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New City : Real Estate Advice

  • All53
  • Local Info6
  • Home Buying27
  • Home Selling1
  • Market Conditions4

Activity 59
Wed Jun 21, 2017
Diane Hettrick asked:
What does it take for you to not send me listings that do not allow pets? I have cats. I have that on my profile yet you send me all these listings that do not allow cats. Why? Let me…
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Mon Jun 5, 2017
answered:
Good morning Danielle,

I hear you about the challenge you've been facing with regards to presenting Offers when competing against other Buyers who "appear" to be better qualified. Here's the problem: the person making that determination is often the Listing Agent who represents the Seller and often this person does not have sufficient experience with different financing options to truly have a valid expert opinion.

I've developed a different strategy for my Prequalified Buyers, most of whom are working with low down payments. I believe that if you have "all your ducks in a row" and if you present an Offer the SAME DAY you see a home you are not only creating a sense of urgency, you are also sending a clear message that you are a very SERIOUS Buyer, not to be trifled with, but to be accepted as truly interested in making the home purchase happen.

As a rule, I also provide a cover letter to be submitted with my clients' Offers that explains the Prequalification process at my company, and our commitment to excellence in lending.

The reason Listing Agents, and by extension Sellers, have this misconception about low down payment mortgage financing is due to the many "bad players" in the mortgage industry who can't close a window nevermind a purchase transaction! So good Buyers like you are paying the price for those other poorly-qualified Buyers working with inexperienced mortgage professionals. Remember when the whole seventh grade class got in trouble for that one troublemaker? Yup...there you go!

I don't know if that helps, it's a challenging market, so hang in there and keep on plugging and you will ultimately be successful!

Trevor Curran
NMLS #40140
... more
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Mon May 8, 2017
Kathy Burgreen answered:
Sorry to reply so late. You will need to make some decisions because you have several challenges. So my advice is as follows:

1. If you live in NJ and work in NY, verify the income tax because you will be subject to income taxes for both states.

2. Commute to work - Working near Grand Central is the easy part because you can use public transportation (commuter rail) and be at work within 30 min. Your spouse who works in Purchase will have the stressful commute from NJ because of traffic on the bridges and highways. There is no direct public transportation from NJ to Purchase. All public transit from NJ goes to Manhattan and you need to switch to the MetroNorth to Purchase. Therefore your spouse is looking at driving 5 days/week. Time frame - from NJ to Purchase: anywhere from 45 min. to 2 hours with the average 1.5 hrs. The easy way would be taking the Garden State Parkway, Palisades Parkway, etc. to 287 in Rockland County, NY, then taking the Tappan Zee bridge to Westchester and taking 684 to Purchase. This method will reduce traffic congestion and get you to work faster. It may be a bit out of the way driving BUT you will get to work faster on most days. The other way taking the George Washington Bridge to either the Henry Hudson Parkway or Major Deegan (87) to Cross Westchester Expressway (287) will take much longer because you will be sitting in traffic in NJ before the George Washington Bridge and on the bridge itself. I hear the traffic reports every morning and they always announce anywhere from a 30 min. to 1 hour delay at the George Washington Bridge. And this is between 7:00 - 10:00AM.

3. I'm a former realtor and life long NYC area resident. If I were you, it would make your lives SO MUCH easier if you lived in Westchester County. You will save money on income taxes (you don't have to pay NJ income taxes), gas, bridge tolls (George Washington Bridge is $15.00/round trip), Tappan Zee Bridge is $8.00/round trip, car repairs - plenty of potholes driving from NJ - Purchase, you can sleep later, etc.

Places to live in Westchester for under $700K? - White Plains, New Rochelle, Mamaroneck, Dobbs Ferry, Tarrytown, north Yonkers, Cortlandt, Somers, Yorktown, Mount Kisco, Valhalla, etc.
I know property taxes are expensive BUT they do pay for our excellent public schools. Since you have a child, you will want your child to attend a top rated school and Westchester has plenty of top rated schools.
Your worst case scenario? At $700K, you may have to compromise on not affording a house in a wealthy area with one of the top rated schools. So you go 1 step down. The schools are still good but the housing is a bit cheaper. OR you could buy a condo instead of a house and have your child attend that top rated school in the wealthy area.
... more
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Wed Apr 19, 2017
Kathy Burgreen answered:
What professionals are you referring to? If you're looking for a lender or agent, you can click on Mortgage or Find an Agent at the top of the page. If you're looking for contractors, I use Angie's List or Home Advisor. ... more
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Wed Oct 26, 2016
Maribelguzman1902 asked:
I would like to move close by were my daughter bought a house.
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Tue Dec 15, 2015
William asked:
Mon Nov 2, 2015
Brad Gold asked:
I recently purchased a home, and I don't want any pictures of the inside of the house on this site. How do I delete them?
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Sun Aug 16, 2015
Jacques Guercy answered:
yes there are new constructions in new city located in yale dr in new city
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Thu Apr 16, 2015
psierra819 asked:
I love this industry today but in the morning I can deliver and the next uses the replenishing your own busty and aged really I mean I'm formulated as.
For information presentation topics…
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Wed Apr 8, 2015
Suzanne MacDowell answered:
They are sister companies but not the same. Trulia does not allow for sale by owner listings, so if you want your home to appear here you will have to find an agent to work with. Sorry. You can try a flat fee company, but be sure they feed their listings to Trulia and be sure you are getting a good deal, 25 photos, virtual tour, etcc. ... more
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Thu Mar 19, 2015
Stewie asked:
Hello, we are looking for a 3 BR rental (preferably a private home) in the New City, Nyack, Pomona area. We haven't had much luck in finding anything, does anyone of any rentals that fit…
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Sat Feb 21, 2015
Danielle Russodivito answered:
Hello,

