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Foreclosure in Montgomery County : Real Estate Advice

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  • Local Info1
  • Home Buying20
  • Home Selling0
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Activity 37
Mon Nov 6, 2017
Mmears answered:
All HOA liens are essentially subject to the following; State law and the respective HOA's governing documents. The short answer is "Yes." Some HOA's are more aggressive than others and HOA's who engage large management companies tend to be more aggressive. The general process goes something like this. The HOA renders a bill, a past due notice/s, a final notice with intent to place a lien on the property, placement of a lien, and lien foreclosure. Depending upon the HOA and/or their management company, the process may be referred to legal counsel beginning with the lien placement (even sooner). This process is spelled out in the HOA's governing documents including any fines, fees, and interest that may be included along the way. It should be noted that this can GET VERY VERY EXPENSIVE. An outstanding balance of $500 (example) could easily and quickly balloon to thousands of dollars due to legal fees and interest.

While this should not be the desired action of any HOA, remember ... it's NOT personal. The HOA Board has a fiduciary responsibility to its membership to carry out the duties and responsibilities set forth in its governing documents. Failure on their part to act could create significant liability for the organization as well as them individually.

If you find yourself in arrears for ANY reason, be proactive. Go to the HOA and/or the management company and attempt to make reasonable payment arrangements BEFORE the matter is referred to legal counsel. There is no guarantee they will be able to accept installments ... some HOA documents specifically exclude that ... but it's worth asking. And again, remember - it's not personal even though, unfortunately, there are way too many (true) stories of "nastiness" associated with HOA Boards and management companies.

Hopefully this info is helpful ...
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0 votes 11 answers Share Flag
Sun May 21, 2017
Deborah.hungerford7 asked:
Wed Apr 5, 2017
UpNest answered:
I would try utilizing It's free to sign up! You can consult with realtors in the DC area and find one who can help you find property within your budget. I understand you do not want to rent. The right realtor will help you find something that will be affordable and close to the DC area. Best of luck! ... more
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Sun Mar 26, 2017
Jonathan Lahey answered:

If you are looking for an agent in the future please save us. And if you did find someone good and hope it works well. Thanks!
0 votes 6 answers Share Flag
Tue Feb 28, 2017
Jonathan Lahey answered:
Found this, Hope it can give you a help :
0 votes 8 answers Share Flag
Mon Feb 6, 2017
Maricris A answered:

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a request regarding the removal of the erroneous foreclosure information for your home on Zillow.

Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.


Consumer Care Advocate
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0 votes 1 answer Share Flag
Fri Aug 19, 2016
Maricris A answered:

If you want to know more information about the foreclosure property, you may check the county record where the property is part of or you may also contact a foreclosure specialist near your area for assistance.

You can take advantage of our vast network of agents here on Trulia. You may found the link below.

To search for a foreclosure specialist using our site:

1. Go to the link that I provided, enter the location where you're at and click enter.
2. Click the 'More filters' button and choose 'Foreclosure' under specialties.
3. Click the 'Search' button.

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:


Consumer Care Advocate
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Fri Jun 24, 2016
Sandraagi asked:
has been followed? This attorney obviously knows nothing about a HOA. This HOA has no disclosure notices; is not a legal Board (in CA all boards must be elected), has never had any "collections…
0 votes 0 Answers Share Flag
Tue May 10, 2016
Bruno and Noel Tarquinii answered:
Would be happy to help. Please feel free to send me your criteria and I'll pull all available properties that may be of interest. I look forward to hearing from you.

All the best!


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0 votes 1 answer Share Flag
Sun Mar 6, 2016
Jonathan Lahey answered:

Try reading this link it might be a helpful tips for you -
0 votes 1 answer Share Flag
Wed Oct 23, 2013
The Roskelly Team answered:
Probably not, but this is a question for an attorney. If there is no lien on the house you may be in first position for a foreclosure but what are the chances the current owner, their estate or assigns would let a property go to foreclosure over past due HOA fees if they have equity. ... more
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Tue Jul 2, 2013
Miekeba Jones answered:
Hi! Contact me and I will provide you with information for the property you are questioning.
0 votes 1 answer Share Flag
Mon Mar 25, 2013
Donald Mituzas answered:
The only chance you might have is following up the foreclosure sale immediately with the bank. Odds are, the bank won't even talk to youeven IF you can find the right person to talk to. I did buy a house this way myself a number of years ago. My advantage was I was a real estate broker and the bank sent me the keys. This is not likely to happen today. The only way to buy a foreclosure before it gets to MLS is to buy at foreclosure sale itself. Keep in mind, you may be paying MUCH more than if you waited until it gets listed. Get yourself a good agent and be ready to see anything new on the market the moment it's listed. Also, have your proof of funds to pay cash if you really want to buy this type of property. Odds are it won't qualify for financing in it's current condition and the bank that owns it doesn't care. They will just find someone else with cash to buy. If you are looking for constant nightmares, just try and buy a short sale.
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Wed Feb 20, 2013
Tim Moore answered:
Is that the amount you have for a down payment or were you meaning to ask could you purchase a house ... for ... $150,000?
0 votes 1 answer Share Flag
Fri Feb 8, 2013
Your Solar Realtor answered:
Tue Jul 10, 2012
The Roskelly Team answered:
Hi Nisa,

Don't limit yourself to just foreclosures. They can be a good deal but there are also some great deals on the open market. An owner who purchased 20 years ago might be able to give you a bigger price savings than a foreclosure that was purchased two years ago. Also, if you have flexibility (great flexibility) on the timing of your move you might want to try a short sale as well. Keep your options open to find the perfect house. ... more
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