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Monroe : Real Estate Advice

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  • Local Info6
  • Home Buying5
  • Home Selling3
  • Market Conditions0

Activity 30
Thu Jul 13, 2017
Timandjulie3 answered:
how badly does a negative issue on your credit score affect chances of getting help for a home? Mine was around 628 the last time I checked
0 votes 11 answers Share Flag
Wed Sep 28, 2016
Lisalmf73 answered:
If a reality say a house is under an agreement what do that mean?
0 votes 9 answers Share Flag
Thu Aug 11, 2016
Jmusgrave answered:
NO not true.

In fact there are loans that are available for first day out of foreclosure, or for flippers. These are 7/1 or 5/1 ARMs but you want to re-finance after one year so you do not see our rates rise. Realtors nor the government can judge what is "move -in". Various. What HUD will not allow is a loan that the appraiser says has safety issues. These would fall back on Bank, because "as is" does not mean you can cause physical danger for occupier and face civil as well as criminal charges ... more
0 votes 10 answers Share Flag
Sat Jul 9, 2016
Wjjhd asked:
I am interested in buying the property

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This question was asked from this property: http://www.trulia.com/foreclosure/3236433661-3126-Double-Springs-Rd-SW-Monroe-GA-30656
0 votes 0 Answers Share Flag
Wed Feb 3, 2016
MCM_STL answered:
What you're describing is a co-signer. It's where someone who can qualify for a lease signs it along with someone who can't saying that they are willing and able to pay if the unqualified person can't or doesn't pay. It's a pretty common thing especially for younger people. I think you would have a harder time finding rentals that don't accept co-signers than ones who will. ... more
0 votes 1 answer Share Flag
Tue Dec 8, 2015
Wjrprpr1 asked:
The description and photos on this property are incorrect and Zillow is pulling from an old MLS# 5623412 needs to pull correct information from the new MLS# 7557926 or correct description…
0 votes 0 Answers Share Flag
Sat Dec 5, 2015
Sally Grenier answered:
FYI -- you're posting on a general Q & A section of this site. Nobody here can help you, nor can the folks at Trulia. If it's listed with a Realtor and in the MLS, then it needs to be changed in the MLS, and through listing syndication services, it will change here....eventually. OR...your agent should be able to log in and manually chance it that way. ... more
0 votes 1 answer Share Flag
Thu Oct 1, 2015
Dan Tabit answered:
Hi Linda,
Many people have, so you probably can to. Without knowing what type of issues you have I can't give you specific advice, but in general; pay your bills on time. Keep your credit balances low, pay down any open lines you can. DO NOT close any accounts, that will lower your score. Dispute in writing any errors on your reports to each agency that reports them, TransUnion, Equifax & Experian. Use credit, but don't abuse it. If necessary, get a secured card with your bank or credit union, use it to buy groceries & gas and pay it off monthly.
There are some local lenders who assist with this process and can give you specific advice based on your credit reports. Since you'll need a lender eventually, see if you can find one who can help you. It will go much faster and you'll have a more certain outcome. It will take time regardless, so start immediately.
... more
0 votes 1 answer Share Flag
Mon Aug 31, 2015
Thompson6350 answered:
The actual middle score needed is a 640. I am in the process of purchasing a home by one of their preferred lender and I was informed by Georgia dream and the preferred lender that I would need a middle score of 640 to qualify for the program. Since my middle score is 625 I had to come up with my own down payment which I did. ... more
0 votes 4 answers Share Flag
Mon Jul 6, 2015
My NC Homes Team answered:
I believe it's because Trulia doesn't allow sellers to post directly on the site. Trulia is set up for licensed Realtors only to post listings.
0 votes 1 answer Share Flag
Tue Jun 16, 2015
Javier Montiel answered:
You need to have an Agent profile and claim your listings. Once you have done that you can edit information and add Open House dates.
0 votes 1 answer Share Flag
Fri Mar 6, 2015
Ginny Van Oostrom-Willett answered:
Give me a call. I would be happy to help!

Ginny VanOostrom
Algin Realty, Inc.
770-616-4460
0 votes 1 answer Share Flag
Fri Mar 6, 2015
Ginny Van Oostrom-Willett answered:
Contact my lender to see if he can help you out!

Lucas Dukes
Mortgage Banker
706.438.5195 Office
866.913.0692 Fax
404.969.7441 Cell
ldukes@brandmortgage.com
apply online: ldukes.brandmortgage.com

Let me know if I can help you find a home! Give me a call!

Ginny VanOostrom
Algin Realty, Inc.
770-616-4460
... more
1 vote 4 answers Share Flag
Tue May 13, 2014
Greg Allen answered:
Yes there are a couple for rent and the asking price starts at $800.00 per month
0 votes 1 answer Share Flag
Sat Nov 2, 2013
Paulette Cross answered:
Please forward me your email address and I will see what listings I can find for you. (I do assume you mean to rent). Will you consider buying?
Thanks for the opportunity to serve you. ... more
0 votes 1 answer Share Flag
Thu Sep 5, 2013
Ethan Atkinson answered:
Yes you can, but you will still have to have 5% down payment based on the purchase price most likely. If the owner is giving you that 5% or if you are agreeing on say $100k price, but the loan is for $95k then the lender may go for that. If the owner is keeping some money you pay each month towards a down payment you can use that, but it will most likely require much documentation so save your all your payment info to them. Also you should ask the owner to keep really good records. Most likely you will also have to work with a smaller bank or mortgage broker otherwise there could be some snags with underwriting. Currently a USDA loan will also work in the Monroe area if that's where you are. Hope it all works out and let me know how it ends up. ... more
0 votes 1 answer Share Flag
Mon Aug 5, 2013
Carole Queen-Hamby answered:
Wed Jul 24, 2013
Robbie Thomas answered:
Casey,
Most lenders want a credit score of at least 640 for an FHA although just yesterday one said they could do a 620. Give me a call and we will do lunch and discuss further.
Rob Thomas
770-315-8532
Your Hometown REALTOR®
... more
0 votes 3 answers Share Flag
Sun Mar 17, 2013
Betty D. Scyphers answered:
See answers below.. I have resdponded has others.. call me 770-928-7439..what are your questions?
0 votes 10 answers Share Flag
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