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New Albany : Real Estate Advice

  • All19
  • Local Info1
  • Home Buying4
  • Home Selling3
  • Market Conditions1

Activity 22
Wed Jun 29, 2016
Sally Grenier answered:
What does your REALTOR say? What does your CONTRACT say?? Typically a contract to buy gives the buyer the opportunity to do his/her own due diligence (at his/her expense) to get an inspection done, appraisal, review title work and HOA docs, etc. Also you have to obtain insurance. Here in CO buyer can terminate if they object to any of these items by a certain date, including insurance. Typically you can get your EM back. But if you're wanting to be reimbursed by seller...sorry. That's not seller's responsibility. That's the risk every buyer takes. It costs money to buy a house and it costs money just to perform the due diligence. This is solely your responsibility. ... more
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Mon Jun 1, 2015
Drew Hensel answered:
HardiPlank should last 50+ years...I would not avoid a home with HardiPlank if it is maintained properly. The inspector will be able to determine if it needs totally replaced.
0 votes 1 answer Share Flag
Sun May 24, 2015
John asked:
How do I change my password from the one you sent to one I prefer? I cannot find an account profile or anything else which would allow me to do this
0 votes 0 Answers Share Flag
Wed Apr 22, 2015
Tony Grech answered:
While that won't necessarily get you shot down for a mortgage, it doesn't exactly paint a good picture for the mortgage underwriter in terms of demonstrating financial responsibility. For FHA, and underwriter is going to require you to provide a written explanation for overdrafts. Your explanation should provide a good excuse for why you had the overdrafts and rationalization as to why they were isolated incidents and not a pattern of irresponsible money management. Hope this helps! ... more
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Sat Feb 21, 2015
Michelle Morris answered:
Best thing to do is contact your lender and see what they require for the financing.
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Wed Sep 3, 2014
John Hicks answered:
Did you get the answer to your question? Thanks!
0 votes 11 answers Share Flag
Thu Apr 24, 2014
Kimberly Lawson answered:
Hi, If you still need help, let me know. I know a great agent in that area.
0 votes 1 answer Share Flag
Fri Jan 24, 2014
Mark Neff answered:
I checked for you and there are not rentals currently advertised in MLS in Windsor. Sometimes individual seller's will put up a sign in the window so you may want to drive around and look. I'd be glad to let you know if I see anything new pop up! ... more
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Fri Jan 24, 2014
Mark Neff answered:
Right now their aren't any condos for rent in New Albany. I will be glad to forward anything that comes on the market.
1 vote 1 answer Share Flag
Wed Nov 27, 2013
Rick and Robin Lemmons answered:
The answer you received before is incorrect. She listed current builders.The original builders were CV Perry (no longer in business as owners passed away) and Duffy . Once CV Perry left, lots were sold to several other builders. We know New Albany well as we have sold homes and have lived in New Albany for over 15 years.

If you have any other questions or need information regarding New Albany, please feel free to contact us.
... more
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Fri Aug 9, 2013
James Deskins answered:
Daniel, Realtors are not allowed to discuss commission rates publicly. It's against the law. I can tell you, though, that all commissions are negotiable.

Good luck!
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Sat May 11, 2013
Annette Lawrence answered:
What do you want your website to do?
Will it be video and audio intense?
Will it be a assembly of squeeze pages?
Will hierarcial access be needed?
Will a contact management control process be required?
Will it be massively multi-user?
Will you be maintaining and updating?
What access will you need to provide udates?
Auto-responders required?
Do you require compatibility with all media formats?
Who will proivde analytics?
Who pays for system and security upgrades?

Now, with a few details, you can evalute which hosting service will serve you best.
As Gerard suggested, for most real estate applications, GoDaddy has worked well for me.
... more
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Thu Mar 21, 2013
Joel Kahn answered:

When the community first started, it was a very tumultuous market and there were very few buyers, especially for new builds. Like all communities, as the market continues to turn for the better, the velocity of the community will continue to turn as well. There are always positives and negatives to new communities. Feel free to contact me to discuss your particular needs to determine if a new community is right for you.

Joel Kahn
RE/MAX Affiliates
The Provident Team
... more
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Thu Oct 20, 2011
Jason Davis & Jaime Lemon answered:
I am a distressed property expert who has listed several short sale listings. I can tell you that until the sellers lender approves your purchase contract, any buyer at any time may submit an offer on a short sale listing. There is a status change in our MLS so other agents can see an offer was accepted contingent on lender approval. Your agent should have told you this along with how many lenders the seller is working with. ... more
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Thu Oct 13, 2011
Cindy Dunbar answered:
Wed Aug 31, 2011
Rick and Robin Lemmons answered:
When a pricing comparison is prepared, the agent will look at your subdivision as well as similar subdivisions near it. They will look at condos not yet sold as well as recent sales of other condos, usually within the past 6 months. Pricing will be based on average price per square foot, square footage, number of bedrooms and bathrooms, upgrades and amenities.

Original sold price does not really come into play. Pricing is based on current market conditions.
... more
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Wed Feb 23, 2011
Tamara Barringer answered:
Hi Dan,
The second mortgage is very easy to settle. If the house gets foreclosed on the taxes and 1st mortgage get paid and there is usually nothing left for any other lien holders. The mortgage companies know this so they will settle for very little and in some cases just release the lien entirely. Start your short sale just like you usually do and add a small settlement amount to the HUD for the second mortgage. Once approved by the first mortgage negotiate the second for the remainder so they get something and are happy and move quick. Make sure both mortgages release all of the lien and dont try to come back later for the deficiency. Good Luck! Tamara ... more
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Thu Jan 13, 2011
Dan Tabit answered:
I had a balloon loan a number of years ago. As it was coming due the lender offered me an option to pay off the remaining balance over 23 years at a fixed rate. If this is available it would solve one problem.
Regarding the other, you may need to talk to a lawyer regarding pursuing the builder, their bond, the warranty, the local inspector who signed off on the faulty work or your insurance company.
If you take no for an answer, you know what you get. If you push a little harder you may find that there are avenues available to resolve your construction defects.
... more
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Wed Sep 15, 2010
Joel Kahn answered:
Hi Susan,

Like the stock market, the real estate market is very tough to time. With regards to NACC, there is a significant amount of inventory on the market right now; not so great for a seller but the polar opposite for a buyer. If you are both a buyer and seller in the country club, are you going up in price or down in price? Here's why I ask: I believe you should take a look at the total transaction to determine your NET gain or loss. If you are selling in a down market and you will "lose" $20k that hurts. But if you buy in that same market and you purchase a home at a discount of $50k, then your NET GAIN is $30k. A good bit of money and a nice return (on paper). As you go up in price in the area, the numbers typically get larger. ... more
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