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Home Insurance in Missouri : Real Estate Advice

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  • Home Buying77
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Activity 7
Fri May 27, 2016
Davidslash61 asked:
Mon Nov 4, 2013
Donald Stevens answered:
If they are asking you for the report it would appear they already know what they are looking for at this point. If you hide the information they could deny the policy (or a claim which would be worse) based on misrepresentation. Some companies will give you time to repair/replace a roof but it is at the insurance companies discretion. It sounds like they have the same concerns you do. What I mean is you realize the importance of having insurance due to the age of the roof which is what the insurance company is concerned about also. An older roof is more likely to allow water in and water damage coming in from a roof is very expensive to repair. My suggestion is give them the information they are asking for and wait for a response. In the meantime be proactive and shop around with some independant agents that specialize in home insurance so you can have a backup plan should need it. Never hurts to compare anyway. ... more
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Fri Apr 26, 2013
mikekelly answered:
Tue Mar 19, 2013
clons3253 answered:
Hello my name is Carrie I also invest my email is clons3253@aol.com I am with Farmers Insurance. My cell is 816-289-2538
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Sat Feb 26, 2011
Ceres answered:
Well, I was apprehensive about calling for quotes when I haven't even put an offer in on the home yet. I simply wondered if there was anyway to get an average estimate based on the location and price WITHOUT getting quotes from insurance companies. I don't want to start asking for quotes when I don't even have a place lined out yet. ... more
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Sat Feb 19, 2011
Patty Silliman answered:
I am unsure as to whether the Flood reached the house in 2008, but the house is in the Flood zone and does require flood insurance if there is a lender involved.
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Fri Jul 2, 2010
Donald Stevens answered:
That is not true. I would love to help you but Missouri is not one of the states we write in. You are probably talking to a company like State Farm or Allstate. They may have a company restriction and since they only know what their company can do, they may assume it is the same for all companies. If you would like us to find an agent that can help you, send me an email or give us a call and I find an agent that can write your home insurance. ... more
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