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Nacogdoches : Real Estate Advice

  • All44
  • Local Info5
  • Home Buying12
  • Home Selling7
  • Market Conditions1

Activity 35
Fri Jul 21, 2017
Brittneyyyxx26 answered:
I was in the same shoes as you I didn't want anything higher then a 1000 payment but because of my score the odds were not in my favor. I googled how to fix my credit on my own and it didn't work. This company called Select Us came up in my google search they had good reviews so I called and they helped me more then I thought my credit score is great they had got a lot removed off my credit and I have a house. ... more
0 votes 72 answers Share Flag
Fri Nov 18, 2016
Brewersarah835 asked:
Wed Aug 10, 2016
June Buerkle answered:
If you are up-front about what you are doing, you can do what you are asking and contrary to what others have insinuated, there is absolutely nothing unethical about it.

You buyer�39;s agent should write all of the offer sheets, that way they will make some commission on which ever one you buy.

The key is that you have to include multiple offer contingency language as part of your offer. (This gives you final say on the deal and prevents the Buyer from completing the contract just by signing)

Something along these lines: This offer is one of several being submitted by the buyer at this time, only the first seller to submit a signed offer of terms agreeable to the buyer will have a deal. A deal will only be considered agreed to when formally notified by the Buyer's agent that the Seller's offer has been accepted as first.
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0 votes 4 answers Share Flag
Sun Aug 7, 2016
Susie Kay answered:
If you are buying a home with cash then it doesn't matter what your credit is. Also I don't see why you can't buy a home from the sale of your other home.

Susie Kay
United Real Estate Dallas ... more
0 votes 1 answer Share Flag
Sat Aug 6, 2016
Susie Kay answered:
Fri Aug 5, 2016
Susie Kay answered:
How low is your score? Some people think 660 is low and actually that qualifies for a loan, others may think 460 is low and yes, 460 will not qualify for a loan. If you are paying cash then your score doesn't matter.

I would suggest that you talk to a lender or two and go from there.


Susie Kay
United Real Estate Dallas
... more
0 votes 1 answer Share Flag
Thu Aug 4, 2016
Skip Williams answered:
FHA guidelines require a down payment to be made by the buyer. There are instances where you are able to be gifted the down payment.

The gift letter must be verified and signed by the person who give you the down payment. This person's bank account will be probed for seasoning (Been in this account for 3 or more month) and the amount in the account.

You would be required to pay the closing cost of this mortgage loan.

There can be no side deal that the buyer would repay this gift. This is called fraud.

If you are in a rural area there is another federal loan available for certain areas called a USDA mortgage loan. This loan is like a VA mortgage loan and require no down payment. You would be required to pay closing cost. Normally these mortgage loans are approved for a certain rural area.

You would have to check with a local mortgage lender as to if there is an area where you reside that a USDA mortgage loan would be approved.

I hope this has been of some benefit to you, good luck.

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0 votes 15 answers Share Flag
Thu Aug 4, 2016
Susie Kay answered:
I'm not aware of any lenders who will give a loan without income verification.
0 votes 2 answers Share Flag
Thu Aug 4, 2016
Trcookiiimddmd asked:
Thanks to Chris Dodd and little lisping Barney Frank. So, I had to do a short sell on an expensive home in Corolla, N.C. Evidently this is just a pc name for foreclosure. One lender said…
0 votes 0 Answers Share Flag
Fri Jun 12, 2015
Christopher Pagli answered:
Thu May 14, 2015
Simon Watson answered:
One way for sale by owners to show up on the Trulia listings is to
post it on a web site called FIZBER.COM, it will show up on Truila within 24-48 hours

Simon Watson
Keller Williams Realty-East Bay
VA Buyer Experts
(925) 286-7112
(510) 859-4773
BRE 01881304
... more
0 votes 3 answers Share Flag
Wed May 13, 2015
Phillip Madison answered:
Trulia pulls information from MLS, so your house must be listed through an agent.
0 votes 2 answers Share Flag
Thu Mar 5, 2015
angie.orlando67 asked:
I am only interested in buying a home for less than $85000, or a small piece of land for a mobile home. Not over $10000 and prefer not that much.
0 votes 0 Answers Share Flag
Thu Aug 21, 2014
suzannduett answered:
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