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Mission Viejo : Real Estate Advice

  • All103
  • Local Info5
  • Home Buying41
  • Home Selling3
  • Market Conditions6

Activity 123
Wed Dec 18, 2013
Larry Webb, Ph.D., MBA answered:
Hello Minoo, As a Certified Real Estate Negotiation Expert (CNE), I'd be happy to assist you. Please call me if you are still interested in Buying or leasing a property.

Dr. Larry Webb, MBA
Broker Associate/Agent – REALTOR®
(714) 222-1465
Century 21 Award - Fine Homes & Estates
South Orange County, California
E-Mail: DrLarryWebb@cox.net
Video Biography: www.DrLarryWebb.com
Website: www.LaderaRanchHomeSales.com
See my professional recommendations on Trulia.com
CalBRE Real Estate Broker’s License: 01413405
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0 votes 10 answers Share Flag
Sun Nov 17, 2013
Sgt Herrera answered:
It opened in Feb but I'm not sure if its still open but we just got our voucher due to my wife's illness as well. She's permanently disabled and was advised of the section 8 housing thru mental health housing its mhsa and they are open and have listed lots of open properties for such cases. I wish you luck and sorry to hear your sick as well . Thank you for your reply. ... more
0 votes 3 answers Share Flag
Sat Nov 16, 2013
Thom Colby answered:
Public records indicate the Trustee Sale scheduled for 11/15 has been postponed to December due to a "BK filing" and that was just the 2nd mortgage. The first is likely on hold as no creditors can collect while a BK is in process. It is unlikely the BK will be resolved / discharged in 2013.

As for the SBA loan, (having done short sales with SBA loans in the past) it will be difficult, if nto impossible, to get a short sale done. That SBA loan was Cross-Collateralized against another property owned by a different person - like a business partner - and that property has already been sold as a short sale.

The SBA does not give-in easily. They are quick to tell anyone they have the "power of the US Treasury" and will attach all future earnings, Tax Returns, Social Security Income, Disability, etc. to recover their $Million+ still outstanding.

This one won't be easy or quick!

Good luck,
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2 votes 4 answers Share Flag
Sat Nov 16, 2013
Sgt Herrera asked:
Thu Sep 12, 2013
Moka answered:
My office has a FSBO deal that I think you might like, Please go to our website , www.OCflatfeemls.com and see what we can offer you to get the best possible marketing and your property viewed by over 20,000 agents.
I would love to help you with setting this up if you think this is a avenue that would benefit your sale of the home, which I believe is a very inexpensive but very valuable way to reach potential clients.
You will also stop getting calls from agents asking to list your property once you have used this process.

Let me know if this is something I can help you with? Please feel free to call Sean Rees Or Moka at 714-944-9618 with questions .

Best of luck ,

Moka
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0 votes 6 answers Share Flag
Thu Sep 12, 2013
Laura Maldonado, BBA, MBA, MLO answered:
Talk with your loan officer...they or their boss should be able to speak with the underwriter and find a solution that makes the lender and everyone else happy...or at least satisfied. Should that not be the case I can close in a pinch such as this in 10 days. Hopefully you don't need this kind of rush service! ... more
0 votes 4 answers Share Flag
Wed Aug 28, 2013
Reginald Peterson answered:
You might want to contact your lender to verify the type of loan you have becauseon and FHA loan you shouldn't have had to pay for PMI upfront and pay for it in your loan. Good Luck
0 votes 8 answers Share Flag
Wed Aug 28, 2013
Reginald Peterson answered:
Sun Aug 11, 2013
Ingrid Ski Realtor answered:
Hello

First question. Have you already called the bank and who you got the letter from to discuss your situation ?
Yes, I can help you in stopping the foreclosure. I have helped many others an talking with the bank is the first step to help you in your situation
Give me a call to discuss more about your personal situation and details
Your short sale & foreclosure expert
Talk to you soon
Your local realtor.

