New Haven : Real Estate Advice

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
A house that I am looking at on Woodward Ave in New Haven has a much higher asking price than assessment value. Is that normal, are the two connected?
LISTING PRICE
Understand that the LISTING PRICE has one primary objective, to attract attention: It is not intended to be set in stone, and in many cases it is not even a good guidelin ... more
0 votes Share Flag Fri Aug 17, 2012 Home Buying in Annex
Julie Traver…, Real Estate Pro in Naugatuck CT 06770, CT
Julie Traver Lucia answered:
I am looking for a real estate agent to help me look for homes to buy. I am in the pre-approval process and am looking in the New Haven area.
I have been in the real estate business for several years and have alot of experience with the current housing market dealing with sellers, foreclosures and short sales. I would love th ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in New Haven
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
how can i see it?
Step 1. Contact a local Realtor.
Step 2. Get prequalified with a lender.
Step 3. Give your Realtor the address you're interested in.
0 votes Share Flag Tue Aug 7, 2012 In My Neighborhood in Fair Haven
Townie, Home Owner in New Haven, CT
Townie answered:
In the prospect hill section of New Haven, is St. Ronans Street near Canner "as safe" as the rest of Prospect Hill?
I regard that as an extremely safe area, though cars drive rather too fast on Canner Street; I walk there all the time and feel quite comfortable. Have lived near Canner for 10+ years.
0 votes Share Flag Thu May 17, 2012 Crime & Safety in Prospect Hill
David Carr, Real Estate Pro in North Haven, CT
David Carr answered:
Crime on Prospect Hill (east of prospect st) seems to decrease sharply north of Canner. Is Canner a dangerous thoroughfare?
I have specialized in New Haven Buyer Agency for 15 years and could aquaint you with the issues and ammenities of theProspect/Canner/East Rock neighborhood which abuts Yale University o ... more
0 votes Share Flag Sun May 6, 2012 Crime & Safety in Prospect Hill
Joseph Walte…,  in New Haven, CT
Joseph Walters answered:
We bought our house with an FHA loan in July '09 and now want to apply for the 203K program to renovate to the house. Can we do this?
The last answer is incorrect. The FHA 203k program can be used to make improvements on a home you currently own. You can visit the webpage below. If you have any direct questions fe ... more
0 votes Share Flag Mon Apr 30, 2012 Financing in New Haven
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
After two weeks of negotiations, my listing realtor just told me that she is also the buyer's realtor. Should I rethink the Hubbard for this?
Hello Sharon,

Was the offer negotiated verbally or it was presented to you in person/via email?
If the offer a verbaly low offer, f.e., and your agent just ran it by you as an optio ... more
0 votes Share Flag Wed Apr 25, 2012 Home Selling in New Haven
Gerri Sutfin, Real Estate Pro in New Haven, CT
Gerri Sutfin answered:
Why are the association fees on the University towers apartments so high? And I haven't seen tax amounts for these. Are they also high.?
The fees include your taxes, heat, hot water, maintenance, etc. That pays all of your large bills which is why they are so high. The tax portion of the monthly payment is also tax dedu ... more
0 votes Share Flag Mon Apr 23, 2012 Home Buying in 06515
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
A friend told me that a home priced over 25% of the assessed value of the home is overpriced. Would you agree?
Hello Roshan,

I agree with Betsy. Zillow is often wrong, but it is good for overall trends in values.
Assessors are often behind the market place, and that's a good thing - since th ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
How do i find the best mortgage rate?
Hello Roshan,

You can check the overall rates on the internet, f.e. Bankrate.com.
But, that's not state or credit score, or loan amount specific.

That's why it's great to check o ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
If buyer brokers still make their commission off of the purchase price how will I know they'll have my best interest in mind?
Hello Roshan,

No one can "get you" to do anything you don't want. You are in control of this process (and the market, of course).

You have to get comparable sales for the property ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Jessica_nels…, Home Buyer in
Jessica_nelson1975 answered:
I can't understand the New Haven tax rate to purchase a home?
Hi Joe, I just bought in New Haven a few months ago, and I went through the same shock that you did re: taxes. The high tax rate was a huge issue for us as well. According to CT state ... more
0 votes Share Flag Tue Apr 17, 2012 Home Buying in New Haven
Roshan, Home Buyer in New Haven, CT
Roshan answered:
Will if affect my credit if I go to a couple different banks/lenders to see how much we qualify for?
A couple of you mentioned it will not have a negatvie affect for a limited amount of time. How much time would that be? Suppose we don't find a house we like within that timefram ... more
0 votes Share Flag Wed Mar 7, 2012 Financing in New Haven
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
Is PMI a scam for bozo's who don't have enough cash for a 20% down payment?
Roshan,

Yes it's possible and yes, it's common.

4 ways to pay mortgage insurance
1) Lump sum up front paid cash (or a seller credit)
2) Lump sum rolled into loan a ... more
0 votes Share Flag Wed Mar 7, 2012 Home Buying in New Haven
Gillian Gold…, Real Estate Pro in Stratford, CT
Gillian Goldrich answered:
Moving to Yale for part-time graduate/post-doc studies. Looking tp buy for a 1-2 BR around Yale. Any suggestions?
Hi Raj,

As you can see from all the responses you are getting regarding your housing question for the Yale area, there are many REALTORs who can help you with your search. I am extr ... more
0 votes Share Flag Sun Feb 19, 2012 In My Neighborhood in Wooster Square / Mill River
Mina Patel, Real Estate Pro in Fort Wayne, IN
Mina Patel answered:
Is it legal for a bank to list a home for sale, accept and sign an offer with a buyer while a house is in litigation??
First of all, if a seller defaults on his or her loan and misses 3 payments, the lender usually starts foreclosure procedures. It seems as though the sellers in this case were in defaul ... more
0 votes Share Flag Tue Feb 14, 2012 Foreclosure in 06511
Maggie Griff…, Real Estate Pro in Berlin, CT
Maggie Griffin answered:
Can I sell my home while it is in litigation for strict foreclosure?
To be honest - when a home is currently in litigation prodeedings for a strict foreclosure, that means you may have a difficult time to entertain with your bank to sell your home under ... more
0 votes Share Flag Thu Feb 9, 2012 Foreclosure in 06511
Mike Johnson, Real Estate Pro in NEW HAVEN, CT
Mike Johnson answered:
how long can a house built in 1905 be expected to last?
It can last seemingly forever with regular maintenance and updates.
0 votes Share Flag Tue Jan 10, 2012 Home Buying in 06511
Eric Radziun…, Real Estate Pro in Hamden, CT
Eric Radziunas answered:
When will 500 Central Avenue be put back on the market (It is in foreclosure), and how much interior work will it need?
At this point, if the home is in Forclosure it would be up the lender as to when they release it for resale. We as agents can only keep an eye out to see when it becomes available. If y ... more
0 votes Share Flag Mon Jan 9, 2012 Home Buying in Westville
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