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91950 : Real Estate Advice

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Activity 8
Tue Dec 31, 2013
John Arendsen answered:
Crime free Neighborhoods

I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's absolutely no way of guaranteeing that any neighborhood will have little or especially NO CRIME.

We're living in a very different time and place today. Unlike anytime since possibly the Great Depression we are living in very volatile socio economic times everywhere in America as well as most places in the World.

What with dynamics like poverty, homelessness, unemployment, illegal immigration and shear desperation it's clearly obvious why crime is on the rise everywhere. What were once considered very safe and secure upscale neighborhoods are now viable high value targets for those who wish to prey on them.

I've livee in a very laid back, low key semi rural North San Diego country neighborhood for the past 33 years. During that time we've never locked the doors on our cars or homes and we've always left our bicycles out unlocked.

In the past several months we've had an influx of multi-family or multi-tenant renters moving into several of the single family residents that have come up for rent throughout our neighborhood. Sometimes there are as many as a dozen old cars and trucks parked in the driveways and on the streets.

Common sense has to tell you that these folks aren't the most financially privileged or steadily employeed. Hence, lot's of folks are hungry and desperate to pay the rent so voila our once very safe and quiet neighborhoods become not so safe and secure.

As a result we've seen a dramatic increase in break-ins and burglaries. Fortunetley there has been no violent crime. Just folks stealing bicycles, lawn mowers & myriad garden tools or anything of value that's not secured. We even have a neighbor who's had 4 chickens stolen in the past month. Duh........ya think they might be hungry?

So we took measures into our own hands and with the help of local law enforcement we've facilitated a NEIGHBORHOOD WATCH PROGRAM. Since the signs have gone up and we've installed or activated existing security systems and video cameras and our buddies at the Sheriff's Dept have been making their presence known and we've all been keeping in touch with one another and notifying one another when we'll be out of town things have really calmed down. In fact there have been no incidents in the past couple of months.

So the long and short of it is that there is no totally safe and secure way of keeping your neighborhood free of crime. The best thing you can do is become involved in your community and stay aware of the folks who live around you.
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Mon Jun 24, 2013
Sinead McAllister answered:
Good Morning,
Realtors are prohibited from answering this kind of question 1) because it can be considered "steering" and 2) because there is all sorts of liability attached to it. Trulia has a great tool on here if you click on their Community Info under the Local Info tab up top, it will give you some helpful statistics. I would also advise checking with the local police department. Also, for any homebuyer, it is always good advice to drive around the neighborhood at various times of day and night to get a feel for it. I would be happy to help you buy in National City or any other area. Feel free to contact me using the information below anytime.

Thanks!
​Sinead McAllister-Clifford
Real Estate Broker/ Realtor®

McAllister Homes Real Estate
Residential Sales & Property Management
www.McAllisterHomes.com
License 01366009
858-205-5215 CELL
info@mcallisterhomes.com EMAIL
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Wed Feb 27, 2013
Ryan Jellison answered:
I am not sure if there are stats available just for National City, but here is some data for San Diego as a whole http://www.apartmentratings.com/rate/CA-San-Diego-Pricing.html#axzz2M7xwDGdH ... more
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Sat May 26, 2012
Edith Karoline Jasser answered:
You got some good answers below, but yes, YOU MUST discuss your specific situation with a good lender to see what your exact options are and if you qualify for certain programs.

Good Luck to you...
EdithSellsHomes@gmail.com
YourRealtor4Life! Working always in the very BEST interest of her clients, Buyers, Sellers and
Investors alike. I cover the city of Chicago, all N and NW suburbs of Northern Illinois and the fine
homes of the North Shore with @Properties Brokerage.
For general information, free market evaluations, free information for buyers, just e-mail me.
I provide with partner agents real estate services anywhere in the US and worldwide.
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Wed May 23, 2012
Cindy Davis answered:
I would not continue shopping if your lender has ordered an appraiser. If you start with a new lender, that instituation will insist on ordering THEIR OWN appraisal and you would be out another $450-$500.

My advice is to stay put at this point and only make a change i9f there is a problem.
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Sat Jan 21, 2012
Sinead McAllister answered:
Hey Gloria!
What property are you referring to? I'll look it up for you- but there is no link or property reference here. Call me or email me.

Sinead McAllister
858-205-5215
brokermcallister@gmail.com ... more
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Mon Dec 5, 2011
Annette Levinson answered:
Yolanda,
Let me get this straight, you went into BK13 because you couldn't pay your bills, now you want to buy another house and short sale your current home.
If your trustee allowed you and you are paying your bills per agreement, it would not stop you from getting a mortgage. What will stop you is the short sale. After the short sale you are not mortgageable until at least a waiting period of 2 years (being in BK13 is not a good excuse for a shortsale). ... more
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