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Home Buying in Montana : Real Estate Advice

  • All31
  • Local Info3
  • Home Buying13
  • Home Selling6
  • Market Conditions3

Activity 258
Sun Dec 7, 2014
realty search asked:
Thu Nov 20, 2014
Gary Birtles answered:
It really depends on the buyer and how much you are wanting to do. Sometimes the more square footage you put in, the lower the cost per square foot. I recommend doing some calling around. Get some quotes and compare costs. That is a good way to go about it. http://www.coretechindustries.ca/en/services.html ... more
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Thu Nov 20, 2014
Jennifer Shelley answered:
This property has satellite TV. Regarding heat source for home, this residence has radiant heat with a propane boiler, and 6 thermostats including the garage. The apartment above the garage is heated with the electric cadet heaters. I have the yearly electric bills I can email to you if you would like.

Thanks!

Jennifer Shelley
National Parks Realty
jennifershelley@nprmt.com
406-249-8929
... more
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Tue Oct 21, 2014
Luci Edwards answered:
The simple version:
A sleeping room, aka bedroom, requires the following: A source of natural light (8% of the floor area) a minimum of which 50% shall be openable, a minimum horizontal dimension of 7 ft, a minimum ceiling height of 7'-6", code complying means of emergency egress, a source of permanent heat, and a smoke alarm. ... more
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Sun Oct 5, 2014
Anne.dellwo asked:
Wed Oct 1, 2014
Anna M Brocco answered:
No link is visible, however you can check local public records, tax records, ask any neighbor, ask any local agent offline.
0 votes 1 answer Share Flag
Thu Sep 25, 2014
Murphy Team answered:
Find an experienced local Realtor and hire them as your Buyer Agent (typically no cost to you). She/he will be able to guide you through the process with ease. They should have a few good lenders for you to speak with and from whom you may secure a Pre-Approval letter. Wishing you success. ... more
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Tue Sep 16, 2014
Patrick Sullivan answered:
Hi James... Normally a lender wants to see a 2 year history of employment in the same line of work on conventional loans, However if you were getting out of college and now starting a new career then a 2 year history is not required. FHA loans have more flexible guidelines regarding this situation. I used to be a mortgage underwriter and I know guidelines do change.What I would do is contact your local realtor and they can refer you to a reputable lender to get you preapproved. GOOD LUCL :-) ... more
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Fri Sep 5, 2014
David Smith asked:
Sat Aug 30, 2014
Steve Dogiakos answered:
The summer months are cheap - we have an in-window AC unit but rarely (maybe twice a summer) have to use it. We regularly pay between $60 - $70/month between April and September. Once it gets cool enough to need the heat on at night is when the price really starts to get expensive: In the coldest months (December - February) we've paid up to $270/month to Northwestern Energy (gas and electric combined). The rest of time time it costs us about $170/month. ... more
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Fri Aug 8, 2014
Daisy Ferreras answered:
Mon Aug 4, 2014
georgecuff answered:
Darby is a small mountain community in the south end of the Bitterroot Valley. It is located between the Sapphire and Bitterroot mountain ranges. It is stunningly beautiful with much wildlife. A former lumber community, it now depends largely on tourist industry and the Forest Service. There are many retirees in Darby. ... more
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Mon Jun 2, 2014
Dennis Erickson answered:
Daisy, I'm afraid you won't like my answer much, but it might help you out.
First, your Realtor should have let you know the contract was out of date. Period. No Excuse! Second, you should have read the contract and known the date also. You should have also read the addendum asking for repairs and noted the missing items. I assume you signed the addendum and the Buy Sell agreement? OK, your Realtor messed up. Let's go with that. First, get the contract back in date by using an amendment which your Realtor should prepare. Have it signed by yourself and the seller and have it reflect a hard closing date. If the seller isn't making repairs, include a dollar amount on the amendment that will be paid to you in lieu of him doing repairs, there's a good chance he's broke and can't afford to make the repairs, something your Realtor should have foreseen and accounted for in the agreement to buy and sell.

Lessons here? First, get another Realtor. Sorry, but these are basic items yours missed. Second, don't assume you don't have some responsibility to read your agreements and understand them. This is serious business and you have to take responsibility for understanding what you're doing even when you have attorneys or Realtors or.... (name someone here) who are involved in the transaction.

Good luck.
... more
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Tue May 20, 2014
jennifeheaths asked:
give me some address
http://colonrejuvenatorsite.com/
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Sun May 4, 2014
Eric Ossorio answered:
The "seasonal" rental season in approximately 100 days...for a well located and marketed property. The rental revenues from overnight seasonal rentals will generally cover your NON financing costs...ie, HOA dues, taxes and consumable expenses.
It would be helpful to have an idea of where the property is located...ie, ski in ski out will generate more revenue, however ski in ski out properties also cost more to purchase.
... more
0 votes 1 answer Share Flag
Thu Mar 27, 2014
Karen and Ed Thomes answered:
Hi Steve,

Thank you for your inquiry about town-home activity in Bozeman. In 2013 both town-homes and condos saw a significant increase in values. In fact, there was a 12% increase in sold prices. In addition, the inventory was quite low by the end of 2013 and the demand for town-homes and condos is still strong. New construction of town-homes and condos is robust and it is expected to continue throughout 2014. This will play an important part as it will be your competition in the months ahead. In conclusion, with the inventory currently depleted and low mortgage interest rates continuing, I believe that marketing your property (the earlier the better) in 2014 would be an optimum time to maximize profits in a timely fashion.
I would look forward to learning more about your particular property, its features, etc. for a more complete Market Analysis. Contact Karen or Ed anytime at 406-570-6080. www.TheBozemanHomeTeam.com
... more
0 votes 6 answers Share Flag
Tue Mar 11, 2014
answered:
HI Donna,

Your question is posted in Home Buying In Kalispell Montana so you're probably not going to get answers from people that actually live in Prescott AZ.

What's interesting is the out skirts of Prescott are eligible for the no money down USDA mortgage.

Here is an example of a home that is eligible:
http://www.trulia.com/property/3142578303-10675-N-Patina-Rd-Prescott-AZ-86305

One of the best things about this mortgage is the monthly mortgage insurance is substantially less than an FHA or conventional mortgage and that's with no money down.

Here's an example: An FHA mortgage of $433,000 is going to have a monthly mortgage insurance payment of $487.12 but on a USDA mortgage it's only going to add $144.33 to your monthly payment.

The other nice thing is you can actually roll your closing costs into the loan as long as the appraised value supports it.

Check out my recommendations here on Trulia from some of my past clients by clicking the following link. http://www.trulia.com/profile/johnburke/#__rec


Please feel free to contact me for more information or help. You can also find info on my VA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Great Plains National Bank
(877)228-9069
... more
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Mon Mar 10, 2014
Donna Postier asked:
Are the house prices reasonable? Should I look a little outside this area?
0 votes 0 Answers Share Flag
Fri Mar 7, 2014
Hank Wilson answered:
Tue Mar 4, 2014
Mike Robitaille answered:
Hello fisherfin,

Amanda is correct. The road acess can be bumpy due to snow and eventual washboarding of the road and the bill would be huge to pave it. There are other subdivisions priced similar that are a few miles further west or on the interstate. Look up milligancanyon.com and see if it suites your needs. Feel free to contact me direct with any questiosn of concerns in the Three Forks area.

Respectfully,
Mike Robitaille
Small Dog Realty
406-599-7610
... more
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