We see this type of scam all the time. They stole the photos from a house that is/was for sale, and posted the house for rent with no ownership claim. They are trying to get unsuspecting renters to send a deposit. Then you will never hear from them again! Run from it!
I highly recommend midtown or downtown. I live in the Oakleigh Garden District and love it. Walk to brunch on Sundays. Go to the park in the evenings. All on foot. You can bike around, walk, jog whatever you want. Go to http://www.therentexperts.com for available rentals!... more
You may want to go with a company that specializes in rent to own situations. Also paying 6 months in advance and having a rental history you can show is good. Do you have copies of those "ten" years worth of "on time" payments? That's good. Also look into apartment living for a year or two so you can "regroup" Apartment are not hard to get into if your income is there and they don't key in on foreclosures. They just want to know if you can pay rent and even if your score is low they will probably just ask for a higher deposit and let you in. Apartment communities are very nice these days and can help you "stabilize" Check out Select My Space in Mobile for help they can get you placed quickly and within your price ...they also have some home rentals too! Last but not least. If you make that kind of money get your credit cleaned up you can do it. Work with a credit counselor(reputable) and start getting back on your feet. You can do this. To check credit go to annualcreditreport.com. Its truly free each year for consumers. Good luck.... more
Your credit does not have to be perfect. If you have been evicted or broken a lease, the application would be denied. But if we could get a good past landlord reference that really helps out with the credit and if you can prove your income is 3x the monthly rent. (all qualifications for our particular business)... more
Make sure you understand how the deal works once you are ready to get a mortgage, it isnâ€™t what you think it is. Every buyer and seller thinks the deal is only between them, it isnâ€™t if the buyer is ever going to need a loan in order to pay off the seller. I have turned down some loan application for transactions with really poorly written lease/purchase/work arounds/letâ€™s do this agreements.
NMLS # 6395
Financing Kentucky One Home at a Time... more
What area are you looking in Jessica? There are some owner financing options out there. I also know a credit repair specialist that will help you to get credit-ready to purchase your own home since most owner finance options do tend to have higher interest rates. You can contact me at (251)656-7950. "The Realest in Real Estate!"... more