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Montrose : Real Estate Advice

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Activity 7
Thu Jan 17, 2013
Bob Schweiss answered:
It really depends on the debt to income ratio. This is who i use:

Dmitrii Maksimchuk
University Lending Group.
(734) 546-2767

Give me a call if i can assist you with finding a home.

Bob Schweiss
Remerica Hometown One
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Fri Dec 30, 2011
Anna M Brocco answered:
Consult with your attorney before considering any purchase, he/she can best advise as to your timing...
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Tue Dec 14, 2010
Laura Feghali answered:
Hello Joyce,
Since the bank did not occupy the property they may not have turned on the gas and electric in their name but if they did you can inquire with the agent representing the property what the utility expenses are. If that is not the case, then try calling the gas and electric companies for that neighborhood to see if they might give you those figures.
Also, if you see any neighbors out in their yards that have similar homes in the area, then you may wish to explain your situation and inquire what their costs are. They may be willing to speak with you.
I hope this is helpful.
Good Luck!

Laura Feghali
Prudential Connecticut Realty
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Sat Jul 10, 2010
Thom Colby answered:
K -

You've received some great answers - A couple more thoughts;

1) the bank doesn;t own it until the foreclosure is completed and recorded with the county.
2) if an HOA forecloses on a property - it is SUBJECT TO all superior liens (it's not a way to get ownership of the property by an HOA)
3) The property may remain "abandoned" for 1 - 2 years depending upon the foreclosure laws in your state and how quickly the bank can get to it.

We have properties here in California that have been abandoned & vacant for as long as 3 years. Sometimes a bank will assign a "problem property" to an agent even though it has not been foreclosed so it is not a burden to the neighborhood / HOA.

Best of luck,

Thom Colby
Broker / Owner & Certified HAFA Specialist
Thom Colby Properties
Newport Beach, CA
Moving Lives Forward (TM)
We NEVER DOUBLE-END a Transaction in our Brokerage as it is not beneficial to the Seller or the Buyer, but only to the Agent.
888-391-5245 Direct Cell
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Fri May 1, 2009
The Hagley Group answered:
You are the lien holder and you foreclosed...or you purchased a bank owned property with personal possessions still in it? Please verify.
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Sat Apr 4, 2009
Keith Manson- Metro Milwaukee Wisconsin answered:
I would contact the city and have the city send a violation. The peoperty is most likley chase Mortgage. But given how many instituations have been involved I can see how it would be lost. If chase gets notified they should address this issue with the field inspection company that they use. But to be honnest it will not work as well if you contact the bank. If the city contacts chase they should be able to get in contact with the inspection department and address the issue.

Good luck!
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Tue Feb 24, 2009
Tony Grech answered:
Because only homes in those areas designated as "rural" by USDA qualify for the rural loan. On this program the home itself is just as important as the borrower in obtaining one of these loans ... more
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