Ingrid Ski Realtor
949-874-0432
OCAreaHomes@gmail.com
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0 votes 6 answers Share Flag
Thu Aug 8, 2013
Kim Krones answered:
Hi Valerie,
The best way to find good school location data is through greatschools.org . What is nice is that they also have school ratings that you can review both from parents and from scorecards.
I hope this information helps. It looks like that school name is not one in South Orange County but take a look.
Thanks!
Kim
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0 votes 3 answers Share Flag
Sun Jul 28, 2013
Libby Sparks answered:
If you and your husband are buying under a Conventional financing, then 2 years is the "down-time" before you are able to purchase again so you should be ok. If you are going to get FHA financing, it is 3 years. If your husband can qualify on his own for the loan, you can still be a co-buyer as his wife as long as you do not have additional debts to report, which would change your husband's Debt to Income ratio. ... more
0 votes 11 answers Share Flag
Mon Jul 8, 2013
Deborah Garvin answered:
Old question, great answers! The Good Neighbor program is still in effect and is a viable option for school teacher, police, firefighters and EMT personnel. Contact a mortgage professional to determine programs that may be beneficial for your specific situation.

Deborah
NMLS #279123
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1 vote 15 answers Share Flag
Thu Jul 4, 2013
Jill Murty answered:
While prices have risen in the last several months, you may still be able to buy an investment property in Chandler for an affordable price. I'm sure there are some great agents on this site who cover Maricopa County who will happily assist you. If you'd prefer for me to refer an agent, I will gladly do so. ... more
0 votes 1 answer Share Flag
Wed Jul 3, 2013
Birgit O'hearn answered:
Hello,

Hello BJ.

There are currently numerous properties available in the communities you specified tha t may meet you needs. Please visit my website to view properties that are currently available. You can also call or email me directly and I'd be happy to answer your questions or help you find properties to view.

Birgit O'Hearn, Realtor
email: birgit.homesales@gmail.com
www/birgitohearn.kwrealty.com
Cell: (949)463-7955
Keller Williams Realty
DRE# 01886700
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0 votes 4 answers Share Flag
Mon Jul 1, 2013
Chandra Watkins answered:
It is still possible, but not likely. The market has definitely become much more competitive for buyers and therefore there just isn't a lot of inventory out there. Consider all areas and feel free to email me or call me if you would like me to send you properties to consider in my area. ... more
0 votes 15 answers Share Flag
Wed Jun 5, 2013
nahidworld2 answered:
Avoiding Capital Gains tax can be achieved in a number of ways. You can either shelter the entire investment in a tax free environment or you can create a capital loss that is equivalent to your gain; either way, our experts on how to avoid capital gains tax will ensure you find the perfect solution.
For More information, you can go here: http://www.thetaxexperts.co.uk/how-to-avoid-capital-gains-tax
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0 votes 6 answers Share Flag
Mon Apr 29, 2013
answered:
I saw this too late, but I thought I would post this in case someone else has the same problem.

I can fund in 30 days or less. My Cell phone is 714-421-1037. I work for PacTrust Bank the fastest growing bank in the US at this time. ... more
0 votes 19 answers Share Flag
Mon Mar 11, 2013
George Raymondo answered:
I am afraid the damage is done. Once that BK has been filed with the court it becomes Public Record and whether or not you go through with the BK it will either show as Dismissed or Discharged, either way the damage is done. I really want to tell you what you should do, but since I am not an Attorney I can't give you that legal advice. But you should think long and hard about Dismissing your case, as the scar is already there, but without the benefits afforded someone who files for bankruptcy protection.

Best of Luck!
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0 votes 3 answers Share Flag
Wed Feb 27, 2013
Sharon Paxson answered:
Sorry to hear about this and that it was not explained. There are buyer expenses when a home is in escrow including HOA fees. Typically the escrow company has you sign a document that explains this about the HOA fees. If the home goes back into escrow, as stated below, you should be able to get back your fees. Check with the Escrow officer also. ... more
0 votes 8 answers Share Flag
Tue Feb 19, 2013
Jamie Tian answered:
Hi Shana,

This property is a pre-foreclosure/notice of default and is not currently for sale. The amount shown $198,000 is not the price that the house will be sold for but it the amount that the owner owes.

Please contact me with your email and I will send you a list of available properties in your area. You can contact me at (310) 717-1321 or JamieTian@RodeoRE.com.

Best,

Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
DRE #01920120
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0 votes 6 answers Share Flag
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