At that price, you are paying nearly $132 per square foot. This seems to be a decent price, but there are still quite a few builders in Jacksonville that have builder inventory that they are selling for less than it costs them to build it, many under $100/sf. It all depends on where you prefer to be located. I recently assisted first time buyers who purchased a brand new builder home with all of the upgrades you mentioned, 2424 sf, 5 bedroom home for under $200,000 and $11,000 in closing costs were paid by the builder. Their bonus? It also appraised for $7000 more than they paid for it! Instant equitly!
If you would like to have me help you find a great value in a home, please call or email me at your convenience!