kill you with out a second thought just cause. This is not a place to buy a house. Maybe on the west side, but not the east side. You even have a guy living in a trailer on 110th and park that associates himself with disrespectful people all the time and still the cops do nothing. You can get robbed at anytime in this area just by going for a walk to late at night. The people on every. Corner is a red light for people walking by. They are ether asking you for change or harassing your wife for absolutely nothing, or just simply waiting for someone to rob. This is a bad corner and no one should be subjected to drug dealers and disrespectful no habit having young men. Where ever you are now and anywhere els is much better than life in Harlem. In this area. You might not make it. If you decided to live hear. Good luck and God bless ... more
0 votes 32 answers Share Flag
Thu Aug 17, 2017
A361c asked:
Thu Aug 17, 2017
Terry Hines answered:
I need someone to call me asap before I call my lawyer. You have my house on your site as a sheriff auction. My house is owned by us, we don't have a mortgage, it was a house on south main in pleasant hill ohio.45359, I'm tired of having people looking at my house thinking it's for sale. 937-573-7044 terry ... more
0 votes 10 answers Share Flag
Wed Aug 16, 2017
Chucky answered:
Hi Kim, I've actually just started my search as well so maybe we can help each other :-)

I'm looking in lower Manhattan primarily, thinking on going full in for a 3 bed and at least a 2 bed. But I'm worried we may be limited to co-ops because condo's have gone up so much in the past several years.

Are there any tips on how to get an apartment at a better price? Sponsor units? Also, same question with the buyers' agents, what's the downside? I haven't agreed to sign anything with any agents trying to work with me on the buy side, what's there to lose if I have them show me some listings? Makes sense as I'm busy at work anyway right?
... more
1 vote 16 answers Share Flag
Wed Aug 16, 2017
answered:
Hi Benjamin,

You can actually qualify for a VA or FHA mortgage 12 months into your chapter 13 BK so if your BK has already been discharged, you can apply right now.

You have to show re-established credit and you have to meet the minimum credit score requirements.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 2 answers Share Flag
Tue Aug 15, 2017
Medaiims answered:
Please DO NOT GO with Wells Fargo for mortgage application. You will do yourself a huge favor. They will delay the application significantly. I am (along with my family) currently the victim of this significantly delayed process. ... more
0 votes 90 answers Share Flag
Tue Aug 15, 2017
Ryan P answered:
A couple things to keep in mind as NYC is a pretty unique real estate market.

1. There is no MLS in New York City. There is an equivalent called the RLS which is operated by REBNY. Source: https://www.hauseit.com/nyc-multiple-listing-service/

2. A flat fee MLS listing is very different from a traditional For Sale By Owner listing for example on Trulia. The latter does not get you access to the MLS, i.e. buyers' agents

3. Discount brokers aren't exactly new. Unfortunately NYC brokers are too intelligent to fall for it usually, so you'll need to make sure the flat fee MLS listing service you work with is geared for NYC plus doesn't have a poor reputation with the traditional broker community. Otherwise, your mom and pop "bucket shop" will just get boycotted by buyers' agents and compromise your sale!

Here are some local reviews of the best flat fee MLS listing services in New York City:

http://helloforsalebyownernyc.weebly.com/blog/for-sale-by-owner-websites-reviews-in-nyc

http://www.flatfeereviews.com/index.php?topic=2.0

http://streeteasy.com/talk/discussion/41463-hauseit-reviews-for-nyc
... more
1 vote 2 answers Share Flag
Tue Aug 15, 2017
Jack Ramone answered:
Hi Laverne, you may have already figured this out by now, but if you just do some research on your question you'll come across Hauseit. They're the most established FSBO listing website in NYC. They'll get you in RLS (NYC's MLS basically), StreetEasy, Zillow, Trulia etc.

For some reason, it also seems to be cheaper than listing "for sale by owner" directly on sites like StreetEasy. Though from my understanding it's not the same thing as StreetEasy is a search website and you can't access the RLS or MLS through it.

Good luck and what did you end up doing may I ask?
... more
0 votes 4 answers Share Flag
Mon Aug 14, 2017
Stephen Andert answered:
Their 'bank' presented a request for payment and Rentpayment said it was denied. My bank said they never got a RFP. Then Rentpayment stated the funds were on hold at my bank. Again my bank knew nothing of their requests.
Their last 'excuse' was that my bank was adjusting the balance in my account and denied payment when in actuality the overdraft protection kicked in.

Instead of following standard banking practices of submitting the RFP a 2nd time, they did not, they charged me a $45 NSF fee.

Phone agents know little and speak as much english. Customer service is not willing to help and only enforces managements directives of collecting fees. That department should be renamed, management service.
Website transactions were erased so I can no longer prove what happened.
... more
0 votes 27 answers Share Flag
Mon Aug 14, 2017
asdf answered:
Yes you will be able to get conventional loan, but you will have to pay PMI until 20% (downpayment) is accumulated.
0 votes 1 answer Share Flag
Sun Aug 13, 2017
Kathy Burgreen answered:
Did you read the fine print? What is this website - I'm curious. I'm sure there is more to this and you did not read the fine print.
0 votes 1 answer Share Flag
Sun Aug 13, 2017
Kathy Burgreen answered:
I replied to your other question. You don't understand the process and your method will not work.

$1500./ month x 12 months = $18,000. x 30 years = $540,000. You would need to sell your home for $600,000. or more in order to make a profit because at closing you will need to pay a realtor + closing costs.

Home prices in Atlanta do not appreciate in value as fast as NYC, San Francisco, D.C., etc. Therefore, the likelihood that home values in Atlanta will be close to $1 million in 30 years is not likely.

IF someone were to buy your home, you will need to pay extra for property taxes, maintenance, insurance, etc. in ADDITION to the $1,500. monthly rent. Plus that person wants a fee for their services.

If someone buys your home, whose name would be on the title or deed? I guarantee that person wants their name on the title - not yours. This means they own the home - not you.

It's OK to dream but be realistic which you are not.
... more
0 votes 1 answer Share Flag
Sun Aug 13, 2017
Sharon answered:
Hello,

It has been my dream to own a home and I found my dream house but work in NYC and want to purchase the home in Atlanta. When working in NYC it's a lot of requirements in order to purchase a home in another state and I obviously do not meet that requirement. I am seeking someone to buy my home in Cash and collect I monthly payments from me over the course of 30 years just as if I was to obtain a mortgage loan. I can afford $1500 a month. This will also be a great investment for an individual to collect monthly rent over the term of 30 years.

The purchase price of my home will range from $400k-$550k

My email is widshr22@gmail.com
... more
0 votes 2 answers Share Flag
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