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Home Insurance in New Jersey : Real Estate Advice

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  • Local Info90
  • Home Buying1K
  • Home Selling174
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Activity 68
Wed Sep 20, 2017
Shega asked:
Before was one owner but he sold both units and we get stuck on condo association.
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Fri Jul 14, 2017
Leibo828 asked:
Mon Jul 3, 2017
Lisa Hecht asked:
Or the prices have doubled, which leaves it near impossible n a one person income, can anyone suggest where Else I can call ?
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Wed Jun 14, 2017
Croninfl answered:
Seeking Declarations Page for my condo at The Terrace at Pelican Beach, Destin, Fl.
Please assist.
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Fri Apr 14, 2017
Billaustin117 asked:
Mon Nov 14, 2016
Engineerpaul asked:
What would be the cost per square foot to rebuild a single family home? I'm changing HO insurance and would like an idea of replacement costs. I was quoted a generic $180/ft2. Is that…
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Thu Aug 25, 2016
Skareaenterprises asked:
Sat Oct 3, 2015
Robertpsutton answered:
The first thing you should do is ask the seller for a recent flood elevation certificate. When I say recent I mean one obtained in the past 6 months. It is recommended that sellers order a new cert when they list their home as this is now a common request. An elevation cert costs approx $250. Send the cert to a local insurance carrier that is familiar with flood insurance and they'll give you a quote. Many buyers are taking the higher deductible option to keep the premium down. When I say higher I'm referring to a $5000 vs. $1000 deductible. Big difference in premium. Just a thought.
Flood insurance is required if you're obtaining a mortgage, optional if cash. Still an excellent idea to obtain full insurance with a cash transaction. Another thing you may want to consider is installing flood vents which will also bring your premium down. Rates are scheduled to have slight increases over the next four years but by taking my advice above you'll be able to live with these small increase. All the best! Bob Sutton. Manager of Berkshire Hathaway Home Services Fox & Roach in Brigantine.
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Thu Jul 9, 2015
Ada Sharel answered:
I am a Real Estate agent and AAA offers home and car insurance their rates are the best. I checked!
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Fri Jun 26, 2015
Courtney Trivino answered:
ProGuard Insurance the only one around located in PA
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Tue Dec 16, 2014
potential homebuyer answered:
does anyone know if madison street and roosevelt avenue in pequannock flood? if so, how often and how bad? do homes get damaged? i can't seem to find any information online
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Tue Feb 11, 2014
Mary Petti answered:
You can call the fire department in Avenel and ask but it might be just as easy to go to that intersection and looks around. They can't be that hard to spot.
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