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New Haven : Real Estate Advice

  • All120
  • Local Info8
  • Home Buying50
  • Home Selling4
  • Market Conditions2

Activity 134
Fri Apr 4, 2014
Phoenix answered:
i only want houses that are ready to move in and that will pass inspection thank you my buying range is 150,000 to 170,000 3 or 4 bedrooms with 2 or more baths, and a finished basement in a nice area give me a call 203-407-9623 my name is phoenix thank you ... more
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Thu Apr 3, 2014
Eric Schuell answered:
Unfortunately, "bad credit" will not get you a home. YOu have to demonstrate to the lender that you have the credability and resources available to buy a home.

the minimum down payment is 3.5% and the forgivable loan is a grant. To fix your home. It is forgived only if you stay there for a stated period of time. ... more
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Mon Mar 10, 2014
Joe Fasone answered:
Call Joann Pulisciano of Rockville Bank in Hamden and tell her that I referred you please. I have a couple of nice pieces of land in mind. Building a new house is great to do at least once in your life. ... more
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Wed Jan 8, 2014
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Wed Dec 4, 2013
Dennis Evans answered:
Looks like you have numerous choices to chose from on this site! Take a god look you has listings and sales experience and then interview the top three to get the best agent to work with!
best of luck to you.... You are in good hands!
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Sun Nov 17, 2013
Violette Gallagher answered:
Good morning,
Since you did not provide the address
I am not sure which unit you are inquiring about. If you are not represented by a realtor, I can show you that unit...

Violette Gallagher
Gallagher & Miras Real Estate,LLC
... more
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Wed Nov 6, 2013
I have a couple of suggestions. First, if “rebuilding” means you are disputing accurate information in your credit file I wouldn’t advertise the fact. Disputes are fraudulent if the information is accurate, but yet some credit repair exerts still do this on behalf of individuals with credit issues. It doesn’t matter if they did it on your behalf, in fact may look worse paying someone to do it. Second, working around the system that is in place to protect you may not be a good move. I would fix the problems first then buy a home.

Finally, rent to own isn’t buying a home, it is leasing, and at a much higher cost in almost every case. Usually it is about a landlord that is cashing in on the optimism of someone that is having a tough time. I spoke to a closing attorney this morning on this very subject. He said he has written up hundreds of these puppies over the years and estimates that less than 3% ever worked out for the buyer. That means 97% of the “buyers” lost money. Of the people I have known that tried this I think the failure rate is closer to 99.99%. One month I keep a running total of how much people told me they lost doing this and it was over $250,000. That was just in 20 working days! AND only one loan officer chatting with people inquiring about getting approved for a loan.

I have never spoken to anyone that is trying to do one of these that understood what will happen when it comes time to pay off the seller. The mortgage underwriter is going to follow the mortgage guidelines - NOT the contract between the tenant and the landlord. Why would anyone throw away their hard earned money without investigating what happens when it comes time to pay off the seller? No idea, but I promise, someone will read this, think I don’t know what I am talking about and toss away their money just because they think it will work out somehow. Good luck,

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
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Thu Sep 19, 2013
Harriet Cooper answered:
It's difficult to make an assessment without seeing your home. Have you made any improvements, updated appliances, roof, furnace, septic? Your sq footage is a plus. In general home prices in Woodbridge have not appreciated since last year. However if there is something unique, location or style about your home you really just need one Buyer to appreciate it. Not knowing where your home is & the condition of the home I can't really predict the future. ... more
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Wed Sep 18, 2013
Christopher Pagli answered:
It can be done and will depend on the landlord in question. If you are going through a management company you will have a tougher time as they are strict. If you go directly through a landlord and can prove you are on the mend you might have better luck.

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Tue Sep 17, 2013
Theodora asked:
My boyfriend and I recently mailed in our application for an apartment in New Haven Ct. His credit score is high and mine is low...553. I had some touble about 3 years ago almost 4 and…
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Fri Sep 6, 2013
Taryn answered:
What is your price point?
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Thu Aug 22, 2013
Brian Nguyen answered:
The thing that would need the most help is the credit score. There may be some lenders out there that can work with those credit scores. For example, the average credit score minimum for some loans are about 620, but some lenders can go as low as 580 and some want credit scores as 680. You sometimes just have to shop around and see what you can get. Although, I would suggest to try to increase their credit scores because it will only be to their future benefit. The most effective way to fixing a credit score is to pay your revolving credit card balance. If there is a collection on your credit there isn't much that can be done in the short run. It is best to pay back any collections as soon as possible. So as time goes on the collection will become more insignificant to your credit score and will help it return to a better score.

Well I hope this helps. If you found this comment helpful, feel free to leave me a recommendation on my profile page.

Good Luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
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Tue Aug 20, 2013
sdoughty67 answered:
Sat Aug 10, 2013
Lawrence fredericks asked:
Mon Jun 24, 2013
Darrell Hardy answered:
First congratulations at becoming a home owner landlord, it has its shares of ups and downs. To better help you negotiate the pitfalls of being a landlord I would suggest you familiarize yourself with HUDS fair housing rules.

In reference to your original question you can start at the New Haven Housing Authority office and list your apartment on the housing list of available rental properties in the city.

New Haven Housing Authority
360 Orange St New Haven, CT 06511
(203) 498-8800
... more
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Sun Jun 16, 2013
Xiangbing Wang asked:
Tue Jun 11, 2013
Curly Sue answered:
Fri May 17, 2013
Renee Landry answered:
Approx. 80 miles. For more mileage info you can google the start address to circle beach. great getaway for weekend.
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Thu May 9, 2013
Steve Parsons answered:
According to MapQuest, the property is 51 miles from the New York state line. About an hour away.
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