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New Albany : Real Estate Advice

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Activity 36
Fri Sep 29, 2017
Mary answered:
Hi,

The data you reported is coming from your county records, because of this I am unable to edit the information. This data is gathered by a third-party data collector and if correct with your county will be updated on Trulia when the updated data gets sent to us. My best recommendation would be to contact your county to ensure that the public records are up to date.

If the county records are correct and Trulia has not received the updated data yet, owners have the ability to edit their home facts on Trulia which appear in the 'Owner Information' section. Please know that edit home facts feature is currently removed from the property pages while we improve the feature. While we do not have a specific date for when they will be available, I can assure you this is only temporary. We thank you for your patience.

Thank you for using Trulia!

Mary
Consumer Care Advocate

Contact Us: http://www.trulia.com/help/ask/
Help Center: https://support.trulia.com/hc/en-us
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Sun Sep 3, 2017
Ariel Lagrange asked:
I just moved in with him in his apartment then will move again into a house in 2 months. Do I report both moves? My dad gave $4000 forthe downpayment.
0 votes 0 Answers Share Flag
Thu May 25, 2017
Sandrabrown1024 asked:
Thu Oct 6, 2016
Kells2real asked:
Tue Feb 23, 2016
Alysse Musgrave answered:
I don't know of a lender that will write a loan for 30K. The tax lien might not be your only problem.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Wed Oct 7, 2015
answered:
That's going to be REAL tough. Although there are a handful of lenders out there that will do FHA with as low as a 580 credit. The 580 credit alone will generally not result in an approval unless there are supporting factors in your favor - 3 credit scores, higher than a 3.5% down payment, low debt-to-income ratios, etc.

Based on your question it doesn't seem like that is the case and my intuition tells me you're going to find it difficult to impossible to get approved for a loan now. So what I would advise is to find some place to rent while you work on building/repairing your credit and saving up a little money for a down payment and closing costs. As far as 0% down programs, USDA might be an option if you can get those scores up to about 620-640.

Everyone has a right to a roof over their head, but OWNING a home is a privilege not a right and the goal should not just be to become a homeowner but to remain a homeowner for a long time. If you try to shortcut the process before you are truly ready then you may be asking for trouble down the road.

Hope this helps!
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Sun Jul 19, 2015
Constance.smith asked:
Wed Jul 15, 2015
Dawn9311 answered:
Hello, My name is Dawn Morgan, My husband and I disabled so we have steady income. I can provide award letters.We don't need assisted home.We have 2 dogs and 1 cat.All of them are older pets, One dog 12 years,One dog is 7 years,cat is 14 years. None of the are agressive.One lab mix border collie ,One boxer,chow mix.We are more than willing to pay pet deposit so to keep our beloved pets.We can also sign a lease that is more than one year. We are looking for either 2 bed with finished basement that cold be used as a bedroom, or a three bedroom with a unfinished basement. We must have a garage. We are moving from a 3,000 sq ft space and want to down size. We have two grown children that also live with us when they are not home LOL.They will not live with us for long as they will be looking for their own places.Our monthly income is $3,778.00. We do not have good credit because of serious accidents. Everything on our credit report is medical bills. We have no other debt.We would like to spend between $900 to $1200.00 per month. We are looking for New Albany,Jeffersonville,Clarksville. Floyd Knob,East Louisville.We would like to move in between Oct 1st or Oct 15th.We live in a home with my father and are moving away because of his drinking issues.This has become intolerable for us. I can provide 8 years of bank statements showing our rental history.I can provide personal references going back 30 years. We would like a place where we can research the crime rate on our own as I know you can not recommend a certain area. I hope that someone can help us. Thank you so much for reading our history and needs.Dawn ... more
0 votes 4 answers Share Flag
Mon Nov 10, 2014
Teresa Moody answered:
Bank owned properties tend to close much quicker. The short sale process has improved, but it still can be a lengthy process. Its important to work with an agent that has done a short sale. This will help in the many demands and questions during the process. ... more
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Tue Jun 10, 2014
Karen Sue Smith asked:
This question was asked from http://www.trulia.com/rental-community/9000012058/Stone-Creek-Apartments-205-Stone-Creek-Blvd-New-Albany-IN-47150/
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Mon Aug 5, 2013
Brett Mumaw answered:
The MLS is showing an HOA fee of $113 per month. Let me know if I can answer any other questions or provide any additional info.
0 votes 1 answer Share Flag
Sun Jul 28, 2013
Margie Hobbs answered:
There are a few. One is at 1101 Silver St in New Albany. Are you relocating here from Mississippi? I'd be glad to help in any way I can. Give me a call at your convenience 502-291-0356. ... more
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Fri Jul 12, 2013
Bill Moody answered:
Always start with a lender to get pre approved and find out what price range you should be looking at..
Feel free to give me a call if you need additional help.
Thanks,
Bill Moody
RE/MAX Results
812-725-3010
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0 votes 8 answers Share Flag
Wed Jun 12, 2013
Amanda Braden answered:
Many agents at Schuler Bauer also have rental properties such as David Bauer, Troy Stiller & Todd Paxton, you could go to our website to contact them, or you could email me your renting criteria and I would be glad to forward the email out to the company to see if anyone has what it is you are looking for!

AmandaBraden@SchulerBauer.com
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Wed May 22, 2013
ashejack answered:
You should expect an increase in everything from crime to cost of living, not to mention realizing your new neighbors are a**holes.
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Tue Mar 26, 2013
John & Jill Finnegan answered:
I would start by getting a pre-approval from a mortgage loan officer and then contacting a local realtor. You can start your searching the local MLS at www.Rocks1.com. If you've got any questions feel free to contact us. John 502-442-1995 or Jill 812-987-8848 ... more
0 votes 5 answers Share Flag
Fri Nov 30, 2012
Harrison Hays answered:
Sure thing Michelle I would be happy to help anytime. Feel free to call or email me at your convenience. 812-987-7797 or jahhays@gmail.com.

Thank you and I will stay tuned.
0 votes 1 answer Share Flag
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