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Home Buying in Naperville : Real Estate Advice

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  • Local Info15
  • Home Buying101
  • Home Selling23
  • Market Conditions22

Activity 117
Sat Dec 24, 2016
Emillea asked:
Looking for a building in Chicagoland (or Southern WI). Can be a fixer upper/need major repairs.

Moving a prop house so a factory, warehouse church, school, etc are all good options.Would…
0 votes 0 Answers Share Flag
Mon Dec 12, 2016
Branciteam answered:
No, not always. What has changed? This is just one of many shady costs to draw even more money out of you. Stealtors always trying to shake you down.
1 vote 13 answers Share Flag
Sun Aug 21, 2016
Prosper Realty answered:
Try contacting Home Loans For All. They're experts in this sort of thing. Just google Home Loans For All. Hope this helps.
0 votes 26 answers Share Flag
Sat Aug 6, 2016
Jeff Nobleza answered:
If your realtor's job is to help you negotiate the lowest price possible and it's the seller's realtor's job to help the seller get the highest price possible....

Jeff Nobleza
@ Properties
847-763-0200
... more
0 votes 1 answer Share Flag
Sun Jul 31, 2016
Sam Debenedetto asked:
I have two rental properties (30% equity in both if relevant) and will have two years experience as landlord in January. We plan on purchasing our own home in Spring/Summer and was looking…
0 votes 0 Answers Share Flag
Thu Jul 28, 2016
Wise Wolf answered:
There are community programs like NACA that say there are "no closing cost, no down payment, no minimum credit requirement"

https://www.naca.com/

I tried them and personally I dont recommend it because they work as an all volunteer group that requires members of the program to volunteer their services to the group and the mortgage counselor that controls my area (South Florida) wasnt that serious about doing things because he would never respond to messages when I sent him text messages or emails, if you tried calling you only get voicemail, and if he does respond it would be like 2-3 days later. The program also requires that you attend a purchase workshop which is a town hall meeting where you sit there like 3-4 hours and they tell you about how their program works then your told to wait 3-4 months for your meeting with a mortgage councelor who will determine how much you can borrow and tell you to save a certain amount of money every month to show proof that you can pay the loan amount that they approve you for and they want a written explanation of each deposit on your checking account that isnt direct deposit explaining where the money came from and why and signatures for each non-direct deposit. The program also has other requirements like volunteering to the group at least 3 times a year, and they want a written budget form with detailed daily expenses, copies of pay stubs, copies of bank statements, etc.

I tried them and I got up to the 3rd meeting (1st is town hall meeting, 2nd is to determine how much you have to save every month, 3rd meeting is to determine if you were successful in saving that amount each month and to bring all your paperwork) ... anyhow I got to the 3rd meeting but the Concealer gave me an appointment for the 3rd meeting for 6PM on a Wednesday and when I got to their office all the lights were off, nobody was inside, they wouldnt answer their phones, and the sign on the front door said that they close at 5:30PM but they gave me an appointment for 6PM... I sent them an email asking them why they gave me an appointment for 6PM when they close at 5:30PM and they sent me a lame response saying that they had to go somewhere and had to leave early... I had requested the day off work too to attend the meeting so it came off as very unprofessional that they would leave early for an appointment or schedule me at the wrong time and not tell me anything then respond 3 days after I send them angry messages saying they had to leave early.

So what I decided to do was get a loan with my local credit union instead of NACA, I had money for a down payment anyways but I was lured in by the "no closing cost, no down payment" part of their loan I figured if I dont need a down payment I can buy a more expensive house and use the money I had saved up to fix the house up to buy furniture and other stuff but its not worth the trouble of dealing with an unprofessional company who cant even get an appointment that I was waiting 3 months for correctly (imagine if they get something wrong thats more important like parts of the loan).

Sometimes its better to pay someone to do the job right instead of saving money and doing something with someone who is going to do sloppy work.
... more
1 vote 3 answers Share Flag
Wed Jun 15, 2016
Wangfang227 asked:
Tue May 3, 2016
Bojana Tutnjilovic asked:
besides rental price&monthly utilities? I was looking on 10412 Down Ave. I would apprriciate your help. Thank you
0 votes 0 Answers Share Flag
Wed Apr 13, 2016
Kevan Pewitt answered:
If your MLS system does not have a data feed to Trulia, your real estate agent can join Trulia and manually submit it.
0 votes 1 answer Share Flag
Tue Apr 12, 2016
Tomzim asked:
It is listed on the MLS 09171136 but it's not showing up in Trulia searches. How would I get it in
0 votes 0 Answers Share Flag
Mon Mar 7, 2016
ryniciaw asked:
I have a question regarding property taxes in IL. I am looking to relocate there. I see that property in Will is part of the The Property Tax Extension (PTELL). But I also see that the taxes…
0 votes 0 Answers Share Flag
Thu Feb 11, 2016
Paul answered:
Use InBedrock.com to analyze all real costs of homeownership, especially financing mortgage interest on after-tax basis. Help determine if your home is good investment vs renting or stock market. How much down payment do I need for a specific purchase price? Get InBedrock.com for all the answers. Best educational, informative and easy-to-use analysis for all costs of home purchase, closing costs/title insurance, mortgage financing + points, RE taxes/HO insurance, utilities, and eventual sellers commission + state transfer taxes when sell. Invaluable website! InBedrock.com ... more
0 votes 2 answers Share Flag
Mon Nov 9, 2015
Anthony Cavalea IV answered:
Neutral colors. I recommend a 2 tone beige. Yes, get rid of red. Personal preference regarding trim: I despise painted wood, what's the point of having wood?
0 votes 2 answers Share Flag
Thu Oct 22, 2015
Brownsherrod2011 answered:
Obviously this issue of requiring people to pay fees is a flipping scam to get unjust money or is being used to discourage certain ones from applying.. there is ZERO in life where someone that is NOT buying has a credit check performed. If you're getting a job, do they credit check your mom? You're buying a car, do they credit check your adult children. The check marks the credit scores of the others for 2 years. This crap is an absolute scam and want to know how many minorities get this little "option" as apposed to others. What legal means is there for not credit checking teens? Well the same logic could be used to leave someone's older kids out the credit check issue...THEY are not signing a lease and are not trying to assist in income. And we are sec 8. This is stupid. My daughter just made 21. And is going to school. ... more
0 votes 11 answers Share Flag
Tue Oct 20, 2015
elena asked:
Does anyone on here know about the Harbor Cove condos off Washington by the DuPage river? I know they are in a high-risk flood zone, but does anyone know if they have ever flooded? If…
0 votes 0 Answers Share Flag
Thu Sep 17, 2015
Drewscheide asked:
There are certain properties that when I click the "heart" button to save them to my Saved Homes it's not allowing me to save them. A white bar pops up but it won't add…
0 votes 0 Answers Share Flag
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