You should really talk to a professional about all of this. the title is going to be a huge factor when it comes to what you are able to do with the property later. Even beyond selling it, there could be things that it stops you from being able to change on the property. You want to be able to have freedom to change whatever you want. You should look into all of that with someone who specializes in these issues. Hopefully you'll be able to get it all figured out.