Let me encourage you to pursue the advice given by Tony. The VA may be your best bet. His disability income will limit how much you can borrow, but if it's ongoing into the future, it can be used.
Let me discourage you on Rent to Own. It's a fantasy that leaves most who try it worse off than if they hadn't bothered. Look into the options through his credit and income and see what you can find.
If you will require both incomes, you'll need to just rent until you meet the necessary time frames to get past your BK and get established in your new town and new jobs.
The time varies, based on the type of loan you pursue. Find a great local mortgage professional where you intend to live and see what they suggest.... more
We have had an attorney involved from the beginning and when they initially changed there mind a few days ago we offered then a prime plus 1% interest rte. They are just being ignorant. Who buys a house for $1600.000 down, 1/2 lawyers fees and a 3 yr ballon, & no closing costs? We were stupid to even offer it. It does not pay to try to help people out.... more
Hello. If you would like to provide more information regarding area, I would be happy to do a search for you and see what is available. You can also access the entire MLS of Northern Illinois through my website. Consider also searching Realtor.com, keeping in mind that sometimes what is on realtor.com as an active listing may have already been sold.... more