this is strictly a legal matter, and since this is currently your home, consult with a local Real Estate Attorney, what your contract that you signed when you purchased the property says, have him or her explain it to you in detail and also what you legal situation is and how the attorney can help you....
Sorry that we do not have enough information and cannot really give legal advice either. But this is important enough of a matter to consult with an attorney, the sooner the better.
If you need attorney recommendations get back to us as all of us have worked with many of them over the years and can easily make recommendations to you.
Good Luck a happy 2012
Edith YourRealtor4Life~! and your Chicago and Northern Illinois Expert
Working always in the very BEST interest of her clients, buyers, sellers and investors alike....
Edith Always goes the X-tra Mile with a Smile for her clients!
Referrals of your friends, family and acquaintances are always highly appreciated