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Mohave County : Real Estate Advice

  • All4
  • Local Info0
  • Home Buying1
  • Home Selling0
  • Market Conditions1

Activity 429
Tue Apr 15, 2014
Bonnie Cissell answered:
It would depend on the bank you are working with. If your agent is on top of it everyday and has a all the necessary paperwork completed it should run smooth. Should be able to complete one within 30 days. ... more
0 votes 13 answers Share Flag
Mon Apr 14, 2014
Lisa Markham answered:
Hi Marta,

Actually, you can put less the 20% down and not have mortgage insurance for the life of the loan. However, with anything less than 20% down, you will have mortgage insurance initially.

FHA just revised their guidelines, forcing you to have mortgage insurance for the life of the loan. Conventional loans however, there are a few different options, i.e., monthly premiums, single premiums, split premiums; depending on if the mortgage insurance is borrower paid or lender paid.

Call me and I can explain this better for you or I can send you some information via email.


Lisa Markham
Envoy Mortgage, Ltd.
NMLS# 947738 / AZ# 0921717
520.240.9602
lmarkham@envoymortgage.com
https://lmarkham-envoy.mortgagewebcenter.com
... more
0 votes 3 answers Share Flag
Mon Apr 14, 2014
Lisa Markham answered:
Hi there!

Call me so we can get you pre-qualified for a loan. I would love to help you move home!

Sincerely,

Lisa Markham
Envoy Mortgage, Ltd.
NMLS# 947738 / AZ# 0921717
520.240.9602
lmarkham@envoymortgage.com
https://lmarkham-envoy.mortgagewebcenter.com
... more
0 votes 2 answers Share Flag
Mon Apr 14, 2014
Michelle Morgan answered:
Mon Apr 14, 2014
Harold Sharpe answered:
Hi Sleepingwolf,

I may have what you are looking for as far as a rental with a pool.
You can check it out here.
http://www.trulia.com/rental/3152087623-997-Thunderbolt-Ave-Lake-Havasu-City-AZ-86406

Harold Sharpe
Havasu Assured Realty
(928) 846-4555
harold@havasuassuredrealty.com
http://www.havasuassuredrealty.com
... more
0 votes 1 answer Share Flag
Mon Apr 14, 2014
Harold Sharpe answered:
Hi Kandaceeagle,
I may have what you are looking for as far as a rental with a pool.
You can check it out here.
http://www.trulia.com/rental/3152087623-997-Thunderbolt-Ave-Lake-Havasu-City-AZ-86406

Harold Sharpe
Havasu Assured Realty
(928) 846-4555
harold@havasuassuredrealty.com
http://www.havasuassuredrealty.com
... more
0 votes 5 answers Share Flag
Fri Apr 11, 2014
Lisa Markham answered:
Hi Judy,

There certainly are waiting periods for being able to purchase a home after a foreclosure; FannieMae and FreddieMac are typically 7 years but it can be as little as 3 years with extenuating circumstances and a 680 credit score. FHA is typically 3 years but can be in as little as 2 years with extenuating circumstances (Handbook 4155.1 4.A.2.g: Waiting Period for Borrowers With Past Delinquencies, Defaults or Claims on FHA Loans.)
And VA is only 2 years.

Extenuating circumstances are defined in this link...https://www.fanniemae.com/content/guide/sel120110.pdf

Please contact me if you have any more questions and I will be more than happy to look at some things for you.

Sincerely,

Lisa Markham
Envoy Mortgage, Ltd.
NMLS# 947738 / AZ# 0921717
520.240.9602
lmarkham@envoymortgage.com
https://lmarkham-envoy.mortgagewebcenter.com
... more
0 votes 5 answers Share Flag
Thu Apr 10, 2014
Bobbi143 answered:
Finding something for that price range especially with pets will pose a huge problem for you. We are currently in a trailer in the desert hills area. The neighbors are proving to be honest and friendly despite the looks of the areas surrounding. Be weary of some of the property manager scares and retaliatory owners whom have flipped the houses for their own profit . Be rest assured they will find a reason to keep your deposit! My suggestion to you is to contact motel 6 on London bridge road and talk to Kay the owner .. While it is not the nicest hotel in havasu... She will charge you a fair monthly rate of around 650.00 the will cater to your pets with room to exercise them in a huge lot next to the hotel. (We had 3 dogs when we stayed there) I would recommend havasu superior storage for storage while you find and see where you want to be. I would highly NOT recommend site unseen or the too good to be true deal... Any other questions let me know I will try to help it was a huge learning curve for my husband and I when we moved here from Iowa learning the hard way ... Most here are salesman of everything expert at none other than their benefit... Good luck, let me know if I can help! ... more
0 votes 3 answers Share Flag
Mon Apr 7, 2014
Kathy Ruston asked:
This question was asked from http://www.trulia.com/property/3125705501-3629-N-Escuela-Rd-Golden-Valley-AZ-86413
0 votes 0 Answers Share Flag
Mon Apr 7, 2014
Kathy Ruston asked:
This question was asked from http://www.trulia.com/property/3123262957-425-S-Glen-Canyon-Rd-Golden-Valley-AZ-86413
0 votes 0 Answers Share Flag
Mon Apr 7, 2014
Kathy Ruston asked:
This question was asked from http://www.trulia.com/property/3149381857-4841-N-Davis-Rd-Golden-Valley-AZ-86413
0 votes 0 Answers Share Flag
Mon Apr 7, 2014
Kathy Ruston asked:
This question was asked from http://www.trulia.com/property/3135794708-4605-N-Thurman-Dr-Golden-Valley-AZ-86413?ecampaign=con_day_propertycomp_bk&eurl=www.trulia.com%2Fproperty%2F313579…
0 votes 0 Answers Share Flag
Sun Apr 6, 2014
John Reeves answered:
Check these links for your search:

http://www.rentrange.com/for-rent-homes/Lake-Havasu-City-AZ/bedrooms_2

http://www.trulia.com/for_rent/Lake_Havasu_City,AZ/2p_beds/2p_baths/0-800_price ... more
0 votes 1 answer Share Flag
Wed Apr 2, 2014
Carrie Miller answered:
We are Vacation Rentals in Bullhead City...Laughlin Bullhead Vacation Rentals and Sales!!
Call Ken & Karen Parrillo at (928) 219-5901...tell them Carrie Miller referred you!!!
0 votes 1 answer Share Flag
Tue Apr 1, 2014
John Reeves answered:
There are 48.06 miles from Bullhead City and Hackberry and 65.20 miles by car.

Bullhead City and Hackberry are 1 hour 14 mins far apart (by car).
0 votes 1 answer Share Flag
Sun Mar 23, 2014
nunivak1 answered:
Not sure about utilities but a lot of land around Dolan Springs does have utilities to the lot line. Yes, tiny homes can be built on your land. In fact, most anything can be built on the land. ... more
0 votes 1 answer Share Flag
Wed Mar 19, 2014
Niky Goudreau answered:
HOA fees for this condo are $680.00 a month. Fee covers water, trash, electric, and insurance. You are basically buying a hotel room.
0 votes 3 answers Share Flag
Mon Mar 17, 2014
shoemaker07 asked:
This question was asked from http://www.trulia.com/property/3001517675-223-Spruce-St-Kingman-AZ-86401
0 votes 0 Answers Share Flag
Thu Mar 13, 2014
Vincent Chang answered:
I have house to rent in white hills a 3 bedroom log cabin. my email vincentchang26@gmail.com or call 415 221-6646 the address is 21318 n. el cerrito drive. a house sitter is there now. ... more
0 votes 2 answers Share Flag
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