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Financing in New Hampshire : Real Estate Advice

  • All141
  • Local Info11
  • Home Buying86
  • Home Selling10
  • Market Conditions4

Activity 49
Markzjordanz, Home Buyer in New York, NY
Tue Aug 2, 2016
Markzjordanz answered:
No credit check, 1 percent interest 30 year fixed, 4.5 proof of funds in which u can use vet status or 401k, the property has to be appraised at 350 k and up. 30 day close, 8037576801
0 votes 1 answer Share Flag
Mgelinas, Home Buyer in Laconia, NH
Mon May 16, 2016
Mgelinas asked:
Paul, Both Buyer and Seller in 11968
Fri Apr 8, 2016
Paul answered:
Let InBedrock.com help you answer the Rent v Buy v Invest question for yourself and your unique situation re: Your monthly rent expense option v house purchase price You would like to buy + all its associated costs like closing/title/mortgage interest/RE taxes/HO insurance/utilities + maintenance costs/broker selling commission/capital gains taxes/and more! InBedrock.com is educational, in-depth, and easy to understand for first-time homebuyers. ... more
0 votes 1 answer Share Flag
An, Home Buyer in New York, NY
Mon Mar 21, 2016
An answered:
ALTERNATIVE WAYS TO FINANCE YOUR BUSINESS

Affordable Business lending is a national company that can help companies get financing for their business even if they have been turned down by their local banks. We can provide financing for businesses that are startups or well established businesses We have no problems with past bankruptcy's or damaged personal credit. Some of the types of loans we provide are Equipment Leasing, Working Capital, Invoice Financing, Business Loans, Commercial Real Estate Loans or just about any type of financing a business owner would need. We can generally give you a credit decision within 24 to 72 hours with low rates. Feel free to contact us for a no cost consultation to see how we can help your company grow and get the financing you need. Your contact information


Agbora Naanee
Affordable Business Lending
ph:503-380-6485
www.affordablebusinesslending.com
... more
0 votes 4 answers Share Flag
Kenji Inui,  in Irvine, CA
Fri Jul 10, 2015
Kenji Inui answered:
You may find it difficult, but not necessarily impossible. I would recommend contacting a local bank/credit union familiar with the area. They usually have loan products specific to their region. ... more
0 votes 1 answer Share Flag
Melvin List, Real Estate Pro in Tampa, FL
Mon Mar 30, 2015
Melvin List answered:
100% will be very tough but try TCF Bank for 90%. I would love to help but we only lend in Florida!

Thank you,
Melvin List
Licensed Mortgage Loan Originator, NMLS# 243087
American Mortgage Services CO NMLS# 259805
Cell: 813.629.5478
www.flbestrate.com
... more
0 votes 3 answers Share Flag
Robbie Hardy, Home Buyer in New York, NY
Thu Mar 19, 2015
Robbie Hardy answered:
This is a great question. I also suggest you contact banks and see if they have programs for this type of action. I have heard of it before, but don't know what it is called. Just this week I learned about a few other things/accounts banks are willing to open with their customers. From what I understand they like to try and diversify their portfolios.
http://www.reynoldshelp.ca/en/contact.html
... more
0 votes 7 answers Share Flag
Laurence Tam…, Real Estate Pro in Sharon, MA
Wed Feb 4, 2015
Laurence Tamkin answered:
mahardmoney.com. Honest hard money lender in Massachusetts.
0 votes 4 answers Share Flag
Matt Taylor, Both Buyer and Seller in New Hampshire
Thu Jan 15, 2015
Matt Taylor answered:
Scott,

My company New Hampshire Private Lending does hard money lending throughout New Hampshire (except for Coos County). See my web page at http://privatelendingnh.com. All my rates and terms are at http://privatelendingnh.com/program-info.

Matt Taylor
owner/manager New Hampshire Private Lending
603-533-0471
matt@privatelendingnh.com
... more
0 votes 2 answers Share Flag
Diana McLaug…, Real Estate Pro in Somersworth, NH
Sat Nov 22, 2014
Diana McLaughlin answered:
I am not a lender but I do work with a lot of VA Buyers. Please feel free to give me a call if you are still looking to purchase a home. Thank you, Diana McLaughlin
Owner/Broker at MKK Real Estate Professionals, LLC 603-343-4352 ... more
0 votes 3 answers Share Flag
Michael Sali…, Real Estate Pro in Skokie, IL
Sat Apr 26, 2014
Michael Salichs answered:
If you both apply, the lender will use the lower of both your credit scores (630). A 630 credit score puts you in FHA range. The question that you have to ask yourself is: Do you want to qualify for a lower priced home with a conventional loan using only the person with the 790 credit score and 30% of the couples income, or do you want to qualify for a higher priced home using the lower credit score and both your incomes, but with an FHA Loan. Obviously there are other factors to take into account that I cannot determine from your question.

