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Home Buying in Moraga : Real Estate Advice

  • All23
  • Local Info5
  • Home Buying4
  • Home Selling1
  • Market Conditions2

Activity 6
Tue Oct 8, 2013
Peter Verprauskus answered:
Hi Jdw,

I've been living in Moraga for 3 years now and it is great for families! There are a lot of large families here - with 4+ children and extended families that live in Moraga. Seems like many people who grow up and go to school in Moraga move away for college and their 20s and then return in their ~30s with kids, so some families have the grandparents living in / around Moraga. Of course many families don't have extended family in Moraga also :), but some do...

Haven't found much 'snob factor' here at all - I think it helps that Moraga is a little quieter than other towns around so there are fewer places to "be seen." To give you a sense of some of the 'small town' aspects there is an annual fireworks display that the town sponsors, weekly free music in the commons where people bring blankets and eat hot dogs, etc. and a pear festival, etc. As some others have said, most people in Moraga are working hard to raise their families and enjoying all the activities in town.

Moraga Resident (3 yrs and not an agent)
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0 votes 10 answers Share Flag
Mon Nov 12, 2012
Suzanne Looker answered:
Did you get all the information that you needed to move forward? If not, please contact me and I'll put you in touch with a lender.
Suzanne Looker
0 votes 6 answers Share Flag
Mon Jun 6, 2011
David Cooper answered:
Also, lenders are now doing credit checks when the preapprove you and a second credit check a couple days before funding the loan. If your credit card balances increase or you bought a major purchase, you might not get your loan funded

DAVID COOPER Foreclosure and Bank REO's Investor-Las Vegas.35 years experience For freee list
Call +1-7024997037 or check website
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0 votes 3 answers Share Flag
Tue Dec 7, 2010
John Dutra answered:
Hopefully the condominium project is already approved through FHA. This is easily checked and should be done prior to going into contract. If the project is approved then the paper you are looking for is the HOA Cert (or Project Questionairre as you mentioned).

Typically there is a charge to the buyer for this, but if given the authority, title can take it from the deposit to get the ball rolling with the HOA.

I actually went online and it appears that the project was approved before - it should be now as well. So then it is just a matter of having your agent go the HOA or having the title company request the cert be returned as soon as possible.
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0 votes 6 answers Share Flag
Mon May 10, 2010
Michael Miller answered:
The information about the unit is correct, relative to size, last time sold. etc. It is a short sale and waiting for lender approval. This asking price was far below value and depending upon the price that was negotiated, it may take the lender some time to approve the short sale. I have learned that the greater the amount the lender has to lose on their loan, the longer the approval takes from the lender. Some lenders are fairly paralized when processing the short sale requests. They will even retain consultants or negotiators to recommend a price...I think so the lender or people working for the lender can avoid bottom line responsibility for approving a big money loser for the lender. I recently had a short sale in San Ramon that we pulled away from after 5 months. It was a poorly orchestrated process, and the loan balance was over $200,000, above the short sale price, which supports my theory. ... more
0 votes 4 answers Share Flag
Thu Jul 17, 2008
Stefan Birnbaum answered:
more stable than most.....
best quality of life in the east bay.......if you like a small town feel.
0 votes 3 answers Share Flag
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