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Home Insurance in Multnomah County : Real Estate Advice

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Activity 5
Thu Nov 9, 2017
melannewis answered:
If you have a mortgage they will need to be listed on the policy. Even if you pay for the premium on the new policy the mortgagee will receive a copy of it and will be able to see the new policy form and will more than likely question why you have a landlord policy instead of a homeowners policy. ... more
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Wed Aug 14, 2013
Laurel Lee answered:
There are so many factors involved in the calculation for home owners insurance premium. I suggest contacting an Insurance Broker as they are Independent Agents and able to shop around to truly get you the best rate possible. Many agency's are what is called a Captive Agent, and they can only quote you through the one company they represent. The best agent I know is at JMI Insurance in Beaverton, ask for Nathan Jonas if you are looking for great rates and as well as service. ... more
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Thu Mar 8, 2012
Lana Lavenbarg answered:
There are many different amounts that your insurance could cost! It will depend on the value of your home, the amount of coverage you want for your personal property. If you can work with the home and car insurance together on the same policy, you may also get a discount. So, as you can see prices can vary all over the place. You might be at $300 a year for a mobile all the way up to $2000 for an expensive home in the area I am in. ... more
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Tue Feb 22, 2011
Andy Sims answered:
Yes you do. Even if the property is vacant, you still need to pay the HOA fees to keep the building itself maintained as well as other expenses such as insurance, trash, etc. If you do not pay your HOA fees the association can foreclose on your property the same as a lender! Beware! ... more
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Tue Feb 8, 2011
Marvin Von Renchler answered:
Yes, all good answers to give you ideas about why it can vary but Anita nailed it. Ask an insurance agent.
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