Like you said you are trying to rebuild your Credit.
Good to know what is the FICO score, and what is your income, and how stable it is,
what are your support or alimony payments and what is it you can afford.
What is your debt to income ratio, are their wage garnishments, back alimonies,
back taxes or IRS liens etc.
Banks want to know all of the above before they give you a loan or go to a hard money lender.