I suggest you check out http://www.hippoteq.com. Hippoteq is a great online tool that chooses the best mortgage for your needs -- kind of like a broker on steroids. It's free and asks for no personal information.

First, they assess your personal situation through a series of questions, all done online, to help determine your personal needs, preferences and risk tolerance.

Next, they get quotes from multiple lenders based on these needs. Their proprietary loan scoring system (HippoScore) then matches users with home loans based on compatibility, making it easy to evaluate multiple options.

Finally, you are given access to a personalized mortgage management portal that keeps the entire mortgage process running smoothly and facilitates communication with live mortgage experts.

If you're in the market for a home purchase, this is a great service to check out!
... more
2 votes 11 answers Share Flag
,  in
Sat Mar 29, 2014
answered:
Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been offering loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you.

Bart Gabe - Lending Nationwide Since 1987



800 315 8803

www.bartprequalifies.com

bart@bartprequalifies.com
... more
0 votes 1 answer Share Flag
,  in
Mon Mar 24, 2014
answered:
Let's discuss your manufactured loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been offering manufactured loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you.

Bart Gabe - Lending Nationwide Since 1987

800 315 8803

www.bartprequalifies.com
... more
0 votes 6 answers Share Flag
Ronnie,  in Lake Forest, CA
Fri Feb 28, 2014
Ronnie answered:
typically most lenders will qualify you on three things, income, credit and assets. Your income is only one factor, the credit is a picture of how you have paid your debts and obligations in the past. Most lenders will not loan below a score of 620, however, you can find lenders who will go down as far as 580, on FHA loans. I work for a large direct lender in CA, and we loan in all 50 states, however, I am not personally licensed in ME. if you would like a free analysis of our programs, and perhaps some tips on improving your scores, please call LoanDepot at 888-300-3376, and ask to be prequalified by a licensed mortgage banker for your state.

There are some excellent resources you can refer to , to assist you with your credit scores and understanding how to improve them. try looking at www.myfico.com in the education section, or, if you have a book store, check the section on Finance and you may find some excellent resources there on credit and improving your scores.

good luck.
... more
0 votes 13 answers Share Flag
Scott Godzyk, Real Estate Pro in Manchester, NH
Sat Nov 2, 2013
Scott Godzyk answered:
Andrea before you reach out to the collection companies, meet with a local and trusted loan officer. If you would like a referral of some good loan officers I can certainly forward their names and numbers. They can pre-qualify you at no cost and let you know what may need to be done if anything. Collection accounts do have time limits on what can be collected depending on what type of debt is. Calling them can start that clock again so wait until you hear from the loan officer what is best. If you would like assistance with the buying process I would be more than happy to help you. Please email me at sctprop@aol.com

Scott Godzyk
Godzyk Real Estate

The #1 Trulia Agent in NH
... more
0 votes 4 answers Share Flag
Diane Denis, Real Estate Pro in Nashua, NH
Tue Sep 17, 2013
Diane Denis answered:
Scott Godzyk, Real Estate Pro in Manchester, NH
Tue May 28, 2013
Scott Godzyk answered:
If it is a gift than yes, if it is a loan you will need to disclose it to be within the law and they would have to assess if you could afford to pay it back within their stated ratios. Ask your loan officer to explain to you how it works ... more
0 votes 2 answers Share Flag
Patti Kane, Home Buyer in Boulder, CO
Sun May 12, 2013
Patti Kane answered:
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
0 votes 6 answers Share Flag
Tim.Grenier, Other/Just Looking in Londonderry, NH
Thu Mar 7, 2013
Tim.Grenier answered:
Hi Wayne! If your first mortgage was written prior to June of 2009, you are able to refinance your home and the 2nd Mortgage is able to be Subordinated by law. Hope this helps! Tim Grenier, Loan Officer, Manchester NH ... more
0 votes 6 answers Share Flag
Scott Godzyk, Real Estate Pro in Manchester, NH
Sun Jan 20, 2013
Scott Godzyk answered:
Banks do not rent their homes, they are looking to sell them to clear their books. You may find rentals by checking with local listing agents whose sellers have not sold and may need to move right away. The problem is the amount of rentals is real low right now. ... more
0 votes 1 answer Share Flag
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