For sale by owners are tricky. When working with a buyer's agent, the buyers agent has to do double work since there is no listing agent. The fee is usually half of what a normal fee would be if you listed it with a broker. 3-4%



Danielle Russodivito
RE Salesperson NY/NJ
164 Lafayette Avenue Suffern, NY
646 Wyckoff Avenue Wyckoff, NJ
845-664-2144
danielle.russodivito@randrealty.com
... more
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Sun Nov 16, 2014
Carmen Di Biase answered:
People sell houses for a myriad of reasons. It is not unusual for a number of houses to go on the market in area at the same time. Demographics change over time. Empty nesters make way for homes with growing families, as an example. Other forces that may affect home sales are higher than average tax rates or declining schools. In general, new construction near by generally raises overall home prices in the area.

Home searches should include an analysis of market trends. A savvy Realtor can assist in determining if home prices are trending upward or downward. Due diligence is the key to making a good purchase decision.
... more
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Thu Nov 6, 2014
allan erps,ABR,SFR answered:
Thu Nov 6, 2014
allan erps,ABR,SFR answered:
Please update me on your status. Can send you all listings if you give me your criteria(location, price point, Bedrooms needed, etc.). allan.erps@randrealty.com
0 votes 2 answers Share Flag
Fri May 23, 2014
Lisa Williams answered:
Call where you would file the deed and ask if you can use a generic form instead of hiring a lawyer. It will cost a lot less and it really only requires a notary.
0 votes 8 answers Share Flag
Sat Aug 3, 2013
George Ferguson answered:
You can view the property taxes on this and any other properties at http://GeorgeC21.com - click on all the listings.
0 votes 3 answers Share Flag
Sat Aug 3, 2013
allan erps,ABR,SFR answered:
Can send you both listings right now with taxes! These or ANY other properties you wish information on. Please email me at allan.erps@randrealty.com or call me at 845-304-3040 for the great service you & your family deserve. Will include all pertinent information including School District, Taxes, etc. Regards Allan ... more
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Mon Jun 3, 2013
Ellen Kippel answered:
Hi Vadavam,

Did you buy the house in New City with french drains? If so, I hope you are enjoying living in New City which is a great area of Rockland County. I know my response is late, but I just became an active Trulia agent and thought I'd reach out to you.

I agree with Raj that if a home has french drains and a sump pump, the water problem is likely to have been taken care of, which can be verified by a home inspector.

I hope you will contact me if you have any further real estate needs. Please call me at 914-588-2365.

Take care,
Ellen
Ellen Kippel
Licensed Real Estate Salesperson NY and NJ
Weichert Realtors
Mutli-Million Dollar Producer
Cell: 914-588-2365
Email: eskippel@aol.com
Website : www.dreamhomesrocklandandorangeny.com
Website: www.ellensellsrealestate.com
... more
0 votes 9 answers Share Flag
Mon Jun 3, 2013
Ellen Kippel answered:
Hi Lou,

I know my response is late, but I have just recently become an active Trulia real estate agent. I am wondering if you bought a single family home in New City, NY and if is was a foreclosure. I hope you found a home that appealed to you. Sometimes you can get just a good a deal without the home being in foreclosure, by the way.

If you have any needs to buy or sell real estate in Rockland County, NY, Orange County, NY or New Jersey, please call me at 914-588-2365.

Take care,
Ellen
Ellen Kippel
Licensed Real Estate Salesperson NY and NJ
Weichert Realtors
Mutli-Million Dollar Producer
Cell: 914-588-2365
Email: eskippel@aol.com
Website : www.dreamhomesrocklandandorangeny.com
Website: www.ellensellsrealestate.com
... more
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